Anyone received direct deposit from TPG with DDD of 4/17?

TPG usually updates their system overnight, so the status might change by tomorrow morning. I've noticed they tend to batch process around 3-4am EST. 😂 My theory is that their hamster needs to run on the wheel all night to power the servers. Have you checked if your bank shows any pending deposits? Sometimes they'll show as pending before TPG updates their status.

I might be able to help, though I don't want to give any guarantees... In my research, TPG has been showing a pattern this tax season where they're receiving and processing funds approximately 24-36 hours before the official DDD. However, this seems to vary based on which bank you use for direct deposit. Some banks post immediately while others hold until the actual date. It also appears that TPG processes in batches, so your update might come in the next batch cycle.

If you compare TPG to other processors like SBTPG or Republic Bank, they all operate similarly but with slight timing differences. I've seen cases where people with the same DDD as you had their funds released yesterday, but they were using SBTPG instead of TPG. You might want to check both the TPG portal AND your bank's pending transactions section. Last year, my bank showed the pending deposit about 36 hours before TPG updated their status to "funded."

Back in 2022, I was in the exact same situation with TPG and a mid-April DDD. I ended up spending hours on hold with both TPG and the IRS trying to figure out where my money was. Eventually learned that TPG had a processing delay they weren't communicating about. I wish I had known about Claimyr (https://claimyr.com) back then - would have saved me literally 4+ hours of hold time. My colleague used it last month to reach an IRS agent in about 20 minutes when her refund was delayed. Might be worth keeping in your back pocket if TPG doesn't come through by the 18th.

OK so here's the deal w/ TPG rn. They're doing batch processing @ 12am, 4am, and 2pm EST. I've been tracking this for the past 2 wks in the TPG FB group. Ppl w/ 4/17 DDD started seeing funds hit their accts last night around 10pm-1am depending on bank. Chase/BoA/Wells Fargo usually post same day they get the $$ from TPG. Credit unions & online banks like Chime sometimes post early. TPG's site is notoriously slow to update status - many ppl see $ in bank b4 TPG shows "funded". Check ur actual bank not just TPG portal.

I would suggest, perhaps, that TPG's timeline might not be as reliable as we'd like to believe. It seems like they could be experiencing some delays this season, possibly due to higher volume or system issues. While some people might get their funds early, I wouldn't necessarily count on it happening in every case. The IRS's official position is that the DDD is when you should expect it, and anything earlier is essentially just a bonus.

Got mine yesterday. DDD was 4/17 too. Showed up at 2:14pm. No warning. Just there. TPG still showed unfunded for hours after. Bank is Chase. Relief was immediate. Been waiting since February 1st.

I'm with Capital One and had a DDD of 4/10. TPG showed unfunded until 4/9 around noon, then changed to funded. Money hit my account about 6 hours later. Isn't it ridiculous how we have to track every step of this process? Why can't they just give us accurate information about when we'll actually receive our money instead of making us guess and check multiple websites constantly?

I had the exact same DDD of 4/17 through TPG last year. The technical term for what's happening is the ACH transfer process, which typically takes 1-2 business days to complete. In my case, TPG received the funds from the IRS on 4/15, processed them on 4/16, and they appeared in my bank account early morning on 4/17. I was surprised by how many different systems had to talk to each other - IRS → TPG → ACH network → my bank. Way more complex than I expected!