Money Network card transfer error: 'Unable to process request' when sending funds to linked bank
I'm dealing with a frustrating issue with my EDD Money Network card. I have a bank account that was linked back in 2021 (last time I was on unemployment), and I verified it's still showing as my preset transfer account. But every time I try to transfer my benefits to this account, I keep getting this error message: "Unable to process your request at this time. Try again later." I've tried multiple times over the past 3 days at different times of day thinking maybe it was a system issue, but I get the exact same error each time. My card has money on it (just received my first payment after reopening my claim), but I can't get it into my actual bank account where I need it for bills. Has the transfer system changed since 2021? Do I need to re-verify my bank account somehow? Anyone else running into this Money Network transfer problem?
43 comments


Mason Kaczka
omg the SAME thing is happening to me rn!!! been trying since tuesday to get my $$ out. so annoying
0 coins
Olivia Van-Cleve
•Have you tried calling the Money Network customer service number? I tried earlier but got disconnected after waiting 47 minutes. Wondering if it's worth trying again.
0 coins
Sophia Russo
This happened to me last month. The system that handles transfers to existing bank accounts was updated in late 2024. You'll need to re-verify your bank account even though it shows as connected on your account. Go to Account Settings > Bank Accounts > and look for a small "Verify" button next to your existing account. It's easy to miss! You'll need to confirm the two small test deposits they make within 2-3 business days.
0 coins
Olivia Van-Cleve
•Thank you so much! Just checked and you're right - there IS a tiny verify button I completely missed. I'll watch for the test deposits. Did it take long for you to complete the process?
0 coins
Sophia Russo
•For me the test deposits showed up next day, and then transfers worked immediately after verification. Just make sure you enter the exact amounts - if you're off by even a penny it'll make you start over with new test deposits.
0 coins
Evelyn Xu
the money network cards are such garbage!! i've had nothing but problems with mine too. sometimes the transfers work and sometimes they dont. one time they even FROZE my card for "suspicious activity" when it was just me trying to buy groceries?? so ridiculous. i hate EDD and their stupid card system
0 coins
Dominic Green
•I recommend updating your preferences to direct deposit instead of the card. Go to UI Online > Payment Preferences and select "Direct Deposit" - much more reliable than Money Network transfers. Just need your routing and account numbers.
0 coins
Hannah Flores
The Money Network system underwent a major update in December 2024 that affected many pre-existing linked accounts. There are three ways to resolve this: 1. Re-verify your existing account as mentioned above 2. Add your account as a new transfer destination (sometimes works better) 3. Switch to direct deposit through your UI Online portal If you're still having issues after trying these steps, you need to speak with an EDD representative. They can reset your Money Network account connection on their end. BTW - if you're struggling to reach someone at EDD, I used Claimyr last week and got connected to an agent in about 14 minutes instead of spending days trying to get through. Was worth it to finally talk to someone who could help with my transfer issue. Their site is claimyr.com and they have a demo video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
0 coins
Olivia Van-Cleve
•Thanks for the detailed explanation! I'll try the re-verification first since that seems easiest. If that doesn't work, I'll check out that service. Did you have to explain anything special to the EDD rep to get them to reset the Money Network connection?
0 coins
Hannah Flores
•Just tell them you're getting the "unable to process" error when trying to transfer funds to your linked account. They'll ask for your EDD Customer Account Number (not your SSN) and then they can see exactly what's happening on their end. They might need to generate a ticket to their technical team, but the important thing is getting it documented.
0 coins
Kayla Jacobson
Anyone know how long you have to wait between transfer attempts? i tried twice yesterday and got same error. don't wanna get locked out for trying too many times
0 coins
Dominic Green
•There's no specific limit to how many times you can attempt transfers, but if you try more than 5 times in 24 hours with the same error, their fraud system might temporarily restrict access. Best practice is to try once, then wait a full day if it fails.
