I'm new to this community and unfortunately dealing with disqualified weeks as well. After reading through all these helpful responses, I'm realizing how common this issue is and that there's actually hope for getting it resolved! I had several weeks disqualified after my August certification and like many others here, I had no clear explanation from EDD about why. The lack of transparency is incredibly frustrating when you're already stressed about finances. I'm planning to start calling first thing tomorrow using the strategies mentioned here - the 8am approach and those menu options people have shared. It's really encouraging to see so many success stories where people got their disqualified weeks reversed and received back pay. I'll make sure to keep detailed notes of any calls and continue certifying for new weeks while this gets sorted out. Thank you everyone for sharing your experiences and tips - this community support makes dealing with EDD's confusing system much less overwhelming!

I'm new to this community but unfortunately dealing with the same disqualification issue that brought me here. Reading through everyone's experiences has been both helpful and eye-opening - it's clear this problem is way more widespread than it should be! I had two weeks disqualified after my July certification and like many others here, I received absolutely no explanation from EDD about why. The system just shows "disqualified" with zero details, which is incredibly frustrating when you're already dealing with financial stress. Based on all the great advice shared here, I'm going to start calling tomorrow morning using the 8am strategy and those specific menu options people have mentioned. It's really encouraging to see so many success stories where people actually got their disqualified weeks reversed and received back pay - gives me hope that persistence will eventually pay off! I'll make sure to keep detailed notes of any calls, have all my certification information ready, and continue certifying for new weeks while this gets resolved. Thank you all for creating such a supportive community and sharing your strategies - it makes navigating EDD's confusing system feel much less overwhelming when you know you're not alone in this fight!

I'm currently in the exact same boat and this thread has been absolutely incredible for my peace of mind! Just switched from Money Network to my Ally Bank account last Friday, certified on Sunday, shows 'paid' since Monday but it's now Wednesday with no deposit yet. I was literally starting to panic thinking I somehow entered my routing number wrong or that my money just disappeared into the EDD void. It's honestly shocking that EDD doesn't provide ANY heads up about this delay when you change payment methods - like literally just a simple warning saying "First direct deposit may be delayed 5-7 business days for verification" would save so many people from this stress! I'm on day 3 now and feeling much more confident after reading everyone's consistent experiences. What really helped was seeing that the "paid" status means EDD has already processed it on their end, so the money is definitely in the system somewhere. Planning to give it until early next week before I start making phone calls. Thanks to everyone who shared their timelines and especially those who came back with updates - this community is honestly more helpful than any official EDD resource could ever be!

I'm going through this exact same situation right now and this entire thread has been such a relief! Just switched from Money Network to my online bank account yesterday, certified this morning, and my UI Online already shows 'paid' but no deposit yet. I was starting to panic thinking I'd entered something wrong, but reading everyone's experiences here makes it clear this delay is totally normal for the first direct deposit after switching. It's honestly ridiculous that EDD doesn't warn people about this when you make the change - like seriously, just one simple sentence saying "First deposit may take 5-7 additional business days" would save so much stress! I'm bookmarking this thread because the information here is way more helpful than anything on EDD's website. Thanks to everyone who shared their timelines and came back with updates - knowing this community went through the same anxiety makes the wait so much more manageable!

wait does this apply to state tax refunds too or just federal?

Just went through this exact situation last month! I had a $3,800 non-fraud overpayment and was making $200 monthly payments for 5 months. EDD still intercepted my federal refund ($2,400) BUT here's the key - I called them BEFORE tax season and got them to put a "hold" on the offset. You have to specifically request this and get it in writing. The rep told me that being on a payment plan doesn't automatically protect you from offset, but you can request protection if you're in good standing. Try calling early morning (7:30-8am) - that's when I had the most luck getting through. Also keep all your payment confirmations as proof you've been making payments on time.

I'm in a similar boat right now - owing EDD about $4,200 from 2022 and expecting a $1,900 refund that I desperately need for medical bills. Reading through everyone's experiences here is both helpful and terrifying! From what I'm gathering, it seems like whether they take your refund depends on several factors: fraud vs non-fraud classification, how long you've been on a payment plan, and sometimes just luck of the draw. The fact that some people got to keep their federal refunds while losing state ones gives me a sliver of hope. I'm definitely going to look into that overpayment waiver form (DE 1446W) and try calling the collections number that @Keisha Williams shared. Has anyone had success getting EDD to agree NOT to intercept your refund if you can prove severe financial hardship? Like if losing the refund would mean not being able to pay rent or buy medication? Also wondering if filing taxes later in the year (closer to the deadline) makes any difference in terms of giving you more time to resolve things with EDD first?

I'm going through this exact nightmare right now too. Filed my taxes two weeks ago expecting a $2,100 refund that I need for my kid's daycare costs, and now I'm seeing all these horror stories about EDD just taking everything regardless of payment plans. What's really frustrating is that I've been religiously making my $85/month payments for over a year now on my $4,800 overpayment (also from 2023 when they decided I wasn't eligible AFTER the fact). I thought being responsible and sticking to the payment plan would protect me, but apparently not. Going to try calling that collections number tomorrow and see if I can get any kind of temporary hold. Also definitely looking into that waiver form - had no idea that was even an option. This whole system feels designed to kick people when they're already down. Thanks everyone for sharing your experiences, even though they're mostly terrifying. At least now I know what I might be dealing with instead of just sitting here hoping for the best.

Fantastic outcome! This is exactly why it's so important to be proactive about reporting income discrepancies. Your experience will hopefully help other people in similar situations realize that EDD is generally understanding when you come forward voluntarily rather than waiting for them to discover it during their automated crosschecks. The fact that you avoided penalty weeks by reporting it yourself is a perfect example of how transparency pays off. Thanks for sharing the update!

So glad you got this resolved! Your experience is a great example of why it's always better to be upfront with EDD about these situations. I'm dealing with a similar issue right now - my former employer just sent me a bonus payment that was supposed to be paid out before my layoff but got delayed due to their payroll system upgrade. Reading your post gave me the confidence to reach out to them proactively rather than hoping it won't be noticed. Going to try Claimyr tomorrow morning to get through to a rep quickly. Thanks for sharing both your initial concern and the successful resolution - it really helps the rest of us navigate these tricky situations!