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EDD payment status shows 'paid' but no deposit after holiday weekend - normal delay?

I'm getting nervous about my latest EDD payment. My UI Online account updated to 'paid' status on Sunday (10/23), and normally I'd see the deposit on my Bank of America card by 9:30am Monday morning. I know yesterday was a bank holiday, so I expected a slight delay, but it's Tuesday afternoon now and still nothing in my account. The EDD website shows the payment as 'paid/deposited' but the money isn't there. Should I be worried? Is this just a normal delay because of the holiday? Anyone else experiencing longer deposit times this week? Trying to decide if I should wait it out or spend hours trying to get someone on the phone.

Chloe Martin

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its normal after a holiday. just wait till tmrw morning. banks process stuff differently on holidays and sometimes theres a backlog the next day. mine always takes an extra day when theres a monday holiday

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Omar Fawaz

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Thanks for the reassurance! I'm just extra anxious because rent is due Friday and I need this to clear. Have you ever had it take more than one extra day after a holiday?

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Diego Rojas

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This happens quite regularly after bank holidays. There are two separate systems at work: EDD's payment processing and the banking system. EDD might show 'paid' because they've processed your payment on their end, but the ACH transfer through the banking system gets delayed because of the holiday. In my experience with Money Network, you should see it by tomorrow morning. If you don't have the deposit by Thursday morning, then I'd consider calling EDD to inquire.

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Omar Fawaz

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That makes perfect sense about the two systems. I'll give it until Thursday morning then. Really hoping it comes through tomorrow!

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I went through the exact same thing after Labor Day weekend! My payment showed as 'paid' on Sunday, but because Monday was a holiday, it didn't hit my account until Wednesday morning. The banking system basically treats holidays as non-business days, so everything gets pushed back. As long as your UI Online shows 'paid,' you're fine - the money is coming, just delayed. One tip: in the future, try to certify as early as possible on Sunday (12:01am if you can) to get through EDD's system faster.

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StarSeeker

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not always true... i certified at 12:05am last time and still didnt get paid till tuesday! think its random sometimes lol

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OMG I'm in the SAME boat!!! Mine says paid since Sunday night but NOTHING in my account yet!! So frustrating! I have bills due TODAY and now I'm gonna get hit with late fees because of this stupid delay! Why can't they warn us about these things?? This is my first claim and I'm so stressed out about everything. Do holidays always mess up the payment schedule like this??

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Yes, any federal banking holiday will delay deposits. For future reference, check the Federal Reserve holiday calendar to plan ahead: New Year's, MLK Day, Presidents Day, Memorial Day, Juneteenth, July 4th, Labor Day, Columbus/Indigenous Peoples' Day, Veterans Day, Thanksgiving, and Christmas all impact banking transactions.

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Zara Ahmed

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If you need to check on your payment status, I'd recommend using Claimyr (claimyr.com) to get through to an EDD agent. I was in a similar situation in July and spent days trying to reach someone. Claimyr got me connected to an agent within 20 minutes who confirmed my payment was processing normally despite the delay. Saved me a ton of stress! You can see how it works in their video demo: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km

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Omar Fawaz

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I've heard about Claimyr but wasn't sure if it actually worked. Did they ask for any personal info upfront? I'll check out the video, thanks for sharing. Might use it if my payment doesn't show up by Thursday.

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Zara Ahmed

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You just provide your phone number so they can connect the call - nothing sensitive like SSN or anything. They basically just help you bypass the busy signals and long waits. Definitely way better than spending hours redialing!

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Luca Esposito

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Just want to say that i had exsctly the same issue last presisdents day holiday and my payment SKIPPED a day and went straight to wednesday morning! dont freak out, these thing are normal because of how banks process ACH transfers after holidys. EDD sent the money but banks dont process everything till the next business day and sometimes theres a backlog!

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Omar Fawaz

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That's good to know! Wednesday isn't ideal but at least it's before my rent is due on Friday. Appreciate everyone's input - this community is really helpful!

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StarSeeker

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what time did u certify on sunday? sometimes if u certify late it takes longer to process. i always do mine at midnight when the system opens and usually get paid monday but after holidays its tuesday.

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Omar Fawaz

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I certified around 2pm on Sunday. Didn't realize the timing made a difference! Will definitely try certifying right at midnight next time.

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Diego Rojas

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Quick update for anyone following this thread in the future: Holiday payment processing typically follows this pattern: 1. Sunday certification + Monday holiday = Tuesday or Wednesday deposit 2. EDD processes payments in batches - earlier certification usually means earlier batch processing 3. Money Network/BofA cards typically receive deposits 1-2 days after EDD shows 'paid' status 4. Direct deposit to personal bank accounts can take an additional business day As long as your status shows 'paid' in UI Online, your money is secure and on the way. The banking system just needs time to process it after a holiday.

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Omar Fawaz

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UPDATE: My payment just hit my account this morning (Wednesday)! Thanks everyone for the reassurance and helpful info. I'll definitely plan better around holidays in the future.

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