0 coins
William Rivera
I went through this exact situation in January! The Money Network system has been giving these errors since they updated their security protocols. What worked for me was using the Money Network mobile app instead of the website to initiate the transfer. For some reason, the app processed my transfer request without any issues even though the website kept giving me the error message. If that doesn't work, you can also try making a smaller test transfer first (like $10) to see if that goes through. Sometimes larger transfers trigger additional verification steps that aren't clearly communicated.
0 coins
Olivia Van-Cleve
•That's a smart idea! I've only been trying on the website. I'll download the app right now and try a small transfer first. Fingers crossed this works!
0 coins
Mason Kaczka
has anyone gotten a real person on the Money Network phone line lately??? i've called like 6 times and just get the stupid robot
0 coins
Grace Lee
•Try pressing 0 then 0 again then 4 at their menu. Worked for me last week to get to a human. Waited about 30 mins tho.
0 coins
Olivia Van-Cleve
UPDATE: I downloaded the Money Network app and tried doing the transfer there. Still got an error but a DIFFERENT one this time - it said "Verification Required" and had a link to verify my bank account! Followed the steps and now I'm waiting for the test deposits to hit my account. Thanks everyone for your help!
0 coins
Sophia Russo
•Great! That's exactly what happened to me. The app has better error messages than the website. The test deposits should arrive in 1-3 business days, then you'll be all set.
0 coins
Hannah Flores
•Excellent progress! A much clearer error message makes all the difference. Once you verify those test deposits, you should be able to transfer funds without issues. Let us know if it works!
0 coins
Yuki Tanaka
•So glad you got it figured out! The app definitely handles these verification issues better than the website. I had the same problem a few months ago and wasted so much time on the website before someone told me to try the app. Keep us posted on how the verification goes!
0 coins
Evelyn Kim
This is such a helpful thread! I'm having the exact same issue with my Money Network card transfers. I've been trying for days to move my benefits to my bank account and keep getting that "Unable to process request" error. Reading through all these responses, it sounds like the December 2024 system update really messed things up for a lot of people with pre-existing linked accounts. I'm going to try the mobile app approach first since that seems to give better error messages, and if that doesn't work I'll look into the account re-verification process. It's frustrating that EDD didn't notify people about needing to re-verify their existing bank accounts after the system update - seems like something they should have communicated better. Thanks to everyone who shared their experiences and solutions! This community is so much more helpful than trying to navigate EDD's confusing website on your own.
0 coins
Dmitry Sokolov
•Welcome to the struggle! I just went through this exact same thing last week and it's so frustrating. The mobile app approach really does work better - I think their website just has terrible error handling. When I tried on the app, I got a much clearer message about needing to re-verify my account instead of that useless "unable to process" error. One tip: when you do the re-verification, check your bank account daily for those test deposits because they can be really small amounts (like $0.12 and $0.07) that are easy to miss. And yeah, you're absolutely right that EDD should have sent out notices about this - so many people are dealing with the same issue and have no idea what changed!
0 coins
Lily Young
I just went through this exact same issue last month! The December 2024 system update really did mess up a lot of pre-existing bank account connections. What worked for me was a combination of what others mentioned - I used the mobile app AND did the account re-verification process. The key thing is that the app gives you much clearer error messages than the website. When I tried on the website, I just got that generic "unable to process" error, but the app actually told me I needed to verify my account and gave me a direct link to do it. After re-verification (which took about 2 days for the test deposits to show up), my transfers have been working perfectly. It's ridiculous that EDD didn't send out any kind of notification about this change - I wasted almost a week thinking it was just a temporary system glitch before I found out about the verification requirement. One other tip: make sure you're checking your bank account statement carefully for those test deposits because they can be really tiny amounts like $0.03 and $0.18 that are easy to overlook!
0 coins
Clarissa Flair
•This is exactly what I needed to hear! I've been pulling my hair out for the past week thinking something was wrong with my account. It's so reassuring to know this is a widespread issue from the December update and not just me. I'm definitely going to try the mobile app approach today - it makes total sense that it would have better error messaging than their clunky website. And thanks for the tip about watching carefully for those tiny test deposits! I probably would have missed amounts that small in my account history. It's absolutely ridiculous that EDD didn't communicate this change to users. How hard would it have been to send an email or put a notice on the login page? Instead we're all left scrambling to figure out what's wrong. Thank goodness for communities like this where people actually help each other out!
