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EDD website shows payment but nothing in bank account - how long to wait?

Hey everyone, I'm having a weird issue with my EDD payment. The website says I got paid, but I don't see anything in my bank account. Has anyone else experienced this? How long does it usually take for the money to show up?

Have you tried turning it off and on again? 馃槀 jk jk... but seriously, EDD's tech is probably running on Windows 95 or something

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Windows 95? You're giving them too much credit. It's probably an abacus and a carrier pigeon 馃惁

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Same thing happened to me last month! The EDD portal showed "paid" but my checking account was empty for 3 days. Turns out my bank (Wells Fargo) was holding the deposit for verification. Called them and they said EDD payments sometimes get flagged for extra processing. Might be worth calling your bank too to see if they're holding it up on their end.

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SDI claim submitted over a week ago, 7-day waiting period passed, still no payment. What's going on?

Hey everyone, I'm getting really frustrated with my SDI claim. I submitted my application over a week ago, and the 7-day waiting period has passed, but I still haven't received any payment. Has anyone else experienced this? I'm starting to worry about how I'm going to pay my bills. Any advice on what I should do next or how long I should expect to wait?

Have you tried reaching out on social media? Sometimes tweeting at the official SDI account can get a response. Worth a shot!

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I've had success with this too! Their social media team seems more responsive than their phone lines sometimes.

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I'm going through the exact same thing right now! Filed my claim 10 days ago and still nothing. I called yesterday and finally got through after about 2 hours on hold - the rep told me that processing times are running longer than usual due to high volume, but that my claim looks good and should process within the next few days. She also mentioned that sometimes there can be delays if they need to verify medical information with your doctor's office. Have you gotten any notifications in your online account asking for additional documentation? That might be what's holding things up. Fingers crossed we both get our payments soon! 馃

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EDD SDI to UI transition denied - stuck in limbo after doctor released me

Just finished a disability claim but now EDD is giving me the runaround when switching to unemployment. Timeline is a mess: - Was on disability through January 15, 2025 - EDD sent me for evaluation with their doctor on Jan 11 - My treating physician's certification was set to end Jan 14 - State doctor cleared me through Jan 17 only - Stopped receiving ANY payments around Dec 20, 2024 - Finally got my regular doctor to formally release me on Jan 29 - Took release paperwork directly to EDD office same day - Applied for unemployment since my construction job doesn't restart until April/May - Just got notification I'm DISQUALIFIED from UI but no explanation why! It's been almost 6 weeks since my last benefit payment of any kind. I've called EDD 30+ times trying to understand what's happening. Am I disqualified from UI because of the gap between disability end and UI application? Did I mess up the paperwork somehow? Has anyone navigated this disability-to-unemployment transition successfully?

You've received some great advice here already. I just wanted to add one clarification about Section 1256 disqualifications. This section covers several issues, but the most common are: - Voluntarily quitting without good cause - Misconduct at your last job - Refusing suitable work - Not being able and available for work Based on your timeline, EDD is likely considering the gap between the state doctor's clearance (Jan 17) and your application for UI as a period where you voluntarily remained unemployed without good cause. When appealing, focus specifically on explaining why this wasn't voluntary - you were following the proper medical release procedures and applied for UI as soon as medically cleared. Include a clear timeline with documentation. Administrative Law Judges who hear these appeals are generally reasonable when presented with clear evidence. Good luck with your appeal!

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Thank you for that detailed explanation! This makes so much more sense now. I'll make sure my appeal clearly addresses the voluntary unemployment issue and provides a documented timeline. I've already contacted my assembly member's office and started preparing my appeal documentation. I'll update here once I get a resolution in case it helps others.

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I'm dealing with a similar situation right now - just got released from disability last week and terrified about applying for UI because of stories like this. Can I ask what specific documentation you wish you had prepared differently before applying? I want to make sure I have everything in order to avoid the same nightmare you're going through. Also, has anyone had success getting the gap period covered retroactively once the appeal is won?

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Got my EDD SDI weekly benefit amount notice - when will actual payment arrive?

So I finally got my EDD SDI award letter in the mail yesterday that shows my weekly benefit amount (WBA). Super relieved to at least know how much I'll be getting each week while I'm recovering from my surgery! But now I'm wondering... how long until the actual money hits my account? I submitted my claim about 10 days ago, and my doctor sent in the medical certification right after my procedure. I'm starting to get a little anxious because rent is due at the end of the month and my savings are getting pretty thin. Has anyone received their award letter recently? How many days afterwards did you get your first payment? Is there anything I need to do to trigger the payment or does it happen automatically once they determine your benefit amount?

Update: I just got my payment today!! It was exactly 5 business days after the award letter. Showing as pending in my bank account but should clear tomorrow. Such a relief! Thanks everyone for the help.

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That's great news! Thanks for updating the thread - it's helpful for others to see typical timelines.

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So glad it came through! Now you can focus on your recovery without that financial stress hanging over you.

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Congratulations on getting your award letter! Based on what I've seen in this community, you should expect your first payment within 5-10 business days since you already completed the waiting period and have direct deposit set up. Since your disability started July 3rd and you applied July 6th, your first payment might be larger than usual because it could include backpay for those covered weeks (minus the 7-day waiting period). I'd recommend checking your SDI Online account daily - it usually updates with payment status before the money actually hits your bank account. If you don't see any movement by early next week, that's when I'd consider reaching out to EDD. Try not to stress too much - the award letter is the hardest part and you've already cleared that hurdle!

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EDD SDI fraud investigations delaying new claims? Applied Jan 17 and still showing 'processing'

I'm getting anxious about my new disability claim. Applied on January 17th for SDI after my back surgery and it's still showing as 'processing' with no updates. I've been hearing that EDD has been cracking down on fraud cases from last year and I'm worried this might be creating a backlog for legitimate new claims like mine. My doctor submitted all my paperwork electronically the same day I filed. Has anyone else who filed in 2025 experienced delays? Is the processing time longer now because they're scrutinizing claims more carefully? I really need these benefits to start soon - my short term disability through work only covers 60% and I have a $4,200 mortgage payment due next week. Any insight would be super helpful!

wait i'm confused...is SDI the same as disability? I thought SDI was for when ur pregnant?? i'm on regular disability now and got approved in like 4 days last month. maybe ur on the wrong system??

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SDI stands for State Disability Insurance, which covers both regular disability AND pregnancy disability in California. They're the same program and use the same system. The difference is just in the medical condition being certified. If you got approved in 4 days last month, you were extremely lucky! The normal processing time is much longer, especially now with the new verification processes.

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UPDATE: My claim was just approved! It took exactly 17 days. No explanation for the delay, but I'm just relieved it went through. For anyone else waiting - hang in there and keep checking your online account. Thank you all for the helpful advice and support!

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Congratulations on getting approved! That's such great news and thanks for updating us. 17 days is still longer than it used to be but at least it's not as bad as some of the month-long waits others mentioned. Did they backdate your payments to cover the full period? I'm sure that first payment is going to be a huge relief, especially with that mortgage payment coming up!

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