California Unemployment

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does anyone know if the money network card deposits come at a specific time of day? i swear sometimes i get mine at midnight and other times it's like 3pm random

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mine always hits between 10pm-2am the night after it says paid on the website. super inconsistent tho

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To summarize for anyone else reading this thread: 1. Certifying one day late is within the normal certification window 2. Payment processing may be delayed by 0-48 hours compared to your usual timeline 3. Check your UI Online portal to see when status changes from "pending" to "paid" 4. Money Network card deposits typically occur 0-24 hours after the payment shows as "paid" 5. The full certification window is 14 days, but certifying early in your window is recommended The key is monitoring your UI Online account for status changes rather than just watching your Money Network card balance.

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Great summary! My payment just hit my Money Network card this morning, so it was only about 12 hours later than usual. Definitely a relief!

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i had something kinda similar happen with my job at target last year we all got "transition pay" for 6 weeks after they closed our store and i was able to get ui after that ended but the lady at edd told me id have to report any severance when i certified and they might reduce my weekly amount depending on how much i got

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And did they actually reduce it? Or were they just saying that to scare you? I swear half the time they don't even know their own rules!

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they did reduce it for the week i got the payout but after that it went back to normal so it wasn't too bad

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Zara Khan

To clarify a few points based on the discussion: 1. You can and should file for UI immediately after your regular paychecks end in March 2025. 2. How your severance affects your benefits depends on: - How your employer classifies and reports it - Whether it's a lump sum or installments - The specific language in your severance agreement 3. When you file, you'll need to report the severance package. Be prepared to provide your severance agreement documentation if requested. 4. Most importantly, be completely truthful in your application and certification. Misreporting, even accidentally, can lead to overpayment demands and penalties. Given the complexity of your situation, speaking directly with an EDD representative is your best course of action.

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Thank you so much for this clear summary! I'm going to ask HR for the exact wording of how the severance will be classified before I file. And I'll definitely be honest about everything - not worth the risk of penalties down the road.

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anyone else notice that money hits account faster if u have direct deposit instead of the money network card? switched to direct deposit and now my funds are available like 24hrs sooner

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This is an excellent point. Direct deposit typically processes 1-2 days faster than Money Network card transfers. The Money Network system requires an additional processing step as funds have to transfer from EDD to Money Network before becoming available on your card. With direct deposit, once EDD releases the payment, it goes straight to your bank account, often within 24-48 hours after showing "paid" status. I always recommend direct deposit for faster access to benefits when possible.

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UPDATE: You guys were right! Just checked and my status changed back to PAID about an hour ago. Thank you all for talking me off the ledge. Next time I won't panic over status changes (or maybe I'll just certify at a normal hour like a regular person 😅). For anyone finding this thread later with the same issue - just wait it out, the system does weird things overnight but it sorts itself out!

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Glad to hear it resolved as expected! This is why understanding the EDD processing cycles can help reduce stress during the unemployment process. For future reference, the optimal time to certify is actually Sunday morning between 6am-10am. The system tends to have fewer glitches during those hours, and your certification still gets processed in the Sunday batch.

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what time did u certify on sunday? sometimes if u certify late it takes longer to process. i always do mine at midnight when the system opens and usually get paid monday but after holidays its tuesday.

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I certified around 2pm on Sunday. Didn't realize the timing made a difference! Will definitely try certifying right at midnight next time.

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Quick update for anyone following this thread in the future: Holiday payment processing typically follows this pattern: 1. Sunday certification + Monday holiday = Tuesday or Wednesday deposit 2. EDD processes payments in batches - earlier certification usually means earlier batch processing 3. Money Network/BofA cards typically receive deposits 1-2 days after EDD shows 'paid' status 4. Direct deposit to personal bank accounts can take an additional business day As long as your status shows 'paid' in UI Online, your money is secure and on the way. The banking system just needs time to process it after a holiday.

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UPDATE: My payment just hit my account this morning (Wednesday)! Thanks everyone for the reassurance and helpful info. I'll definitely plan better around holidays in the future.

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UPDATE: I finally got through to an EDD rep! Turns out it was BOTH issues people mentioned. 1) My employer did incorrectly indicate I had reasonable assurance (which I don't - our contracts are year-to-year). 2) The FMLA leave I took did affect my base period earnings enough to make me barely miss the threshold. The agent was actually really helpful and is setting up both a wage investigation AND an eligibility interview. She said that resolving the reasonable assurance issue is likely the faster path to getting benefits approved. Thanks everyone for your help and suggestions! I'll update again once it's resolved completely.

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That's great news! How did you finally get through to them? Did you try the Claimyr service or just keep calling?

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@profile3 I actually used Claimyr like you suggested! It worked exactly as advertised - I was connected to an EDD rep in about 15 minutes. Completely worth it after days of frustration trying to get through on my own. Now I'm just waiting for my eligibility interview which is scheduled for next week. Fingers crossed!

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but wait isnt that unfair if the settlement was for like a whole year of something but they take ur whole weekly benefit away? thats messed up system

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That's actually a good point, but it's just how the system works. EDD doesn't prorate settlements across the time period they represent - they count in the week received. It can seem unfair, but the alternative would create a lot of verification issues for them. Always best to follow their reporting rules even if imperfect.

