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Everyone's telling you to wait, but that's like telling someone with a broken leg to be patient while the bone heals - technically correct but not helpful. Try requesting a taxpayer advocate through Form 911. It's like having a guide through the IRS maze instead of wandering blindly. I'm skeptical of the "just wait" approach because these adjustments can sometimes get stuck in processing loops if not actively addressed.
Does requesting a taxpayer advocate delay things further? I'm on a tight deadline with some bills coming due next month, and I'm worried that opening yet another process might reset some internal clock at the IRS. Has anyone had the advocate actually speed things up?
7d
I really appreciate this advice! I had a similar situation last year with my Earned Income Credit, and waiting did nothing for 2 months. Once I got a taxpayer advocate involved, my refund was processed within 10 days. It was like night and day compared to just sitting around hoping for the best!
7d
Had the EXACT same sitch last yr w/ my CTC. Got the 971 code on March 5th, notice arrived March 12th, refund finally hit my acct April 2nd. No 846 code until like 3 days b4 the $$ showed up. Tbh the waiting is the worst part, but at least ur transcript updated which is a good sign. Mine was stuck on N/A for weeks. U think they'd make this easier by now, right?
Filing status: MFJ (first time as married filers) I received correspondence from the IRS requesting identity verification through ID.me or in-person verification at a Taxpayer Assistance Center. My question pertains to the selection methodology for verification requirements. Is this a universal requirement for all taxpayers in the 2024 filing season, or am I part of a subset that's been flagged for additional verification? I've meticulously prepared our documentation, including all W-2s, 1099s, and supporting schedules, but I'm curious if this verification step indicates a potential discrepancy or if it's simply standard protocol for certain filing scenarios. My spouse hasn't received a similar notice, which further prompts my inquiry about the selection criteria.
Think of IRS verification like your bank's fraud detection system. When I used my credit card in three different states in one day while traveling, my bank immediately flagged it and froze my card. The IRS does something similar with tax returns. Your newly married status is like suddenly using your credit card in a new country - it's not necessarily suspicious, but it's different enough from your previous pattern to trigger a verification check. About 1 in 20 taxpayers get selected for verification, and first-time status changes like MFJ are common triggers.
I went through this exact situation last year after getting married! It was frustrating at first, but the verification process ended up being pretty straightforward. I used the ID.me online option and was verified within 15 minutes. My refund was delayed by about 2 weeks compared to my typical timeline from previous years. Interestingly, my spouse and I both had to verify separately even though we filed jointly. Have you checked if your spouse also needs to verify but maybe the letter hasn't arrived yet?
I received exactly $14,328 in unemployment benefits in 2023 and had to report every penny on my taxes. The $10,200 exclusion expired 3 years ago and was only for the 2020 tax year. I remember this clearly because I received unemployment in both years and only got the exclusion in 2020. Don't worry about waiting - there's nothing to wait for. Just file normally and report all unemployment income shown on the 1099-G.
To add some additional context: The American Rescue Plan Act (ARPA) enacted on March 11, 2021 included the provision that excluded up to $10,200 of unemployment compensation per recipient for tax year 2020 only. This was not renewed for subsequent tax years. For tax year 2023, all unemployment compensation is reported on Line 7 of Schedule 1 (Form 1040) and flows to your 1040. Ohio state tax treatment aligns with federal treatment in this case, so the full amount is also taxable on your Ohio IT-1040.
Have you checked for any codes like 570 or 971 on your transcript? Those often indicate why processing might be delayed. The community here has found that the processing date by itself doesn't tell you much, but combined with the specific codes, you can get a better picture of what's happening with your return.
Just to clarify something I see people misunderstanding constantly: the "as of" date and the "processing date" are two different things on your transcript. The processing date shows when your account was last updated, while the "as of" date is more like a reference date for penalties and interest calculations. Are you looking at the right field? Many people confuse these two dates and draw the wrong conclusions.
When they say April 5th, is that when they're sending it or when you should expect to receive it? This is an important distinction that often confuses taxpayers. The date they provide is typically when the IRS releases the funds to your financial institution, not necessarily when you'll see it in your account. Why does this matter? Because depending on your bank's processing times, you might not see the money until April 8th or 9th, especially if the 5th falls on a weekend or holiday.
OMG I'm so mad at the IRS right now!!! They told me March 15th and I STILL don't have my money!!! π‘π‘π‘ Maybe try calling the Taxpayer Advocate Service instead of just waiting? They sometimes can push things through faster if you have a financial hardship. The number is 1-877-777-4778. I'm going to try them tomorrow because this wait is ridiculous!!