0 coins
PixelWarrior
I'm dealing with this exact same issue right now! Been trying to transfer my benefits for 4 days and keep getting that "Unable to process request" error. My bank account has been linked since 2020 and worked fine back then, so this is super frustrating. Based on all the helpful responses here, it sounds like the December 2024 system update broke a lot of existing bank connections. I'm going to try the mobile app approach first since everyone says it gives better error messages than the website. If that doesn't work, I'll look into the re-verification process. It's crazy that EDD didn't notify anyone about needing to re-verify existing accounts after their system update. You'd think they would have sent out some kind of heads up about this major change that's affecting so many people. Thank you all for sharing your experiences - this thread has been way more helpful than anything on EDD's official site!
0 coins
CosmicCaptain
•Totally feel your frustration! I went through the same thing about a month ago and it drove me crazy. The mobile app approach is definitely the way to go - when I tried it, instead of that useless "unable to process" error, I got a clear message saying "verification required" with a button to start the process. The re-verification is pretty straightforward once you know what to do. Just watch out for those micro deposits - mine were $0.04 and $0.21, so tiny I almost missed them! And yeah, it's absolutely insane that EDD didn't send any kind of notification about this major system change. Makes you wonder what they're thinking over there. Good luck with the app - hopefully you'll get that clearer error message like the rest of us did!
0 coins
Ingrid Larsson
This thread has been incredibly helpful! I'm a newcomer to this community but have been dealing with the exact same Money Network transfer issue for the past week. Like many others here, my bank account was linked years ago (2019 in my case) and worked perfectly fine until now. I had no idea about the December 2024 system update that apparently broke so many existing connections. It's really frustrating that EDD didn't communicate this change to users - I've been thinking there was something wrong with my account or that it was just a temporary glitch. I'm definitely going to try the mobile app approach that several people mentioned, since it sounds like it provides much clearer error messages than the website. The fact that multiple people got "verification required" messages through the app instead of that useless "unable to process" error gives me hope that I'll finally understand what's actually wrong. Thanks to everyone who shared their experiences and solutions - this community support is amazing and way more useful than anything I could find on EDD's official resources!
0 coins
Diego Castillo
•Welcome to the community! You're definitely not alone - this Money Network transfer issue has been affecting so many people since that December update. It's really frustrating that EDD just rolled out this major change without any warning to users who had working bank connections. The mobile app approach is absolutely worth trying first. When I had this issue a couple weeks ago, the app immediately showed me a "Bank verification required" message with a direct link to fix it, while the website just kept giving me that vague error. The whole process took about 3 days once I knew what I was supposed to do. One thing to add to what others have said - when you're waiting for those test deposits, check your account twice a day if possible. Mine showed up as pending transactions first before they actually posted, so I was able to complete the verification faster. Hope this helps and you get it sorted out soon!
0 coins
Mateo Rodriguez
Just wanted to chime in as someone who recently went through this same nightmare! I've been on unemployment a few times over the years and my bank account was linked way back in 2018. Everything worked perfectly until this month when I suddenly started getting that "Unable to process request" error. After reading through this thread, I tried the mobile app approach and boom - immediately got a much clearer error message saying "Account verification required" with a direct link to start the process. It's amazing how much better the app handles these issues compared to their website. I'm currently waiting for my test deposits to arrive (it's been 2 days so hopefully tomorrow), but I wanted to share another tip I discovered: if you're having trouble finding the Money Network app, make sure you're downloading the official "Money Network Mobile App" and not one of the similar-sounding fake apps. There are apparently some scam versions floating around. It's absolutely ridiculous that EDD didn't send out any kind of notification about this December system update. How many people are probably still struggling with this issue and have no idea what changed? This community thread has been 1000x more helpful than anything on EDD's website. Thanks everyone for sharing your solutions!
