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Called the tax advocate service and they said theyre all backed up and cant even take new cases rn... we're all in the same boat š£āāļø
same here struck out with advocates too smh
I'm in the same boat - filed in early March and still have that 810 code sitting there mocking me every time I check. It's so frustrating because you can't even get through to talk to anyone at the IRS and when you do they just say "wait longer." At this point I'm just hoping it clears before the holidays š¤
Let me break this down for you comprehensively: First, DO NOT amend. Here's why: - You have an active freeze (810 code) - Your return is already processed (150 code) - You have pending credits (766 codes) The best approach is: 1. Keep monitoring your transcript weekly 2. Use taxr.ai to get a detailed analysis (seriously, it's amazing for understanding these codes) 3. Only call IRS if you see no movement after 60 days I deal with these issues daily, and amending during a freeze is like throwing gasoline on a fire. Just be patient and keep checking your transcript.
Code 810 freezes are incredibly frustrating but you're actually in a better position than many. The fact that your return processed (code 150) and you have credits scheduled for April 15th is promising. The freeze was likely triggered by income verification or credit eligibility checks - very common with refundable credits. Since your transcript shows April 15th dates, that's probably when the system expects to resolve the review. I'd suggest: - Check your transcript every Friday (that's when most updates post) - Don't call unless you see error codes or it's been 90+ days - Definitely don't amend - it'll just create more delays The waiting sucks but you're probably closer to resolution than you think. Most 810 freezes with scheduled credit dates like yours resolve within the timeframe shown on the transcript.
Check if your state has its own health insurance requirement! Federal penalty is gone but states like CA, MA, NJ, RI and DC still have their own penalties. TurboTax should ask which state you're in and apply the right rules.
Just to add some clarity for everyone - the federal individual mandate penalty was indeed eliminated starting in 2019, so there's no federal penalty for not having health insurance. However, if you live in California, Massachusetts, New Jersey, Rhode Island, or Washington DC, those states still have their own individual mandate penalties. Katherine, since you mentioned you're using TurboTax and it's asking about health insurance, you're likely in one of these states. The good news is that all of these states have hardship exemptions similar to what the federal system used to have, including exemptions for periods of unemployment. If you're in one of these penalty states, you should be able to claim a hardship exemption for the months you were unemployed (June through December). You typically don't need to get pre-approval - you can claim it directly on your return. Look for options related to "hardship," "financial hardship," or "unable to afford coverage" when TurboTax walks you through the exemptions. If you're not in one of these states, then there shouldn't be any penalty at all and TurboTax might just be asking for informational purposes.
This is really helpful clarification! I was getting confused reading through all the different advice here. So just to make sure I understand - if Katherine is in a state without the mandate (like Texas or Florida), then TurboTax is probably just asking for informational purposes and there's actually no penalty at all? That would be such a relief if that's the case! It's so confusing how different states have different rules. I wish TurboTax would be clearer upfront about whether you're actually facing a penalty or if it's just gathering information.
because then tax prep companies would lose money š
FreeTaxUSA is definitely the way to go! I made the same switch last year and saved like $200. Just a heads up though - if you ever get an IP PIN assigned by the IRS in the future (they sometimes do this automatically if they detect suspicious activity on your SSN), make sure to save it somewhere safe. You'll need it every year after that for e-filing. Good luck with your return!
CosmicCadet
Thank you all for sharing your experiences! This has been incredibly helpful. I'm feeling much more confident now about my situation. Based on what everyone has shared, it sounds like the 570/971 combination is pretty common and usually resolves within a few weeks. I checked my transcript again and noticed that both codes do share the same cycle date (20250221), which based on Mateo's explanation suggests it's likely just a verification process. The home improvement credits I claimed were for energy-efficient windows and insulation, so that could definitely be what triggered the review. I think I'll wait for the actual notice from the 971 code before taking any action, but it's reassuring to know that most people here had positive outcomes. Really appreciate this community - you've all saved me from spending hours on hold with the IRS! š
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Alice Coleman
ā¢Welcome to the community! I'm glad you found all the insights helpful. Your situation sounds very similar to what I went through earlier this year. The energy-efficient home improvement credits (especially windows and insulation) are actually quite common triggers for verification reviews, but they're usually straightforward to resolve. Since your 570 and 971 codes share the same cycle date, you're probably looking at a 14-21 day timeline once you respond to whatever the notice requests. Keep us updated on how it goes - these shared experiences really help other community members who might face similar situations!
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NeonNebula
As someone who just went through this exact scenario last month, I can confirm that the energy efficiency credits are definitely a common trigger for the 570/971 combo. I claimed the residential clean energy credit for solar panels and got the same codes with matching cycle dates. The key thing that helped me was keeping detailed records of all my expenses and receipts. When I got the notice (which took about 10 days to arrive), they just wanted me to verify the amounts I claimed and provide documentation. I uploaded everything through their secure portal and the 570 hold was released within 8 business days. One tip that saved me time: organize all your home improvement receipts and invoices now while you're waiting for the notice. That way you can respond immediately when it arrives. The IRS usually gives you 30 days to respond, but the sooner you provide what they need, the faster your refund gets processed. Your cycle dates matching is definitely a good sign - it means they flagged it for review right when they processed your return, rather than it sitting somewhere for weeks before anyone looked at it.
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Amaya Watson
ā¢This is really helpful! I'm new to this community and dealing with my first experience with IRS transcript codes. Just to clarify - when you uploaded your documentation through their "secure portal," was that the same as the regular IRS.gov website login, or is there a separate system they direct you to? I want to make sure I'm prepared when my notice arrives. Also, did you have to provide receipts for every single expense, or just the major ones? I have a lot of smaller items that added up to my total claimed amount.
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