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Just wanted to add my experience for anyone else in a similar situation - I went through this exact process with my dad last year when his SDI claim year ended. The key thing that really helped us was getting organized early. We made sure to have all his wage statements from 2024 ready, got his doctor to complete the new medical forms about 2 weeks before the claim year ended, and submitted everything through the SDI Online portal. The transition was pretty seamless and there was no gap in his benefits. One thing I wish someone had told us - make copies of EVERYTHING before submitting. The EDD lost some of his paperwork initially and we had to resubmit, but having copies saved us weeks of delays. Also, if your mom's condition is likely to be long-term, definitely start the SSDI application process now even while she's on state disability. The federal process takes forever but you can receive both benefits for a period of time. Good luck!
This is incredibly helpful, thank you for sharing your dad's experience! I'm definitely going to follow your advice about getting organized early and making copies of everything. It's reassuring to hear that the transition can be seamless when done properly. I had no idea you could receive both SDI and SSDI benefits simultaneously - that's really valuable information since my mom's condition might be long-term. Did your dad have to provide any additional documentation when applying for the second year, or was it mostly just the updated medical certification and wage info?
I'm new to this community but wanted to share what I learned when I helped my sister navigate this same situation a few months ago. The good news is that your mom can definitely file a new claim after her claim year ends! Since she worked those 5 months in 2024, she should have enough quarters to qualify for a second year of benefits. Here's what worked for us: We submitted her new DE 2501 application about 2 weeks before her first claim year expired, along with updated medical documentation from her doctor. The key was making sure the timing was right - too early and they might reject it, too late and there could be a gap in benefits. One thing I wish we had known earlier is that the benefit amount for the second year might be different since it's calculated based on her 2024 earnings rather than her previous work history. In my sister's case, her weekly benefit amount was actually slightly higher because she had gotten a raise right before going on disability. Also, definitely keep detailed records of everything you submit. We had to follow up a few times to make sure her application was being processed, and having copies of all the paperwork made those conversations much easier. The whole process took about 3-4 weeks from submission to approval in our experience. Hope this helps, and I'm sending positive thoughts to you and your mom during this stressful time!
I'm currently pregnant and this thread is so helpful - thank you everyone for sharing your experiences! I had no idea about the two separate benefits (PDL and PFL) and I'm definitely going to be extra careful about the paperwork when my time comes. @CyberSiren so glad you got it resolved! One question - when you mention the doctor's office resubmitting the DE 2501, did they have to completely start over with a new form or could they just submit a correction? I want to make sure my OB's office knows the right process ahead of time.
Great question @Daniel Price! From what I've learned through this whole ordeal, they typically need to submit a completely new DE 2501 form rather than just a correction. The key is making sure they mark it clearly as an "AMENDED" form and include a cover letter explaining the name correction. I'd definitely recommend talking to your OB's office billing department ahead of time - they're usually familiar with this process since name errors happen more often than you'd think. Also make sure they have your name spelled correctly in their system before your due date! @CyberSiren's experience shows it's totally fixable, but prevention is always better than correction.
As someone who just went through a similar name error nightmare with EDD last year, I wanted to add a few tips that might help others avoid this situation entirely: 1. **Before your appointment**: Email your doctor's office ahead of time with your full legal name exactly as it appears on your Social Security card. Ask them to double-check it in their system. 2. **At the appointment**: When they're filling out the DE 2501, ask to see the form before they submit it. I know you're dealing with a newborn and recovery, but this 30-second check could save weeks of headaches. 3. **After submission**: If possible, ask for a copy of what they submitted or at least confirmation of how they spelled your name. I learned this the hard way after my doctor's office somehow turned my last name "Johnson" into "Johnsen" on the form. The correction process took almost a month, and I was stressed the entire time about missing payments during maternity leave. @CyberSiren I'm so glad you got yours resolved! Your detailed update will definitely help other new moms going through this same frustrating situation.
One more important thing to consider: if you're currently collecting UI while actually being unable to work due to pregnancy complications, this could potentially be considered misrepresentation. When you certify for UI, you're declaring that you're able and available for work. I recommend being proactive about this. Contact EDD and explain the situation - that you misunderstood the programs and need to switch from UI to SDI. They can help you make this transition properly and potentially avoid any overpayment or penalty issues. For your SDI claim, make sure your healthcare provider clearly documents your pregnancy-related limitations. Be aware there's a 7-day waiting period for SDI (no benefits paid for the first week). After delivery, the transition from pregnancy disability to PFL should be fairly straightforward with the right documentation. You'll need to have your doctor complete a DE 2501 form to establish your pregnancy disability claim.
As someone who's been through a similar situation, I want to echo what others have said - you really need to switch to SDI ASAP if your doctor has you on bed rest. I made the mistake of staying on UI too long during my pregnancy complications and it created a huge mess with EDD later. The good news is that since you were working and paying into the system until recently, you should definitely qualify for SDI and then PFL after delivery. The benefit amounts are typically much better than UI too - I was shocked at how much more I received on disability compared to unemployment. One tip: when you call EDD to make the switch, be honest about the timing and that you realize you may have been on the wrong program. They're usually more helpful when you're upfront about mistakes rather than trying to hide them. Also, make sure your doctor fills out the DE 2501 form completely - any missing info will delay your claim. You're going to be a great mom and this benefits stuff will all work out! Focus on taking care of yourself and the baby first, everything else is just paperwork that can be sorted out.
Ugh, I've been there before. It's so frustrating! Make sure you have all the details about the check ready when you call - like the date, amount, and any reference numbers. Also, be prepared to explain why you couldn't cash it. Good luck!
Great advice! Also, don't forget to mention if there are any bank processing messages or errors you received.
I had a similar issue a few months ago! The bank told me it was because there was a security feature on the check that their scanner couldn't read properly. When I called EDD, they were actually pretty helpful - they cancelled the old check and sent me a new one within about 10 business days. The key is to have your claim number ready and be specific about the error you got when trying to cash it. Also, ask them to put a note in your file about the issue in case it happens again. Hope this helps!
Thanks for sharing your experience! It's really reassuring to hear that EDD was actually helpful when you called. I'm definitely going to have my claim number ready and write down the exact error message I got. Did you have to do anything special to get the new check, or did they just automatically send it once you explained the situation?
Owen Devar
Anybody else feel like we're all just stuck in this giant game of bureaucratic pinball? 🤡 One day you're up, next day you're tilted!
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Daniel Rivera
•LOL too real 😂 Sometimes I think they're just messing with us for fun
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Sophie Footman
•Bureaucratic pinball... I'm stealing that phrase! 🤣
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Sean O'Donnell
I'm going through the exact same thing right now! My doctor updated my SDI status about 10 days ago and it's still not showing online. I've been checking every day like it's going to magically appear. From what I'm reading here, it sounds like this is pretty normal unfortunately. The waiting game is the worst part - you never know if something went wrong or if it's just taking forever to process. Keep us posted on when yours updates!
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Sasha Ivanov
•I'm in the exact same boat! It's so frustrating not knowing if it's just slow processing or if something actually went wrong. I've been refreshing that page way too many times a day 😅 It's reassuring to know I'm not the only one dealing with this. Definitely will keep everyone updated - fingers crossed we both see some movement soon!
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