0 coins
Mateo Silva
•Thanks for sharing your experience and that important tip about the official app! I'm new here but dealing with this exact same issue. It's really helpful to know about the fake apps - I would have probably downloaded the wrong one without your warning. I'm going to try the mobile app approach today since everyone seems to have much better luck with it than the website. It's so frustrating that we all have to figure this out through community forums instead of EDD actually communicating these major changes to users. Hopefully my test deposits show up quickly like yours did! Really appreciate everyone in this thread for sharing their solutions - this community is a lifesaver!
0 coins
Sofia Perez
New to this community but SO grateful I found this thread! I've been battling this exact same Money Network transfer issue for over a week now. My bank account has been linked since 2020 and worked fine during my last unemployment period, so I was completely baffled by the "Unable to process request" error. Reading through everyone's experiences, it's clear the December 2024 system update really messed things up for those of us with older linked accounts. What's most frustrating is that EDD gave us zero heads up about this change - I spent days thinking it was just a temporary system glitch! I'm definitely going to download the official Money Network app today and try the transfer there. Based on all your feedback, it sounds like the app provides much clearer error messages than their terrible website. Fingers crossed I get that "verification required" message instead of the useless generic error. Thanks to everyone who shared their solutions and experiences - this community support is incredible and way more helpful than anything I could find through official EDD channels!
0 coins
Emma Swift
•Welcome to the community, Sofia! You're absolutely right about this being way more helpful than EDD's official resources. I just joined recently too after dealing with this same frustrating issue. The mobile app approach really does work better - I was amazed at the difference in error messages. Instead of that vague "unable to process" nonsense, the app actually told me what was wrong and how to fix it. Just make sure you're downloading the official "Money Network Mobile App" as someone mentioned earlier about fake versions. It's really unbelievable that EDD didn't notify anyone about this major system change. How are we supposed to know our accounts need re-verification if they don't tell us? Thank goodness for this community helping each other figure it out! Hope you get the verification message right away when you try the app.
0 coins
Diego Vargas
Just joined this community after struggling with this exact same issue for the past 5 days! My Money Network card has been giving me that "Unable to process request" error every time I try to transfer funds to my linked bank account. My account was connected back in 2019 and worked perfectly during my last unemployment claim, so I was completely confused about what changed. After reading through all these incredibly helpful responses, it's now clear that the December 2024 system update broke a lot of existing bank connections and we all need to re-verify our accounts. It's absolutely mind-boggling that EDD didn't send out any kind of notification about this major change - I've been thinking it was just a temporary system glitch this whole time! I'm downloading the Money Network mobile app right now to try the approach everyone's been recommending. It sounds like the app gives much clearer error messages than their website, which hopefully will point me toward the verification process. Thanks to everyone who shared their experiences - this thread has been a thousand times more useful than anything on EDD's official website!
0 coins
Zainab Ibrahim
•Welcome to the community, Diego! You're definitely in the right place - I just went through this exact same nightmare a couple weeks ago. It's so frustrating that EDD just silently updated their system and left us all scrambling to figure out what broke! The mobile app approach is absolutely the way to go. When I tried it, I immediately got a "Bank verification required" message instead of that useless "unable to process" error from the website. The verification process itself is pretty straightforward once you know what you're doing - just watch carefully for those tiny test deposits (mine were literally $0.06 and $0.14). One heads up: the verification link in the app is sometimes hard to spot, so look for a small blue "Verify Account" button near your bank info. And definitely check your bank account daily for those micro deposits because they can be easy to miss in your transaction history. Good luck - you should have this sorted out within a few days!
