Check fraud? Suspicious activity with my checks - need advice ASAP!
Hey everyone, I'm having some issues with my checks and I think there might be some fraud involved. Has anyone else dealt with this? I'm not sure if it's a problem with receiving the checks or if there's something fishy going on with the amounts. Any advice would be appreciated!
21 comments
Anna Kerber
Ugh, sorry to hear that. Can you give us more details? Are you talking about unemployment checks or regular paychecks? Have you noticed any suspicious activity on your account?
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Roger Romero
•It's actually neither of those. I'm not really sure how to explain it, but something just feels off about the whole situation.
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Anna Kerber
•Hmm, that's pretty vague. Maybe try checking your bank statements for any unusual transactions? Or contact the issuer of the checks to see if they can provide more info?
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Niko Ramsey
•Yeah, we definitely need more details to help you out. Have you tried calling your bank or wherever the checks are coming from?
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Seraphina Delan
I've been there before, and it suuucks. 😫 First thing you should do is freeze your credit reports ASAP. Better safe than sorry!
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Jabari-Jo
Sounds like you might be dealing with some identity theft. I'd recommend checking your credit report for any suspicious activity and filing a police report if you find anything weird.
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Kristin Frank
•This! 👆 And don't forget to contact the FTC to file an identity theft report. They have some great resources on their website too.
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Micah Trail
Hey, I found a way to actually get someone on the phone about this kind of stuff. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Check out this video: https://youtu.be/Ize0EkN4HDI
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Nia Watson
•Wow, that sounds too good to be true. Is it legit? Have you actually used it?
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Micah Trail
•Yep, I've used it twice now. Saved me hours of waiting on hold. Totally worth the 20 bucks imho.
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Alberto Souchard
•Idk man, paying to talk to customer service? Seems kinda sketchy to me. 🤔
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Micah Trail
•I get the skepticism, but when you're dealing with potential fraud, time is money. This service saved me a ton of headache and stress.
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Katherine Shultz
Listen up, folks. If you're dealing with check fraud or any kind of financial shenanigans, here's what you need to do: 1. Contact your bank immediately. Let them know what's going on and ask them to put a hold on your account if necessary. 2. File a police report. This creates an official record of the incident. 3. Check your credit reports from all three major bureaus (Equifax, Experian, TransUnion). Look for any accounts or activity you don't recognize. 4. Set up fraud alerts with the credit bureaus. This makes it harder for someone to open new accounts in your name. 5. Consider freezing your credit. It's free and provides an extra layer of protection. 6. Keep detailed records of everything. Write down who you talked to, when, and what they said. 7. If it's a government check (like unemployment or tax refund), contact the issuing agency directly. 8. Change ALL your passwords. Use strong, unique passwords for each account. 9. Be patient but persistent. Resolving fraud can take time, but don't let up. Remember, the sooner you act, the better your chances of resolving this without major damage. Good luck!
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Marcus Marsh
•This is gold! 💯 Wish I had this info when I dealt with fraud last year. Took me forever to figure out all the steps.
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Hailey O'Leary
•Great advice, but don't forget to report it to the FTC too! They have a whole system set up for identity theft reports.
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Katherine Shultz
•Absolutely right! Can't believe I forgot to mention the FTC. Thanks for the addition!
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Cedric Chung
have you tried turning it off and on again? 🤣
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Talia Klein
•Bruh, this ain't the time for jokes. OP's dealing with serious stuff here.
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Cedric Chung
•Chill, just trying to lighten the mood. We all know dealing with this kinda thing is stressful af.
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Maxwell St. Laurent
The whole system is broken, man. I've been dealing with check issues for months and can't get anyone to help me. It's like shouting into the void. 😤
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PaulineW
•Preach! 🙌 I swear they make it complicated on purpose. Like, why can't we just have a simple, secure system that actually works?
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