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Disability payment finally approved - will it go to my existing UI BOA card or get a new card?
After fighting with EDD for nearly 4 months (way longer than it should've taken!), my disability claim was FINALLY approved yesterday! The online portal shows a payment was issued, but I'm confused about how I'll actually get the money. I already have a Bank of America EDD card from when I was on unemployment last year. Will my disability payment just load onto that same card? Or does SDI send out a completely different card? The EDD website is super vague about this. Also, if anyone knows how long it typically takes for the money to appear once a payment is 'issued,' that would be super helpful. I've got rent due next week and I'm cutting it close.
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EDD SDI payment schedule confusion - when will my next disability deposit arrive?
Hey everyone! I'm new to the disability process and trying to figure out the payment schedule. My SDI claim was finally approved on March 12, 2025 after being stuck pending for almost 3 weeks. On March 13, I received a big lump sum payment for all my back pay via direct deposit (covering from mid-February when my disability started). But now I'm confused about when my next payment will arrive. Will it come exactly two weeks later on March 27? Or is there some other schedule I should be aware of? The EDD website just says 'bi-weekly payments' but doesn't give specific dates. I need to plan my bills and don't want to end up short if there's a delay! Has anyone else who started receiving benefits recently know what the actual schedule is? Thanks in advance for any help!
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UPDATE: I checked my SDI Online account under the Payment Activity section like someone suggested, and I can see my payment schedule now! You all were right that it's not exactly 14 days - my next payment is scheduled for March 26, which is 13 days after my first payment. Thanks everyone for your help! I'll make sure to keep an eye on my account and stay in touch with my doctor about certifications.
nice! glad you found it. the edd system is so confusing at first but once you figure out where everything is its not so bad
One last thing I wanted to add - make sure your bank account info is correct in the system! I had a payment delayed because my bank changed routing numbers and I forgot to update it with EDD. The money got sent back to them and it took almost 3 weeks to sort out. Double-check that under your profile settings just to be safe!
That's a great tip, thank you! I just checked and my banking info is correct, but I wouldn't have thought to verify that.
This happened to my sister too! Her credit union merged with another bank and changed all the routing numbers. She didn't realize until her SDI payment bounced back. It's definitely worth checking periodically, especially if you've had any banking changes recently. The EDD website lets you update your direct deposit info pretty easily once you log in.
Can I switch from EDD unemployment to disability benefits for upcoming surgery?
I've been collecting unemployment since August 2025 after getting laid off from my warehouse job. My benefits are about to run out in 3 weeks. I've actually been dealing with some serious back problems since October (couldn't mention it during my UI certifications because I was still "able to work"). My doctor just told me I need spinal surgery ASAP and I'll be out of commission for at least 8 weeks. Can I apply for disability benefits even though I'm currently on unemployment? Will there be a gap between when my UI ends and SDI starts? I've never been on disability before and I'm freaking out about having zero income while recovering from surgery. Has anyone successfully transitioned from UI to SDI?
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Based on everything you've shared, here's what I recommend: 1. Talk to your doctor about certifying your disability now based on your current back condition rather than waiting for surgery 2. Stop certifying for UI as soon as your doctor agrees to certify your disability 3. Apply for SDI immediately after your last UI certification 4. Remember the 7-day waiting period for SDI benefits 5. Prepare for a possible difference in your benefit amount With proper timing and communication with your doctor, you should be able to transition from UI to SDI with minimal or no gap in income. Just be absolutely certain not to certify for both programs for the same period, as that would constitute fraud and could result in penalties.
Thank you so much for laying this out so clearly! I have my doctor appointment tomorrow and will discuss getting certified for disability right away rather than waiting. This community has been incredibly helpful - I was so confused and stressed before posting here.
Just wanted to add that you should also gather all your medical records and documentation related to your back problems from October onwards. EDD will likely request these as part of your SDI application review. Having everything organized and ready to submit will help speed up the approval process. Also, if your warehouse job involved heavy lifting or physical labor, make sure your doctor notes this in the medical certification - it strengthens your case that you truly cannot perform your usual work duties due to your back condition. Good luck with your surgery and recovery!
