IRS shows "Refund Sent" check mark but no deposit in bank on promised February 27th date - should I wait until March 4th deadline?

The "scheduled to be sent" wording means the IRS has approved your refund and instructed the Treasury to issue payment. However, there are several things to understand about this timing: • February 27th is when they INITIATE the direct deposit, not necessarily when it hits your account • Banks typically take 1-3 business days to process incoming ACH transfers • The IRS systems only update once per day, usually overnight • Some banks show pending deposits before they officially post The March 4th date they give is actually the important one - that's the "if you don't have it by THIS date, then something might be wrong" date. Until then, it's still considered normal processing time. I'd recommend checking your bank for any pending transactions, and continue monitoring WMR daily. Only contact your bank if nothing shows up by March 4th as indicated.

I was in the exact same situation last week. The WMR tool kept showing the scheduled date, but I was getting anxious waiting. I finally used taxr.ai to actually interpret my transcript and it showed me the exact processing status and expected deposit date - way clearer than WMR. It showed me that my refund was actually in the final processing stage with a specific release code. I could see exactly what was happening instead of that vague WMR message. Got my deposit 2 days later exactly when taxr predicted. Saved me from calling the IRS and waiting on hold for hours. https://taxr.ai

I got fed up with waiting and not knowing what was going on with my refund so I found this app called Claimyr that got me through to an actual IRS agent in about 25 minutes! The agent confirmed my refund was processed and gave me the exact date it would hit my account. Honestly worth every penny because I wasted HOURS trying to call them myself and never got through. Check out claimyr.com - total lifesaver when the online tools don't give you the answers you need.

The date they give is the date they SEND it to your bank, not when it will show up in your account. I waited 3 days after my scheduled date last year. Just give it til the 4th like they say before panicking.

If ur bank account info is correct, don't worry too much yet. The IRS issues the payment on the date shown, but ur bank could take 1-3 business days to process it. Hang tight until at least March 4 before freaking out. That said, I had similar thing happen last year and my bank actually rejected the deposit bc the name on the refund didn't match my account exactly (my middle initial was missing). Had to wait 3 more weeks to get a paper check. Make sure ur name matches exactly whats on file with ur bank.

the irs is a JOKE 🤡 they expect us to pay taxes on time but can't even send refunds when they say they will. i've been waiting since January for mine and still nothing. meanwhile they charge penalties if we're even a day late 💯 😤

Direct deposit dates are never exact. My WMR said Feb 12 but didn't hit my account until Feb 15. Most banks don't process deposits on weekends, so if your scheduled date falls on a Friday, you might not see it until Monday or Tuesday of next week. Give it until that March 4 deadline they mentioned before getting worried.

This actually happened to me earlier this month. It said refund scheduled for Feb 13, but I didn't get it until Feb 16. Some banks just take longer to process. Also, if you claimed any tax credits like EIC or Child Tax Credit, those refunds sometimes have extra processing steps even after the "scheduled" date. Hang in there!

have you checked your transcript online? sometimes it shows more details than the WMR tool. you need to create an account on irs.gov if you dont already have one.

I work at a bank (not saying which one lol) and I can tell you that even after the IRS sends the payment, we have internal processing time. Some banks show pending deposits, others don't show anything until it fully posts. Also, larger refunds sometimes get additional fraud review on our end which can add a day. I'd say wait until Monday before getting too concerned.

check ur transcript! WMR is always behind in updating. the transcript will show the exact codes and cycle dates. you can see if there's any holds or reviews on ur account. that's how I figured out my refund was delayed due to a random audit. make an account on the irs website and look at ur transcript asap.

the same thing happend to me last week. my wmr said scheduled for feb 20. i freaked out when i didn't see anything that day. but it showed up the next morning! banks are slow af sometimes. just wait a couple days.

FYI - I checked the IRS operational status page and they're currently experiencing some system delays that might be affecting direct deposits scheduled for this week. They posted an update yesterday saying some February 26-28 deposits might be delayed by 1-2 business days. Not sure why they don't communicate this more clearly to taxpayers!

I recieved my state but not federal. Wmr says same as yours. Feb 27th supposed to be DD. Nothing yet. Almost 7pm here and zilch. Totally understand ur frustration. Thid is ridiculous every single year.

Are you using a tax preparation service that takes their fees out of your refund? If so, your refund goes to them first, then they take their cut and send the rest to you. That adds 1-2 days typically. Check with your tax preparer if that applies to you.

Call the IRS! Oh wait... you cant because youll be on hold for 3 hours if you even get through at all 🤣 The system is completely broken. I had to use Claimyr.com to finally get someone on the phone after trying for weeks. The agent told me my refund was actually held up because of a mismatch in my reported W2 income that wouldn't have shown up on WMR. Got it fixed in 10 minutes once I actually talked to someone.

Same boat. Schedule date was Feb 26, still nothing. Called my bank and they said no pending deposits. Checked wmr again today and it still shows the same message. Starting to get worried because I need this $ for rent!

I'm going through the exact same thing right now! Filed early February, got the "Refund Sent" checkmark with a Feb 27th date, and still nothing in my account as of this evening. It's so nerve-wracking when you're counting on that money. From what I'm reading here, it sounds like the Feb 27th date is when the IRS *sends* the payment to the bank, not when it actually hits our accounts. Plus someone mentioned there might be system delays affecting refunds scheduled for this week. I'm trying to stay patient until that March 4th deadline they give us, but it's definitely stressful! I called my bank earlier and they said to check again tomorrow morning since some deposits don't show up until after midnight or early morning. Fingers crossed we both see our refunds soon! 🤞