0 coins
Zoe Alexopoulos
I'm so glad I found this thread! I'm completely new to this community but have been dealing with the exact same Money Network transfer nightmare for almost two weeks now. Like so many others here, my bank account was linked years ago (2020 for me) and worked perfectly fine until suddenly I started getting that incredibly unhelpful "Unable to process request" error message. Reading through everyone's experiences, it's crystal clear that the December 2024 system update really screwed things up for anyone with pre-existing bank connections. What makes this even more infuriating is that EDD apparently decided not to inform anyone about this major change - I've been sitting here thinking my account was broken or there was some temporary system issue! I'm downloading the official Money Network mobile app right now based on all the positive feedback here. It sounds like the app actually provides useful error messages unlike their garbage website. Hoping I get that "verification required" message everyone's been talking about instead of the useless generic error. Thank you all so much for sharing your solutions and experiences - this community has been infinitely more helpful than anything I could find on EDD's official channels. It's amazing how we have to rely on each other to figure out what EDD should have communicated in the first place!
0 coins
Sean Flanagan
•Welcome to the community, Zoe! You're absolutely not alone in this frustration - I just joined recently after dealing with this exact same issue. It's incredible how many of us are going through the same thing because of that December update that EDD never bothered to tell anyone about! The mobile app approach really is a game changer. I was stuck on that useless website error for days until I tried the app and immediately got a clear "Account verification required" message. Make sure you download the official "Money Network Mobile App" and not any of the fake ones floating around. One thing I learned from others here - when you do get to the verification step, those test deposits can be super tiny amounts like $0.08 and $0.23, so check your account transactions carefully. Mine showed up in about 2 days and then transfers worked perfectly after that. It's so maddening that we all have to figure this out through community forums instead of EDD actually communicating major system changes. But at least we're all helping each other out! Hope you get it sorted quickly!
0 coins
Diego Vargas
I'm brand new to this community but dealing with the exact same Money Network transfer issue! My bank account has been linked since 2022 and worked fine during my previous claim, but now I keep getting that frustrating "Unable to process request" error when trying to transfer my benefits. After reading through all these incredibly helpful responses, I had no idea about the December 2024 system update that apparently broke so many existing bank connections. It's absolutely ridiculous that EDD didn't send out any kind of notification about this major change - I've been thinking it was just a temporary glitch for the past few days! I'm definitely going to try the mobile app approach that everyone's recommending since it sounds like it gives much clearer error messages than their website. Hopefully I'll get that "verification required" message instead of the useless generic error. Thank you all so much for sharing your experiences and solutions - this thread has been way more helpful than anything I could find on EDD's official website. It's amazing that we have to rely on community support to figure out what EDD should have communicated to us directly!
0 coins
Amelia Dietrich
•Welcome to the community, Diego! You're definitely in the right place - I just went through this exact same frustration last week. It's so maddening that EDD just rolled out this major system update in December without any warning to users like us who had perfectly working bank connections. The mobile app approach is absolutely worth trying first. When I downloaded the official Money Network app and attempted the transfer there, I immediately got a much clearer "Bank verification required" message instead of that completely useless "unable to process" error from the website. It was like night and day in terms of actually understanding what was wrong. Just a heads up - when you do get to the verification process, keep a close eye on your bank account for those test deposits because they can be really small amounts that are easy to miss. Mine were $0.11 and $0.19, and they showed up in about 2 business days. Once I entered those amounts correctly, my transfers started working perfectly again. It really is crazy that we all have to figure this out through community forums instead of EDD actually telling us about major changes to their system. But at least we're all here to help each other out! Hope you get it resolved quickly!
0 coins
MidnightRider
New member here dealing with this exact same frustrating issue! My Money Network card has been giving me that "Unable to process request" error for the past week when I try to transfer to my bank account that's been linked since 2021. Reading through this thread has been such a relief - I had no idea about the December 2024 system update that broke so many existing connections. It's absolutely insane that EDD didn't notify anyone about needing to re-verify bank accounts after this major change! I'm downloading the Money Network mobile app right now based on everyone's recommendations. It sounds like the app actually gives helpful error messages unlike their terrible website. Fingers crossed I get that "verification required" message instead of the useless generic error. Thank you all for sharing your experiences and solutions - this community has been incredibly helpful when EDD's official resources have been completely useless. It's ridiculous that we have to figure this out ourselves through forums instead of proper communication from EDD!
