Good luck with your surgery! Hope recovery goes smoothly. Take care!

Just wanted to add that you should also consider the timing of when to file your SDI claim. I'd recommend filing it about a week before your surgery date so there's time for initial processing. The 7-day waiting period starts from when your doctor certifies you as disabled (usually the surgery date), not when you file the claim. Also, keep copies of everything you submit - the medical certification, your application, any correspondence. If there are any issues or delays, having your own records makes it much easier to resolve problems. I learned this the hard way when my claim got stuck in processing for weeks and I had to re-submit documents that supposedly got "lost in the system.

I just went through this last month! Your money is definitely still being deposited - the expired card just blocks your access to it. I called the BofA EDD number (1-866-692-9374) and they sent a replacement card right away. One thing that really helped me was setting up text alerts through the BofA prepaid website before my card fully expired. Even though I couldn't use the physical card, I could still see when deposits hit my account, which gave me peace of mind while waiting for the new card. The whole process took about a week with regular shipping, but like others mentioned, you can pay for expedited delivery if you need it faster. Just make sure to activate your new card as soon as it arrives - that part is super important! Congrats on getting approved for SDI! The hardest part is behind you now.

I'm dealing with this exact situation right now! My card expired in February and I was so worried when I saw my first payment marked as "paid" but couldn't access it. Called the BofA EDD number this morning and they confirmed the funds are safe in my account - just need to wait for the replacement card. The rep told me it's happening a lot lately because so many people are returning to disability claims after cards from 2022-2023 have expired. She said they're processing tons of replacement card requests right now. One helpful thing she mentioned - if you're really desperate for access to funds while waiting for the new card, you can sometimes get a temporary debit card issued at certain BofA branches, though not all locations offer this for EDD accounts. Might be worth calling ahead to ask if your local branch can help. Hope this helps ease some anxiety - sounds like we're all in the same boat with expired cards! The money is definitely there waiting for us.

I just went through this same situation 4 months ago and can confirm what everyone else is saying - you cannot delay SDI benefits after delivery. I had the exact same misconception initially! What helped me was understanding that SDI pregnancy benefits are structured in two distinct phases: 1. Pre-delivery disability (up to 4 weeks before due date) - this part IS optional 2. Post-delivery recovery disability (6-8 weeks after birth) - this part is NOT optional and must start at delivery The key insight is that once you give birth, you're automatically considered medically disabled for recovery purposes. Your doctor will certify this disability period, and EDD requires you to claim benefits starting from your delivery date if you're taking any time off work. However, I found a great solution working with my HR department: they coordinated my company's paid leave with SDI through "concurrent benefits." During my 8-week recovery period (I had a C-section), I received both SDI payments AND my company topped up the remaining amount to reach my full salary. This gave me the best of both worlds without any timing games. My suggestion: Schedule a meeting with HR and ask specifically about "concurrent benefits" or "wage supplementation during SDI." Most established companies have policies for exactly this situation. You'll likely end up with better total compensation than trying to sequence the benefits separately, plus you avoid any risk of EDD issues. The system really is designed to work together - I just wish someone had explained it to me this clearly from the start!

I'm so glad I found this thread! I'm 32 weeks pregnant and was having the exact same confusion about timing SDI benefits. Reading through everyone's experiences has been incredibly enlightening. Just to add my perspective as someone currently navigating this - I met with my HR representative last week after initially thinking I could delay SDI, and they confirmed what everyone here is saying. Our company has a "benefit coordination" policy where they supplement SDI payments to bring you up to 100% salary during the disability period. What I found really helpful was asking HR for a written timeline showing exactly how the benefits work together. They gave me a document that breaks down: - Weeks 1-6 post-delivery: SDI + company supplementation = full salary - Weeks 7-14: Paid Family Leave for bonding - Additional weeks: Company's separate parental leave policy (if applicable) I think the key thing I learned is that most established companies have already figured out how to coordinate state and company benefits optimally. We don't need to game the system - the system is designed to work together! For anyone else in this situation: definitely ask your HR for a written breakdown of how your specific company coordinates benefits. It takes all the guesswork out of it and helps you plan your finances properly. Thanks to everyone who shared their experiences here - this community is so valuable for navigating these complex systems!

Yo finalmente recibí mi pago ayer, después de 5 semanas de espera. No pierdan la esperanza, amigos!

Yo acabo de recibir mi primer pago después de 6 semanas de espera! Lo que más me ayudó fue llamar múltiples veces al día hasta que alguien contestara. También recomiendo verificar que su información bancaria esté correcta en el sistema - aparentemente ese fue parte del problema en mi caso. No se rindan, eventualmente llega! 💪

I just went through this last month! No tax forms for SDI. But make sure you keep track of how much you received anyway. My friend who does taxes told me it's good practice to keep records of all income even if it's not taxable, just in case you ever get audited. Better safe than sorry!

Just wanted to add my experience - I was on SDI for 8 weeks after knee surgery last year and can confirm what others are saying. No tax forms from EDD for disability benefits, and my tax preparer said not to worry about reporting it. The only thing I'd suggest is keeping your benefit payment records from your SDI Online account, just for your own files. It's nice to have documentation showing the dates and amounts in case you ever need it for other purposes (like applying for loans or anything that asks about income history). Recovery went smoothly and the whole SDI process was actually pretty straightforward once I got through the initial paperwork!