Confused about refund dates - IRS Where's My Refund shows 3/18 but TaxAct shows 3/12
I filed my taxes in early March using TaxAct. When I check my refund status on TaxAct, it says my estimated refund date is 3/12. However, when I look at the official IRS "Where's My Refund" tool, it shows my refund will be sent to my bank on 3/18. Has anyone experienced this discrepancy? Should I be concerned that I haven't received my refund yet even though the TaxAct date has passed? Is the TaxAct date just when it was approved rather than deposited? My refund is about $1,860 if that matters.
48 comments
Javier Torres
The IRS "Where's My Refund" tool is the official source you should trust. Tax preparation software like TaxAct often shows an estimated date based on typical processing times, but they don't have real-time access to the IRS processing system. The date shown in WMR (3/18) is when the IRS plans to release the funds to your bank. Your bank might then take 1-3 business days to make those funds available in your account. The TaxAct date (3/12) was likely when your return was accepted by the IRS or when they initially estimated you might receive your refund. Don't worry about the discrepancy - this happens quite often and isn't cause for concern. Just wait until after 3/18 before getting worried, and even then allow a few banking days for processing.
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Natasha Volkova
Oh wow, thank you for explaining! That makes me feel so much better. I was starting to think something went wrong with my refund.
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Emma Davis
I second this. The tax preparer apps have NO WAY of knowing the actual deposit date. They just give you a best guess based on standard processing times.
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Malik Johnson
Yep! I use H&R block and their estimate was a full week off from what the IRS actually did. Go with the WMR date always.
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Isabella Ferreira
If you wanna truly understand what's going on with your refund, you should check out taxr.ai. It's a game-changer - I was in your exact situation last year with contradicting dates, and I spent HOURS trying to decode my transcript and figure out what was actually happening. taxr.ai analyzes your transcript and explains everything in plain English instead of those confusing codes. It shows exactly what's happening and when your money will actually arrive. I use it every time I need to check my refund status now. Way better than playing detective on your own! https://taxr.ai
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Ravi Sharma
Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?
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Isabella Ferreira
It does WAY more than just read transcripts. It actually interprets all the IRS codes, tells you what each cycle means, explains holds or delays, and gives you predicted timeframes based on your specific situation. It's like having an IRS insider explain everything to you. Seriously a lifesaver during tax season!
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NebulaNomad
these kinds of services always look sketch to me. has anyone actually used this?
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Isabella Ferreira
YESSSS!! I was skeptical too but I was DESPERATE last year when my refund was mysteriously delayed for weeks. taxr.ai showed me exactly what was happening (there was a review code I didn't understand) and when to expect my money. Saved me from calling the IRS 500 times 🙌
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Freya Thomsen
idk seems like another app trying to make $ off tax season anxiety 🙄
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Omar Fawaz
I used it this year after dealing with a CP12 notice. It explained everything and actually predicted my DDD correctly to the day. Definitely legit and worth it when you're stressing about your refund.
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Chloe Martin
After waiting forever for my refund (3 weeks past the estimated date), I got tired of checking WMR and getting no answers. I used a service called Claimyr (claimyr.com) to finally get through to an actual IRS person. Got a callback within 20 mins when I'd been trying for days on my own. The agent told me exactly what was happening with my return and released my refund while I was on the phone with them. Best decision I made during this stressful tax season - talking to a real person solved everything so quickly.
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Diego Rojas
wait what? how does that even work? the IRS phone lines are impossible
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Chloe Martin
That's what I thought too! Apparently Claimyr uses some kind of technology that navigates the phone system and holds your place in line. When they reach an agent, they call you and connect you. I was shocked when my phone actually rang with an IRS agent ready to talk. Totally worth it considering I spent hours trying to get through myself.
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Anastasia Sokolov
another service that charges for something that should be free 🤦♀️
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Chloe Martin
I get what youre saying, but after 3 weeks of not knowing where my $2700 refund was, the fee was nothing compared to finally getting my money. Plus the peace of mind of talking to someone who could immediately fix the issue. I'd do it again in a heartbeat.
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StarSeeker
The tax company date is just an estimate and shouldnt be relied on. The IRS WMR tool has the actual planned deposit date. I've seen the preparation software be off by as much as 2 weeks before, so I wouldn't worry yet. If you dont see it by the 22nd (a few days after the WMR date), then maybe start asking questions.
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Sean O'Donnell
Happens every year and drives me crazy! The tax software companies give these dates to make you feel better but they're basically made up. Only the IRS knows the real date. Last year TurboTax told me Feb 10, IRS said Feb 18, and I actually got it Feb 21. Just part of the fun of tax season 🙃
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Zara Ahmed
Lol "fun" of tax season. That's a good one 😂
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Sean O'Donnell
I have a very broad definition of "fun" during tax season lmaooo. It's either laugh or cry at this point!
