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Everyone here is giving you conflicting information because the payment system is currently in transition. Here are the facts: 1. The EDD is phasing out Bank of America debit cards for NEW claims 2. SDI pregnancy claims filed after 7/14/2023 should get either direct deposit or paper checks (not debit cards) 3. BUT, if you didn't select a payment preference when you filed, the system defaults to the last payment method on record 4. If your last payment was to a BofA card in 2020, they MIGHT try to send it there first Your best option is to log into your SDI Online account, go to 'Payment Method' and verify what's showing. If you don't see a payment preference selected, call EDD immediately to update it, preferably to direct deposit for fastest payment. If the system is showing BofA as your payment method, then yes, you'll need to contact BofA for a replacement card at 1-866-692-9374.
^^^ this is correct. I work for a disability attorney and this matches what we're seeing with our clients. The transition has been very messy and confusing!
UPDATE: I finally got through to EDD this morning! Turns out since I didn't select a payment preference when filing, they defaulted to a paper check for the first payment. The rep helped me set up direct deposit for future payments. She also said my claim has been approved and I should get my first check within 7-10 days. Thanks everyone for your help!
I think I figured out why were all having issues. My neighbor works for the state (not EDD but another dept) and she said theres a new payment processing system being implemented this quarter. She said lots of state payments are having random delays because of the transition. Just FYI for anyone who might have issues again next payment cycle!
Does anyone know if there's a way to just get direct deposit instead of dealing with these annoying debit cards? I'm about to file for pregnancy disability next month and I'd really prefer not to deal with any card delays.
Unfortunately, California EDD still uses the Bank of America debit card system as their only payment method. Once you get the card, you can set up automatic transfers to your regular bank account, but initially, everyone gets a card. Some other states have direct deposit options, but not California (at least not yet).
UPDATE: My replacement card arrived today! Only took 4 days with the expedited shipping. I was able to activate it right away and transfer the funds to my regular checking account. For anyone else dealing with this issue, definitely call Bank of America EDD department directly (1-866-692-9374) rather than trying to go through EDD. Thanks everyone for your help and suggestions!
One more important thing - make sure you request the payment plan BEFORE the due date on your overpayment notice. If you miss that deadline, they can start collection activities including garnishing any current benefits you're receiving. Also, the appeals process (if you go that route) can take 2-3 months, so plan accordingly for your finances in the meantime. If you win the appeal, they would refund any payments you've already made toward the overpayment.
this happened to my cousin and she said just ignore it and they eventually stopped sending letters lol but probably not the best advice
Dylan Baskin
My wife's cousin's friend got SDI for anxiety after seeing a psycharist. Took like 5 weeks to get approved tho and they had to send in extra paperwork twice. Good luck!
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Jessica Suarez
Update: We took the advice here and my husband saw a psychiatrist yesterday. She diagnosed him with acute stress disorder and PTSD from the accident and said he definitely shouldn't be working right now. She's completing the medical certification forms today, and we're filing for SDI. I'll post again once we hear something about his claim. Thanks everyone for the help!
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Lily Young
•That's great news! Make sure he starts treatment right away while the claim is processing. SDI requires that claimants be under the care of a doctor and following recommended treatment to remain eligible. Wishing him a smooth recovery!
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