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Just as an update in case anyone finds this thread later - I spoke with an EDD rep and confirmed that settlement/severance is reported in the week you RECEIVE it, not when it's dated or earned. So the original advice I gave was correct. Also, keep the envelope it came in as proof of when you received it in case EDD questions the timing.

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Thank you SO MUCH for following up! I was able to connect with EDD using that Claimyr service someone mentioned, and they told me the exact same thing. I reported it for the week I received it, and everything went smoothly. Appreciate everyone's help on this!

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I don't understand why everyone is saying to answer YES to looking for work for Week 2. The question literally asks if you LOOKED for work, not if you WORKED. If you were actually working and not looking anymore, technically the answer should be NO for Week 2. But the system doesn't properly account for someone who found a job mid-certification period. That's why so many people get confused by this.

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Working actually counts as a valid work search activity under EDD rules. When you're working, you've satisfied the work search requirement, so answering YES is correct. It's counterintuitive but that's how the system is designed. The question should really be "Did you satisfy work search requirements?" rather than "Did you look for work?" but EDD hasn't updated their phrasing.

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Thank you everyone for the super helpful advice! I'm going to certify today with YES for work search on both weeks, NO to earnings for week 1, and YES with reported earnings for week 2. Fingers crossed it all goes smoothly!

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Good plan! Don't forget to keep your earnings documentation just in case there's any question later. And congratulations again on the new job!

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Just to clarify something I'm seeing in the comments - many people confuse benefit year with guaranteed benefits for a year. The benefit year is simply the 12-month period during which you can collect your maximum benefit amount. Your maximum benefit is approximately 26 times your weekly benefit amount (in most standard cases). For anyone facing a similar situation: 1. Double-check if you qualify for California Training Benefits if in an approved training program 2. Look into other safety net programs like CalFresh, CalWORKs (if you have children), or county general assistance 3. Contact your local America's Job Center of California (AJCC) for employment services and possible training opportunities 4. Apply for any extensions that might be available (though currently none are available for standard UI claims) And as others have mentioned, getting accurate information directly from EDD is crucial, though admittedly challenging due to call volumes.

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this is super helpful info! i never understood the difference between benefit year and actual benefits before reading this

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Update: We finally got through to EDD this morning after using the Claimyr service that someone recommended here. The rep confirmed what everyone said - once the balance hits zero, that's it until the benefit year ends, and then only if there are new qualifying wages. However, she did say that because my husband has been in training (even though not EDD-approved), we could request a training extension by submitting specific paperwork. She's sending us the forms to apply for California Training Benefits retroactively. Not guaranteed approval, but at least there's a chance. Thank you all for your help and suggestions! Will update once we hear back about the training benefits application.

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That's great news about the potential training extension! Make sure to fill out all the paperwork completely and include any documentation from the training program that shows enrollment dates, expected completion date, and the type of training. The more documentation you provide upfront, the better chance of approval without delays. Fingers crossed for you both!

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Glad you were able to get through and get some concrete next steps! Hope the training extension works out for you.

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try using edge browser it worked 4 me when chrome didnt

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UPDATE: I finally got through! I tried the Tele-Cert system like @profile2 suggested but it kept saying my information wasn't in the system (??). Then I tried logging in to UI Online at 5:30am this morning and it worked! The site was super slow but I managed to complete my certification before it crashed again. Thanks everyone for your help. For anyone else having this problem, definitely try early morning hours when traffic is lower. Now fingers crossed the payment comes through before my rent is due...

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Just one more tip - when your husband does get the hearing date (they'll mail a notice), make sure to thoroughly prepare. The hearings are typically conducted by phone with an Administrative Law Judge. 1. Organize all your evidence (the layoff confirmation from the employer is crucial) 2. Write down key dates and events in chronological order 3. Practice explaining the situation clearly and concisely 4. Have the employer representative join if possible to confirm it was a layoff 5. Submit any additional evidence at least 10 days before the hearing Appeals have a fairly high success rate when properly prepared for, especially if the employer confirms it was a layoff rather than a quit.

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Thank you so much for this! I've been wondering what the actual hearing will be like. We have the layoff letter, his final paycheck stub showing the severance payment (labeled as "layoff compensation"), and emails from his manager about the department downsizing. Hopefully that will be enough! Is there anything else you'd recommend we gather for evidence?

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That evidence sounds perfect. Also include any company communications about downsizing/layoffs, even if they're general announcements. If your husband filed for unemployment immediately after the layoff, mention that too - it supports that he considered himself laid off from the beginning. Also be prepared to explain exactly what was said in the eligibility interview that might have been misinterpreted as him quitting.

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When I had my appeal last year, I found out you can actually check the status online! Go to https://eddappeal.edd.ca.gov/appeal/status and enter your case number and SSN. It won't give you much info but at least confirms they have your case and whether a hearing is scheduled.

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Wait, really? I had no idea there was a separate website for appeals status! Just tried it and it shows "CASE RECEIVED - PENDING SCHEDULING" which isn't much info but at least confirms they have it in their system. Thanks for this link!

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