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Luca Esposito
Checking your transcript is the best way to really know whats going on. Tax softwares just guess. Wmr is sometimes right but its not updated as frequently as your actual transcript. I know its a pain to access but its the only real way to know for sure whats happening with your refund.
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Natasha Volkova
Thanks, I tried looking at my transcript but honestly all those codes are so confusing? Like what does code 150 even mean?
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Nia Thompson
Code 150 is just your return being processed initially. The one you want to look for is 846 - that's your refund being issued. If you have a date next to that, that's your actual refund date.
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Mateo Rodriguez
This is why I started using taxr.ai - it explains all those crazy transcript codes in plain english. So much easier than trying to figure it out yourself!
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GalaxyGuardian
Don't stress! The tax software companies (TurboTax, TaxAct, H&R Block, etc) all just ESTIMATE based on when you filed and typical IRS processing times. They don't have actual info from the IRS about your specific refund. Only the IRS WMR tool has the real date. I've never once had the tax software date be accurate lol.
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Aisha Abdullah
Sometimes your bank holds it for 1-2 business days after receiving it from IRS too. So even the IRS date might be off by a couple days.
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Ethan Wilson
YES! My credit union does this every single time. IRS says it sent it Thurs but I don't see it til Monday 🤬
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Yuki Tanaka
My bank does this too! Then they act like they're doing me a favor by "processing it quickly" 🙄
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Carmen Diaz
Theres a lotta things that could cause this. Ur most accurate date will be the one on your transcript with code 846 next to it. thats ur official refund date. I had a similar issue where TT said id get mine Feb 15 but the IRS didnt deposit til Feb 25. Its normal.
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Andre Laurent
The answer is don't trust any of them lol. I've had my refund come earlier than both dates before, and I've had it come later. The IRS works in mysterious ways 😂
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AstroAce
fr the IRS is like that toxic ex that keeps you guessing 💀
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Zoe Kyriakidou
LMAOOOO this is the most accurate description of the IRS I've ever read
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Jamal Brown
Do NOT rely on TaxAct date. that's just a guess based on normal processing times. The IRS WMR tool is giving you the actual planned deposit date. And even then, your bank might take 1-3 days to process after that. so don't expect your money until at least march 19-21.
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Mei Zhang
You should be able to see the ACTUAL date by looking at your tax transcript on the IRS website. Look for code 846 - that's your refund issue date. The WMR tool sometimes doesn't update correctly, and tax software estimates are notoriously inaccurate.
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Natasha Volkova
I tried to access my transcript but the verification process is so frustrating! They wanted me to verify with a credit card I don't have anymore 😩
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Liam McConnell
That verification system is THE WORST. I had to try 5 different ways before I finally got in. You can also request a mailed transcript but that takes forever.
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Amara Oluwaseyi
This is why I ended up using taxr.ai - I kept getting locked out of my transcript access! They help you get and understand your transcript without all that hassle.
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CosmicCaptain
I had this exact same thing happen! TaxSlayer said Feb 28, WMR said March 6. I actually got it March 7. The tax prep software dates are meaningless - they're just trying to make you feel good about using their service. "Look how fast we got your refund!" 🙄
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Giovanni Rossi
I was in tax limbo for 6 months last year and couldnt get any answers. I finally broke down and used claimyr.com to get an IRS agent on the phone. Got connected in 30 min when id been trying for weeks on my own. The agent fixed my issue right away - turned out there was a simple error code that needed manual clearance. Sometimes talking to a human is the only way to get results with the IRS.
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Fatima Al-Maktoum
6 MONTHS??!! That's insane. What was the hold up?
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Giovanni Rossi
They had flagged my return for identity verification but the letter got lost in the mail. So I was just sitting there waiting while they were waiting for me to respond to a letter I never got. The agent resolved it immediately once I finally got through.
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Dylan Mitchell
Typical IRS efficiency 🤡 Glad you finally got it resolved!
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Sofia Gutierrez
Your tax software (TaxAct, TurboTax, etc.) doesn't have access to IRS systems. Their estimated dates are just that - estimates. Only the IRS knows the real schedule. The WMR tool isn't perfect but it's much more accurate than any third-party software.
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Dmitry Petrov
The WMR date of 3/18 is the one to trust. the IRS systems often take a bit longer than tax software estimates. And sometimes there are random reviews that slow things down a bit. Nothing to worry about as long as you see a date in the WMR tool.
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StarSurfer
Pro tip: If you really want to know whats happening with your refund, check your account transcript on the IRS website. It will show you exactly where your return is in processing and when your refund is scheduled. The 846 code is the one to look for - that's your refund issuance code and date.
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Ava Martinez
I second this, but understanding transcript codes is like learning a foreign language 😩
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Miguel Castro
This is why I started using taxr.ai last year - it translates all those codes into english! Total game changer for me.
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Zainab Abdulrahman
If I had a dollar for every time the tax software refund date was wrong, I'd have enough to pay my taxes! 😂 Only trust the IRS WMR tool date, and even then, add a few days for bank processing time.
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