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Emma Taylor

Late SDI certification near claim end date - will I still get paid?

I'm so stressed about my disability payments right now! My SDI claim ends on January 7, 2025 (which means benefits actually stop the Sunday before that date). I completely forgot to complete my quarterly certification that was due 2 weeks ago, and now I didn't receive my payment on Sunday like usual. I just submitted the certification yesterday when I realized what happened. My questions are: 1) Will I still get this payment even though I'm close to my end date? 2) If they do process this late certification, will my next payment date permanently change from Sunday to whatever day this payment comes through, or will it reset back to Sundays? I have bills due this week and I'm panicking a bit. Has anyone dealt with late certifications right before their claim expires?

Don't worry too much - you should still get paid! Late certifications typically process within 2-3 business days. The payment schedule usually goes back to normal (Sundays) for your next certification cycle. Just make sure you don't miss any more certifications between now and your end date, as EDD gets extra strict about processing speed in the final month of claims.

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Emma Taylor

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Thank you so much for the quick response! Do you think I should call EDD to make sure they received my late certification? Or just wait the 2-3 days?

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same thing happened to me!! i forgot to certify for like 3 weeks and still got paid but it took like 5 days. your regular schedule should go back to normal after this one time

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Emma Taylor

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Oh that's a relief to hear! Did you have to do anything special to get it processed or did it just happen automatically after you submitted the late certification?

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The EDD system is DESIGNED to punish people who miss deadlines! I was in the hospital when my certification was due (ironic since I was on disability!) and they made me jump through ridiculous hoops to get my payment. Had to call 47 TIMES before getting through!!! Then they still took 6 days to process it. The whole system is broken beyond belief.

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Emma Taylor

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Oh no, that sounds awful! Now I'm worried again... I really can't afford to wait 6 days for this payment.

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CosmosCaptain

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If you want to make sure they received your certification and get this resolved quickly, I'd recommend calling EDD. However, as you probably know, getting through to an EDD representative can be nearly impossible these days. I used a service called Claimyr last month when I had a certification issue, and they got me connected to an EDD agent within 15 minutes instead of spending days trying to get through. You can check them out at claimyr.com - they have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The agent was able to verify that my certification was received and pushed it through for payment that same day. Might be worth it if you need this payment urgently.

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Emma Taylor

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Thanks for the suggestion! I've been calling EDD all morning with no luck getting through. I'll check out that service - at this point I just need to talk to someone who can confirm they got my certification.

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ur payment wont come on sunday if u certified late. itll come like 48 hrs after u certify. so if u did it yesterday maybe tomorrow or thursday? then it goes back to sundays if u certify on time after that

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Emma Taylor

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Gotcha, that makes sense. So this is just a one-time schedule change and not permanent. Thanks!

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Omar Fawzi

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I had disability for my pregnancy last year and missed a certification too! I was so busy with the baby I completely forgot lol. Anyway they still paid me but I think they only do this if you have a valid reason. Did you tell them why you forgot to certify?

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Chloe Wilson

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Actually, EDD SDI doesn't require an explanation for late certifications unless they're more than 30 days late. The quarterly certification form doesn't have a field for explaining why it's late. As long as it's submitted before the claim expires and within that 30-day window, it should process automatically without needing a reason. This is different from UI certifications which are much stricter about timeliness.

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Chloe Wilson

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To directly answer your questions: 1) Yes, you will still get paid for a late certification as long as it's within your benefit period and you're still medically eligible. 2) Payment timing: This payment will arrive approximately 48-72 hours after your late certification was processed. Your next regular payment will revert to the normal Sunday schedule IF you certify on time. 3) Regarding your claim end date: Be aware that benefits don't automatically stop on January 7. The claim period ending means you can't submit NEW certifications after that date, but you can still receive payment for periods WITHIN your claim period, even if you certify for them slightly late. The EDD system has a 20-day grace period for late certifications near the end of claims, specifically to handle situations like yours. Just make sure your final certification is submitted no later than January 27, 2025 (20 days after your claim end date).

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Emma Taylor

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Wow, thank you for this detailed information! I had no idea about the 20-day grace period. That's really helpful to know. I'll make extra sure I don't miss my final certification.

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Emma Taylor

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UPDATE: Just wanted to let everyone know that my payment came through this morning! It took about 2.5 days after submitting the late certification. So relieved right now. Thanks to everyone who helped calm me down and provided info! Now I'll make sure to set multiple reminders for my final certification next month.

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Great news! Glad it worked out for you. Setting calendar reminders is definitely the way to go - I even set two reminders 3 days apart for my certifications just to be safe.

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Yara Khoury

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So glad to hear your payment came through! This is really helpful for others who might be in similar situations. I'm actually approaching the end of my SDI claim in a few months and was worried about what would happen if I accidentally missed a certification. Your experience shows that EDD does process late certifications even near the claim end date. Thanks for taking the time to update everyone - it's always nice to see these stories have happy endings!

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