While you're waiting for that SS card (ah, the joys of government paperwork!), I'd recommend checking your tax transcript online if you haven't already. I use taxr.ai to interpret my transcript codes - it helped me understand exactly what was happening with my return when I was stuck in verification purgatory last year. The transcript will show you if there are any other issues besides the verification hold that might need addressing. It'll also show you the exact codes related to the verification request so you can confirm that's the only holdup. Better to know now if there's anything else lurking in there that might cause delays even after you verify!
It seems, perhaps, that there might be a possible workaround worth exploring. In some cases, the IRS Taxpayer Assistance Centers can potentially accept alternative documentation for children in lieu of the actual Social Security card. This might include a birth certificate along with medical records showing your child's SSN, or possibly school records with the SSN listed. I was, quite frankly, surprised to learn this when I faced a somewhat similar situation. You would likely need to call ahead to the specific TAC office where you plan to verify and ask if they can accommodate this exception given your circumstances. The flexibility varies significantly by location and individual IRS employee discretion.
I found a trick that worked for me last week. I called the IRS Practitioner Priority Line (meant for tax professionals) at 866-860-4259. When the automated system asked for my CAF number (which is for tax pros), I just waited silently. After three attempts to get me to enter a CAF number, it transferred me to a person. I was honest and explained I wasn't a tax professional but had been unable to reach anyone through the regular channels. The agent was understanding and helped me with my question rather than making me call back on the regular line.
I had this exact same problem on March 15th, 2024. I tried calling at 7:00am every day for a week and kept getting disconnected. What finally worked was contacting my local Taxpayer Advocate Service office. I filled out Form 911 (Request for Taxpayer Advocate Service Assistance) and explained that I had made multiple unsuccessful attempts to reach the IRS. On March 22nd, I received a call from a TAS representative who helped coordinate getting answers to my questions. It's not an immediate solution, but it worked when nothing else did.
I filed 2/11 and just got my deposit last week. No WMR updates at all until 2 days before the money hit my account. The IRS is seriously backed up this year - I heard they had staffing issues at several processing centers. Hang in there!
Check if you have any past due debts that might trigger an offset (student loans, child support, etc). Those can cause delays because your return gets routed through an additional review process. Also, if you filed by paper instead of e-file, add at least 6-8 weeks to the normal processing time.
Definitely e-filed, and I don't have any debts that would cause an offset. Just seems like I'm in some kind of processing limbo.
9d
According to IRS Publication 1345 (section 5.5), financial institutions must reject direct deposits when account/routing number combinations don't match their records. The IRS then automatically initiates the paper check process. What surprises many taxpayers is that there's no notification system in place - you won't get an email or text about the rejection. The only way to know is by checking your transcript for code 846 followed by code 971, which indicates the direct deposit was canceled and a paper check is being issued. I'm still amazed that in 2024, with all our technology, this process hasn't been streamlined!
Have you considered calling your local Taxpayer Advocate Service? They're like the customer service superheroes of the IRS world. If your refund is causing financial hardship (like if you need it to pay rent or utilities), they might be able to expedite the paper check process. It's like having someone navigate the IRS maze for you. Their number is 877-777-4778. Think of it as taking a shortcut through the IRS bureaucracy - sometimes worth it if waiting those extra weeks would cause real problems.
Sunny Wang
OMG I can't believe how common this is!! I had EXACTLY this situation in March! 570/971 codes appeared on March 12th, and I nearly had a heart attack thinking I was being audited! π± I had to file 2020 and 2021 returns that I missed when I first moved to the US. I faxed both returns on March 15th and my 2024 refund was deposited on April 9th - so exactly 25 days from faxing. The most shocking part was that I never saw ANY update on my transcript between the hold being placed and the refund being issued! It went straight from the 570 code to the 846 refund issued code with nothing in between. I was checking multiple times daily and nearly missed it!
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Hugh Intensity
Let me walk you through what happened with mine: 1. Filed 2024 return on February 3rd 2. Got 570/971 codes on February 22nd 3. Received letter requesting 2022 return on February 28th 4. Mailed 2022 return on March 4th (certified mail) 5. Checked transcript on March 27th - saw 571 code (hold released) 6. Refund deposited March 31st So for me, it was exactly 27 days from when I sent the prior year return until I got my refund. The key indicator was the 571 code appearing, which meant they processed my 2022 return and removed the hold. I'd recommend watching for that specific code on your transcript - it's the signal that you're almost there.
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