Replacement checks not arriving - need help ASAP!
Hey everyone, I'm having some trouble with my replacement checks. Has anyone else experienced this issue recently? I'm not sure what to do next and could use some advice.
38 comments
Hey everyone, I'm having some trouble with my replacement checks. Has anyone else experienced this issue recently? I'm not sure what to do next and could use some advice.
0 coins
38 comments


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Diego Vargas
Ugh, replacement checks are such a pain! I had to deal with this last month. What exactly is the problem you're facing? Did they not arrive, or is there an issue with the checks themselves?
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Chloe Harris
β’Thanks for responding! The checks haven't arrived yet, and it's been over two weeks since I requested them. I'm getting worried because I have bills to pay.
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Diego Vargas
β’Two weeks? That's definitely longer than it should take. Have you tried calling the bank or whoever issued the checks? Sometimes they can give you more info on the status.
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Chloe Harris
β’I've been trying to call, but I keep getting stuck on hold forever. It's so frustrating!
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StardustSeeker
Ugh, replacement checks are such a pain! I had to deal with this last month. What exactly is the problem you're facing? Did they not arrive, or is there an issue with the amounts?
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Keisha Taylor
β’Thanks for responding! They haven't arrived yet, and it's been over two weeks since I requested them. I'm getting worried because I need to pay some bills soon.
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StardustSeeker
β’Two weeks? That's definitely longer than it should take. Have you tried calling the bank or wherever you requested them from? Sometimes they can give you an update on the status.
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Keisha Taylor
β’I've been trying to call, but I keep getting stuck on hold forever. It's so frustrating! π«
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Paolo Marino
I feel your pain, OP. The whole system is broken af. I've been waiting on replacement checks for almost a month now. It's like they don't even care about us little guys. π€¬
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NeonNinja
I found a way to actually get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/Ize0EkN4HDI
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Anastasia Popov
β’Sounds too good to be true. Does it really work? $20 seems steep just to make a phone call.
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NeonNinja
β’I was skeptical at first too, but it actually worked for me. Saved me hours of waiting on hold. Worth it if you're desperate to talk to someone.
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Sean Murphy
β’Idk man, seems kinda sketchy. Has anyone else tried this?
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NeonNinja
β’I get the skepticism, but it's legit. They have good reviews online and it solved my problem. Just sharing what worked for me π€·ββοΈ
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Amina Bah
Have you tried going to your local branch in person? Sometimes face-to-face interactions can get things moving faster. Just be prepared to wait in line for a while.
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Keisha Taylor
β’That's a good idea, I hadn't thought of that. I'll give it a try tomorrow. Thanks for the suggestion!
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Zara Khan
Have you checked your mail carefully? Sometimes replacement checks come in nondescript envelopes that look like junk mail. I almost threw mine away by accident! π€¦ββοΈ
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Oliver Becker
Hey guys, I found a method to actually get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Check out this video for more info: https://youtu.be/Ize0EkN4HDI
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Natasha Petrova
β’Sounds too good to be true. Is this legit? Has anyone else tried it?
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Oliver Becker
β’I know it sounds sketchy, but I swear it's legit. I was desperate and decided to give it a shot. Saved me hours of hold time.
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Javier Hernandez
β’Wait, you actually paid money to make a phone call? That's wild. But I guess if it works... π€
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Oliver Becker
β’Yeah, I know it seems crazy. But when you factor in the time saved and stress avoided, it was worth it for me. Your mileage may vary tho.
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Luca Ferrari
Here's what you need to do to resolve the replacement check issue: 1. Document everything: Write down when you requested the checks, who you spoke to, and any reference numbers. 2. Check your account online: Sometimes there's info there that doesn't come through other channels. 3. Call again: Yes, it's a pain, but persistence pays off. Try calling at off-peak hours like early morning. 4. File a complaint: If it's been more than 30 days, file a formal complaint with the issuing institution and your state's banking regulator. 5. Consider alternatives: Ask if they can do a direct deposit or issue a prepaid card instead. 6. Last resort: If all else fails, you might need to visit a local branch in person (if possible) to resolve the issue. Remember, stay calm but be firm. Good luck!
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Chloe Harris
β’Wow, thank you so much for this detailed advice! I'll definitely follow these steps. Really appreciate you taking the time to write all this out.
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Nia Davis
β’This is solid advice right here π― Saving this for future reference!
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Emma Davis
Here's what you need to do to resolve the replacement check issue: 1. Document everything: Write down when you requested the checks, who you spoke to (if anyone), and any reference numbers. 2. Check your account online: Sometimes there's info about check status in your online banking portal. 3. Call customer service: Be persistent. Try early morning or late evening for shorter wait times. 4. Visit a branch: As someone else mentioned, face-to-face can be more effective. 5. File a complaint: If all else fails, file a complaint with the Consumer Financial Protection Bureau (CFPB). Banks usually respond quickly to these. 6. Consider alternatives: While waiting, see if you can use online bill pay or get a temporary debit card for necessary expenses. Remember, banks are required to process these requests in a timely manner. Don't let them off the hook! Good luck!
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Keisha Taylor
β’Wow, thank you so much for this detailed response! This is incredibly helpful. I'll start working through these steps right away.
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LunarLegend
β’This is great advice! I'd add one more thing: if you're really in a bind, ask about getting a cashier's check instead. Some banks can do this on the spot.
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Mateo Martinez
lol welcome to bureaucracy hell. ive been waiting on replacement checks for like 2 months now. the system is broken af π€‘
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QuantumQueen
β’Preach! π It's like they want us to suffer or something. Why is it so hard to just send a freaking check?
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Mateo Martinez
β’ikr? its almost like they hope we'll just give up and go away. not gonna happen tho π€
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Malik Jackson
lol welcome to banking in 2023 where everything is β¨digitalβ¨ except when you actually need something done π
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Isabella Oliveira
β’Ain't that the truth π We can send money to Mars but can't get a simple check reissued without a headache
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Aisha Rahman
Have you considered switching to direct deposit? I know it doesn't solve your current problem, but it might prevent future headaches. Just a thought!
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Chloe Harris
β’That's a good idea for the future. Right now I'm just focused on getting these checks, but I'll definitely look into direct deposit to avoid this mess next time.
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Ethan Wilson
Ugh, I feel your pain. I had to deal with this last year and it was a NIGHTMARE. Took me three months to finally get my checks. Hang in there!
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Yuki Sato
Hey, quick question - did you move recently? Sometimes if your address changed, it can cause delays with replacement checks. Just something to consider!
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Chloe Harris
β’No, I haven't moved. Same address for years. But thanks for the suggestion!
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