EDD claim stuck pending after reporting settlement backpay - how long is normal?
Just certified for my weekly benefits Sunday night and I'm still showing 'pending' status after 3 days. This hasn't happened before - normally my payments switch to 'paid' within 24 hours. The only thing different this time is I had to report some backpay from a legal settlement with my previous employer ($4,200). I included this in the 'other income' section during certification like I'm supposed to. Could reporting this settlement money be why my claim is taking longer to process? How long should I expect to wait before I start worrying? My rent is due next week and I'm getting nervous.
22 comments
Maggie Martinez
ya reporting other income DEF triggers a review. happened 2 me last yr when i got vacation pay. took like 10 days 2 clear.
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Zane Gray
•10 DAYS?? Seriously? That's going to put me in a really tight spot with rent. Do you know if there's any way to speed up the review process?
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Alejandro Castro
When you report other income, especially a significant amount like a settlement, EDD typically puts your claim into a manual review queue. This is normal and usually takes 5-7 business days, but can sometimes take up to 14 days depending on their current workload. The system needs to determine how the settlement affects your weekly benefit amount. The good news is that you did the right thing by reporting it! Some people don't report other income and end up with overpayment notices and penalties later. Just keep certifying as normal while this is processing.
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Zane Gray
•Thanks for the detailed info. I'm glad I reported it properly but wish I'd known about the delay. Do you know if the settlement will affect my benefit amount for just this week or ongoing weeks too?
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Alejandro Castro
•It should only affect the week(s) in which you received the settlement. EDD will calculate if any of the settlement is allocable to the claim week and reduce your benefits accordingly for just those affected weeks. Future weeks should process normally, assuming you don't have other income to report.
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Monique Byrd
OMG I went through this EXACT SAME THING!!! My ex-employer gave me backpay for unpaid overtime and my claim got stuck for TWO WEEKS!!!!! I was freaking out because my car payment was due. I called EDD like 50 times and couldn't get through. The system is SO BROKEN!!!
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Jackie Martinez
•Did your payment eventually go through without having to talk to anyone? Or did you have to get someone on the phone to fix it?
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Monique Byrd
•It eventually went through on its own, but I was stressing the ENTIRE time. I wish I'd known there was a way to actually get through to someone on the phone instead of just waiting and panicking.
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Lia Quinn
If you need to speak with an EDD representative about your pending payment, I'd recommend using Claimyr. I was in a similar situation where my claim was pending for review, and I couldn't get through to anyone. Claimyr helped me connect with an EDD agent within about 30 minutes instead of calling repeatedly for days. They have a video that shows how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The agent I spoke with was able to verify exactly why my payment was pending and gave me a timeline for resolution. Saved me a lot of stress. Their website is claimyr.com if you want to check it out.
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Zane Gray
•Thanks for the suggestion. At this point I might try anything to get some clarity. Did the EDD rep actually help speed up the process or just tell you why it was pending?
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Lia Quinn
•In my case, they were able to expedite it once I explained my situation. They told me that certain settlement types need manual review, but the agent was able to verify that my reported income was properly documented and push it through the system. Your results might vary depending on your specific situation, but at least you'll get a definitive answer instead of just wondering.
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Haley Stokes
im on week 4 of pending lol edd is a joke
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Alejandro Castro
•4 weeks is definitely not normal. Your situation likely has additional eligibility issues beyond just reporting other income. Have you checked your UI Online account for any notifications or messages indicating why your claim might be on hold? There should be some kind of message or alert if you've been pending that long.
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Haley Stokes
•nah no messages nothing just says pending forever. gonna try calling again tomorrw but whats the point
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Asher Levin
When you report settlement money, EDD needs to determine if it was allocated to specific weeks you were claiming benefits. The settlement could potentially be considered income for those weeks, affecting your eligibility or benefit amount. The delay is because this requires human review, not just computer processing. If your settlement was specifically for lost wages during a period when you were collecting unemployment, they need to determine if you're entitled to benefits for those weeks. If it was for something else (like emotional distress or punitive damages), it might not affect your benefits at all. I recommend having documentation ready showing what the settlement was for in case EDD contacts you for additional information. This could speed up the review process.
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Zane Gray
•That's super helpful - thank you! The settlement actually covered unpaid wages from 2024, before I even filed for unemployment. I have the settlement agreement that specifies the time period. Should I proactively upload this documentation somewhere or just wait until they ask for it?
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Asher Levin
•If the settlement was for a period before your claim, that's good news! Since it doesn't overlap with your benefit period, it shouldn't reduce your benefits. I'd wait until they request documentation rather than uploading it proactively, as unsolicited documents can sometimes get lost in their system. But keep it handy in case they call or send a request via UI Online.
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Jackie Martinez
Did you check your UI Online inbox? Sometimes they send you a questionnaire about the other income that you need to complete before they'll process your payment.
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Zane Gray
•Just checked and there's nothing in my inbox. I'll keep watching for it though - thanks for the suggestion!
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Zane Gray
UPDATE: Just wanted to let everyone know that my payment finally switched from pending to paid this morning! Took exactly 5 days. Thanks for all the advice and support, it really helped me not panic while waiting. For anyone else in this situation - yes, reporting settlement money will trigger a review, but it does eventually clear if everything is properly reported.
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Alejandro Castro
•That's great news! Thanks for coming back to update us. This information will be helpful for others in similar situations.
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Maggie Martinez
•nice! u got lucky with only 5 days tbh
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