0 coins
NebulaNomad
•Welcome to the community, MidnightRider! You're definitely not alone in this frustration - I'm also new here and just went through the exact same ordeal. It's so reassuring to find out this is a widespread issue from that December update rather than something wrong with our individual accounts. The mobile app approach really does make a huge difference. I was banging my head against the wall with that useless website error for days, but when I tried the app I immediately got a clear "Account verification required" message with a direct link to fix it. Make sure you download the official "Money Network Mobile App" to avoid any of the fake versions. One tip from my recent experience - when you get to the verification step, those test deposits can be surprisingly small amounts (mine were $0.05 and $0.17), so check your account transactions carefully over the next few days. The whole process took about 3 days total once I knew what I was supposed to do. It's absolutely maddening that EDD made this major system change without any communication to users, but at least this community is here to help each other figure it out! Hope you get it sorted out quickly!
0 coins
Sofia Torres
I just joined this community after dealing with this exact same Money Network transfer issue for the past week! My bank account has been linked since 2019 and worked perfectly during my previous unemployment claims, but now I keep getting that incredibly frustrating "Unable to process request" error every time I try to transfer my benefits. After reading through all these amazing responses, I had no idea about the December 2024 system update that apparently broke so many existing bank connections. It's absolutely outrageous that EDD didn't send out any kind of notification about this major change - I've been thinking there was something wrong with my account or that it was just a temporary system glitch! I'm definitely going to download the official Money Network mobile app today based on everyone's recommendations. It sounds like the app provides much clearer error messages than their useless website, which hopefully will direct me to the verification process I apparently need to complete. Thank you all so much for sharing your experiences and solutions - this thread has been infinitely more helpful than anything I could find on EDD's official website. It's incredible that we have to rely on each other to figure out what EDD should have communicated to us in the first place. This community support is truly amazing!
0 coins
Sophia Clark
•Welcome to the community, Sofia! You're absolutely right that this support has been incredible - I'm also pretty new here and went through this exact same nightmare just a couple weeks ago. It's so frustrating that EDD made this major system change in December without any heads up to users who had working bank connections for years! The mobile app approach is definitely the way to go. I was stuck with that useless "unable to process" error on the website for days, but as soon as I tried the official Money Network app, I got a much clearer "Bank verification required" message with a direct link to start the process. It's amazing how much better the app handles these issues compared to their website. Just a heads up for when you get to the verification step - keep a close eye on your bank account for those test deposits because they can be really tiny amounts that are easy to overlook. Mine were $0.09 and $0.22, and they showed up in about 2 business days. Once I entered those amounts correctly, my transfers started working perfectly again. It really is crazy that we all have to figure this out through community forums instead of EDD actually communicating major changes, but I'm so glad we can help each other out here! Hope you get it resolved quickly - you're definitely on the right track with the mobile app approach!
0 coins
PrinceJoe
Just wanted to add my experience to this incredibly helpful thread! I'm new to the community but have been dealing with this exact same Money Network transfer issue for about 10 days now. My bank account was linked back in 2020 and worked flawlessly during my previous claim, so I was completely stumped by that "Unable to process request" error. Reading through everyone's experiences here has been such an eye-opener - I had absolutely no clue about the December 2024 system update that apparently broke so many existing bank connections. It's beyond frustrating that EDD didn't bother to notify anyone about this major change that's clearly affecting thousands of people! I downloaded the official Money Network mobile app this morning based on all the recommendations here, and wow - what a difference! Instead of that completely useless generic error from the website, I immediately got a clear "Account verification required" message with a button to start the process. I've already initiated the verification and am now waiting for those tiny test deposits everyone mentioned. This community has been absolutely amazing - way more helpful than hours of searching through EDD's confusing official resources. It's ridiculous that we all have to figure this out through forums instead of proper communication from EDD, but I'm so grateful for everyone sharing their solutions and experiences here!
0 coins