Money Network Card payment delay - shows as paid but not on card yet

This is totally normal. EDD payment dates and actual Money Network card deposits rarely happen on the same day. Usually takes 24-48 hours after the payment date in your EDD account for the funds to actually show up on your card. I've been collecting benefits for 6 months and it's never been immediate - even though logically it should be! Bank holidays can also delay it further. I wouldn't start worrying unless it's been 3+ business days.

ya this happened 2 me 2. sometimes its there next day. sometimes 2 days. depends

I HATE the Money Network card!! Every single time there's some delay or weird issue. One time my payment date was Thursday and didn't get the money until MONDAY!! Called EDD and they said "oh it's the bank not us" called Money Network and they said "oh it's EDD not us" - NOBODY TAKES RESPONSIBILITY!!! Now I just assume any payment will take AT LEAST 2 days longer than whatever date EDD shows. The system is BROKEN!!

The payment process has two distinct steps that explains the delay: 1. First, EDD processes your certification and marks it as "paid" in their system - this is the date you see in your UI Online account. 2. Second, EDD sends the payment instructions to Bank of America (who manages the Money Network card program), and they process the deposit to your card. This transfer between systems typically takes 24-48 hours on regular business days. Bank holidays, weekends, and high-volume periods can extend this. You should see your payment by Wednesday at the latest, assuming today isn't a holiday. If you want to avoid these delays in the future, you can set up direct deposit to your personal bank account instead of using the Money Network card. Just go to your UI Online account, select "Payment Methods" and follow the instructions to set up direct deposit.

My brother said he called EDD about this exact issue last month because his card wasn't showing the payment for 3 days. He used Claimyr (claimyr.com) to get through to an EDD rep right away instead of waiting on hold forever. They have this video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The EDD rep told him the payment was already processed on their end and would show up on the card soon, which it did the next day. Might be worth calling to check on yours if it doesn't show up by tomorrow.

I've been on unemployment since January and the Money Network card is always slower than EDD's payment date. But I've noticed a pattern - my payments almost always post at around 11pm on the day AFTER my payment date shows in UI Online. So if your payment date is Monday, check your card balance late Tuesday night. That's when it typically shows up for me.

When I was on EDD last year I noticed that my payments would post to my Money Network card faster if I certified really early on Sunday morning (like 12:01am) instead of later in the day. Not sure if that still works but might be worth trying for your next certification.

wait... can we switch to direct deposit now?? i thought we HAD to use the money network card? anyone know how to change this??

UPDATE: The money just posted to my card! It took about 36 hours from when the payment date showed in my EDD account. Thanks everyone for your help and reassurance! I'm definitely going to look into switching to direct deposit based on the advice here.

So glad you got your payment! This is exactly why I always tell people not to panic when there's a delay between EDD showing "paid" and the Money Network card actually having the funds. The 24-48 hour window is pretty standard, though it can feel like forever when you're waiting for money you need. Direct deposit really is a game changer - I made the switch about 6 months ago and never looked back. The funds typically hit my bank account the same day or next business day after EDD processes the payment. Much more reliable than dealing with the card system delays!