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Kristian Bishop

EDD SDI Continued Claim form stuck until day before deadline - will payment be delayed?

I'm panicking a bit about my SDI continued claim certification. The online system is showing my form can't be completed until 1/12, but the form itself says it's due on 1/13. My scheduled payment date shows as 1/14. I'm worried because: 1) Will my disability payment be delayed if I submit on 1/12 (the earliest possible day)? 2) What's the typical processing time once I submit this continued claim form? My claim is set to expire on 1/18, and I'm already working with my doctor on getting an extension submitted. Really stressed about any payment gaps since my rent is due on the 15th. Has anyone dealt with this tight timeline before? Is this normal or did something go wrong with my claim?

Kaitlyn Otto

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Don't panic! This is completely normal with EDD SDI continued claims. The system won't let you certify until the end of your certification period (1/12), but they give you a day after that (1/13) as the deadline. As long as you certify on 1/12, your payment should still process on 1/14 as scheduled. The turnaround is usually 24-48 hours once you submit the continued claim form.

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Thank you SO much! That makes me feel better. Do you know if there's any delay with the extension process? My doctor already filled out the medical certification for the extension.

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Axel Far

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i had the exact same problem last month, certified on the EARLIEST day they let me and still got paid on time. EDD is weird like that they dont let u submit early even tho it would make more sense?? but yea ur fine

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The real problem isn't even this timing issue - it's that EDD's whole system is DESIGNED to be confusing and make people miss deadlines!!! I missed ONE certification deadline by ONE DAY last year and they made me reapply for everything and I lost almost 3 weeks of payments. The whole system is rigged to deny benefits any way they can.

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Kaitlyn Otto

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While the system definitely has issues, this particular situation with continued claim forms is actually working as designed - it's just not explained very well to claimants. The certification period has to complete before you can certify for it, which is why the form becomes available on 1/12.

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Luis Johnson

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Regarding your extension question - make sure your doctor submits form DE 2525XX at least 5-7 days before your claim expires (so ideally by 1/11 or 1/12). Extensions can take 7-10 business days to process, and there's often a gap in payments while the extension is being reviewed. I recommend calling EDD directly to check on the status of your extension after your doctor submits it. I've had great success using Claimyr (claimyr.com) to get through to an actual EDD representative quickly instead of being on hold forever. They have a video demo at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd that shows how it works. This is especially helpful for time-sensitive extension issues to avoid payment gaps.

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That's really helpful! My doctor submitted the extension paperwork on 1/5, so hopefully that's early enough. I'll check out that Claimyr service - anything to avoid sitting on hold for 3 hours only to get disconnected.

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Ellie Kim

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wait are we talking about SDI or PFL? because for PFL the rules are totally different i think? i got so confused with all this when i was on maternity leave lol

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Kaitlyn Otto

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The original post is about SDI (State Disability Insurance), not PFL (Paid Family Leave). You're right though - they have different rules even though they're both administered by EDD. For PFL, you can actually submit your certification forms before the end of the certification period.

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Fiona Sand

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Just to add my two cents - I've been on SDI twice in the past three years and this timing with the continued claim forms always stressed me out too! But as long as you certify on the first available day, payments have always processed on schedule for me. For your extension, since your doctor already submitted on 1/5, you should be fine. The one thing I'd recommend is checking your SDI Online account daily starting around 1/15 to make sure the extension was properly processed. If you don't see the claim dates extended by 1/16, definitely call EDD to check on it.

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I had this same issue back in November. Couldn't certify until the day before the deadline. So frustrating! But my payment actually came a day EARLIER than the scheduled date! EDD is so inconsistent. Sometimes they're super fast and sometimes they take forever. Good luck!

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UPDATE: Just wanted to let everyone know what happened. I certified on 1/12 as soon as the system let me, and my payment did process on 1/14 as scheduled! My extension was also approved without any issues. Thanks for all the helpful advice - it really reduced my stress during an already difficult time.

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Kaitlyn Otto

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Great news! Glad it all worked out smoothly for you.

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Luis Johnson

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That's awesome! Thanks for updating us - it's always helpful to hear positive outcomes with EDD.

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Paolo Bianchi

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So glad to see this update! I'm currently in a similar situation with my SDI continued claim form and was getting really anxious about the timing. Your experience gives me hope that everything will work out smoothly. It's really frustrating how the EDD system creates so much unnecessary stress with these tight deadlines, but it sounds like as long as we follow the process, things generally work out. Thanks for taking the time to share your positive outcome - it really helps other people in the community who are going through the same thing!

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