What form does my doctor need for EDD SDI extension? DE 2525XX?
I've been on SDI for almost 8 weeks now and my doctor says I need more time to recover. She asked me to find out what form she needs to fill out for my disability extension. Is it the same form as the original certification? Something with numbers like DE 2525 or something? The EDD website is so confusing and I can't get through on the phone. I have an appointment with her next Tuesday and need to bring the right form. Thanks for any help!
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The whole EDD system is designed to be confusing on purpose!!! They hope you'll give up and go back to work even if you're not ready. I went through THREE extensions last year and each time was a nightmare of paperwork and delays. They're counting on people not knowing which forms to use so they can deny claims and save money. It's all about their bottom line, not your health!
While the system can definitely be frustrating, the DE 2525XX form process is actually pretty straightforward once you know what's needed. The most important thing is making sure your doctor submits it before your current certification period ends. If you have ongoing medical needs, you can receive up to 52 weeks of SDI benefits, provided your doctor continues to certify your disability.
Thank you everyone for the helpful responses! I'll make sure to tell my doctor she needs to submit the DE 2525XX form. I'll ask if she can do it electronically or if she needs me to bring in a paper copy. Really appreciate all the advice!
You're welcome! Just one more tip - if your doctor submits electronically through SDI Online, you should get confirmation much faster than with paper forms. Also, keep track of when your current certification period ends so you can follow up if needed. Good luck with your recovery!
EDD SDI sent partial payment - rest of disability amount missing?
So confused right now! I checked my BofA card this morning and saw a deposit from EDD, but it's only about 60% of what I should be getting for my disability payments. My weekly benefit amount is supposed to be $857 (based on my income from last year), but today's payment was only $514. I've been on disability since March 9th, 2025 after my hand surgery. Has anyone else experienced partial payments like this? I certified on time and my doctor submitted all the required paperwork. Could this be because of taxes? I didn't think they took taxes out unless you specifically request it. My rent is due in 5 days and I was counting on the full payment. Should I panic??
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The same EXACT thing happened to me!!! Got $682 instead of the $1120 I was supposed to get. When I FINALLY reached someone after calling for DAYS, turns out they had deducted for: 1) the stupid 7-day waiting period (even though I was already 3 weeks into my claim?!), 2) tax withholding I never asked for, and 3) some bogus "adjustment" they couldn't even explain properly. The lady on the phone was SO RUDE when I asked for details. Classic EDD!! 🤬
The waiting period is often confused with payment timing. The 7-day waiting period is always the first 7 days of your claim, but the deduction might appear later depending on how your payments are processed. For example, if your first certification covered 14 days, you'd get paid for 7 days (the second week). If your next certification was for 14 more days, you'd get the full amount. But if there was a processing delay or recalculation, they might adjust previous payments. That might explain the timing issue you experienced.
Update: I was able to log into my SDI Online account and found the payment breakdown. It shows tax withholding (which I apparently selected) and an adjustment for overlapping work days. I also found where to change the tax withholding setting for future payments! Thanks everyone for your help - at least now I understand why the payment was lower than expected. For anyone else experiencing this, definitely check your payment details in the portal first before panicking like I did!
Glad you figured it out! Just remember that changing your tax withholding now doesn't affect the payment you already received - it'll only apply to future payments. Make sure you're setting aside some money for taxes next year if you turn off withholding.
@Christopher Morgan That s'a really good point about the taxes! I definitely need to budget for that. Quick question - do you know roughly what percentage of the SDI payment gets withheld for taxes? I want to make sure I m'setting aside enough if I turn off withholding for future payments.
Emma Wilson
awesome! glad it worked out!!
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Keisha Williams
That's fantastic news! So glad it worked out quickly for you. 36 hours is pretty typical from what I've seen. Thanks for posting the update - it's really helpful for others who might be in the same situation wondering about timing. Hope things are looking up for you now after that long 4-month wait!
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