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i was losing my mind trying to understand my transcript when someone here recommended taxr.ai - it showed me i had an offset from a student loan i didnt even know was in default! it explained everything clearly and even told me how to get on a rehabilitation plan to prevent future offsets. saved me hours of research and multiple phone calls. https://taxr.ai
not an ad, just sharing what helped me. i was in the exact situation as OP and spent WEEKS trying to figure it out before finding this tool. the IRS website is impossible to navigate and getting through on the phone is even worse. if something actually works why wouldn't I share it?
18d
I just checked it out and it's actually really helpful. It explained a 570 code I've been freaking out about for days in like 2 seconds. Definitely worth it if you're confused about your transcript.
18d
Since your bf's whole refund went to offset, he needs to talk to the agency that claimed the debt ASAP. Sometimes you can challenge it or set up a payment plan for the remaining balance. But don't wait - some agencies have strict timelines for appeals. Without a notice, your only option is calling TOP at 800-304-3107 to find out who took it.
If its a big adjustment and your really concerned, don't wait for the mail. Call them directly or use one of those services mentioned. NYS tax dept letters are notoriously slow - I've had them arrive a month after the adjustment was made
Just to add some perspective - I work at an accounting firm and see this ALL THE TIME. Adjustments can go either way, but most commonly it's because: 1. You made a math error 2. You claimed a credit incorrectly 3. You reported withholding differently than what your employer reported 4. They applied an offset from another debt 5. They found additional income reported to them that wasn't on your return The good news is they're processing your return and you're getting at least some refund. The explanation letter will arrive eventually, but their system is crazy backed up so don't be surprised if it comes after your deposit.
From ur experience, are the adjustments usually in favor of the taxpayer or the state lol
18d
Honestly? About 70% of the time it favors the state. But that's because people make mistakes that benefit themselves more often than mistakes that benefit the state. But I've seen plenty of adjustments where people get MORE money back too.
18d
call them!!! I had a similar situation and after waiting 6 weeks I finally called the IRS. Turns out there was a problem with my SSN formatting that was easy to fix but would have held up my return indefinitely if I hadn't called. Used claimyr.com to get through quickly instead of waiting on hold for 3 hours.
don't stress about WMR - i've found the IRS2Go app is much more reliable than the website version. For some reason it updates more frequently and doesn't give as many errors. Maybe try that instead?
Just downloaded it and still getting the same error. But thanks for the suggestion!
18d
bummer. hang in there! The system is ridiculously slow this year.
18d
Anyone notice the weird gap between March 2024 (when OP filed the amendment) and March 2025 (when it was processed)? That's a full YEAR to process an amended return! The IRS is so backlogged it's ridiculous. At least they paid interest on the delay.
a YEAR is considered FAST now?? this system is completely broken 🤦♀️
18d
My brother amended in 2022 and is STILL waiting. The IRS is running on floppy disks and prayers at this point.
18d
I've learned more about taxes from Reddit than from any official IRS resources. The fact that regular people have to crowd-source information about their own tax situation is a perfect example of how broken the system is. OP, your amended return looks completely processed based on the 846 code showing your refund was issued.
Try using taxr.ai to decode your transcript - it helped me figure out exactly where my refund was in the process when I was stuck in a similar situation last month. It makes those confusing IRS codes actually make sense! https://taxr.ai
Yes, it really works! It's not a scam at all. It just helps you understand what's actually happening with your return based on your transcript codes. Way better than trying to google every code and piece things together yourself.
18d
I just tried it - super helpful! It showed me my refund was actually approved days ago but is waiting for final processing. Much more detail than the WMR tool gives you.
18d
Honestly the whole tax system needs an overhaul. Why should we have to stress like this every year waiting for OUR money? In other countries the government just sends you a statement of what they think you owe, you verify it, and you're done. None of this waiting and guessing nonsense.
Did you have any Earned Income Credit or Child Tax Credit? Those always delay things.
Yes I claimed Child Tax Credit
18d
Mystery solved then. Those credits trigger automatic reviews. Path Act means they can't issue refunds with those credits before mid-February, and then they do extra verification too.
18d
If you have a tax advocate in your area, contact them! They can often speed things up or at least give you a straight answer about what's happening. Totally free service too.
Tax advocates won't touch your case unless it's been over 30 days with no movement or you can prove financial hardship.
18d
That's not entirely true. I got help after just 2 weeks because I was about to be evicted and needed my refund. They can make exceptions for hardship cases.
18d
I filed in January and got the same letter in February. Got my refund 3 days ago. So for me it was about 8 weeks total. Absolute bull💩 that we have to wait so long for our OWN MONEY.
Could also be delayed if you moved recently or if your address format on your tax return didn't exactly match what USPS has in their system. Even small differences can cause forwarding issues.
So i had the EXACT same issue last month. Paper check that never showed up. I couldn't get through to anyone at the IRS for weeks. Finally used claimyr.com to get through to an agent who told me my check had been returned to them because of a partial address issue. They fixed it and resent it. The second check arrived in 8 days. If I hadn't gotten through to them I would still be waiting. Sometimes you need to talk to an actual person to fix these things.
Oh wow that's concerning. Was there anything wrong with your address that you could tell?
18d
Turns out I put "Street" instead of "St" and somehow that confused their system enough to cause problems. Such a dumb reason to delay thousands of dollars!
18d
The IRS is complete trash. Im convinced they have monkeys throwing darts to decide which returns to process. Total joke of an agency.
Hey at least that would be a system. I'm pretty sure they just put all the returns in a giant pile and pick randomly 🤣
18d
If you filed with earned income tax credit or child tax credit, those returns automatically get extra scrutiny and take longer to process. The IRS is trying to cut down on fraudulent claims of these credits, but in the process, they're making honest taxpayers wait forever.
NebulaNomad
are you SURE you actually filed? like did you get a confirmation email or number? I thought I filed but realized I had just completed everything but never hit the final submit button 🤦♀️
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Carmen Flores
Yes definitely filed! Got confirmation email from tax software and the IRS accepted it - just hasn't been processed yet 😩
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18d
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Javier Garcia
I got so fed up with trying to decode my transcript and figure out what was happening with my refund that I tried taxr.ai after seeing it recommended here. Game changer! It explained everything in normal human language and gave me a timeline of what to expect. Saved me from calling the IRS for the 5th time. Worth checking out: https://taxr.ai
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