I'm going through the exact same thing right now! Been waiting 3 days for a callback and nothing. The whole "you're next in line" message feels like a cruel joke at this point. I've tried calling early morning, late afternoon, even during lunch hours - same result every time. It's incredibly frustrating when you have urgent issues that need resolving and you're just stuck in limbo. Has anyone found a specific time of day that works better, or is it really just a matter of pure luck? This system definitely needs some serious improvements.

I'm in the exact same boat and it's absolutely maddening! Been waiting 48 hours now for my "priority" callback that never came. The worst part is when you finally do get through to someone, half the time they transfer you and you get disconnected. I've started keeping a detailed log of every attempt - dates, times, reference numbers, who I spoke with - because at this point I'm convinced they just hope we'll give up. The system is beyond broken when people are literally paying third-party services just to get basic government assistance. We shouldn't have to choose between our time and our money to access services we're entitled to. Stay strong everyone - we're all in this frustrating mess together! 💪

Just went through this exact situation last month! The waiting period definitely applies regardless of how long your claim processing took - it's based on your actual disability start date. Since you mentioned your disability started on June 2nd, you've already completed the waiting period. One thing I learned the hard way: even after setting up direct deposit, sometimes the first payment still goes to the card if it was already in processing. But don't panic if that happens - you can instantly transfer from the card to your bank account through the Money Network app (despite all the complaints about it, the transfer feature actually works pretty well). After that first payment, everything should go straight to your bank account. Hope you see that payment soon! The financial stress while waiting is honestly the worst part of the whole process.

Hey Olivia! Congrats on getting approved - that's such a relief after 3 weeks of waiting! I just went through this same process a few months ago. Since your disability started June 2nd, you've definitely already served your waiting period, so payment should come through pretty soon now that you're approved. Smart move setting up direct deposit! I made that switch right after approval too and it was seamless. One heads up though - sometimes the system is a bit slow to update, so if your first payment does end up going to the Money Network card, don't stress. You can transfer it to your bank instantly through their app (despite all the horror stories, the transfer feature actually works fine). The whole financial uncertainty while waiting is honestly the hardest part. You're so close to the finish line now! Keep us posted when that first payment hits - we're all rooting for you! 🤞

I know EDD says they process claims within 14 days but that's rarely the case anymore. From what I've seen lately (I work in medical billing), it's taking more like 3-4 weeks for most patients. You should file immediately, but also prepare financially for a delay. The SDI payment will be retroactive to the end of the waiting period, but that doesn't help with immediate bills. One thing that can speed up processing: if her doctor submits the medical certification electronically through SDI Online rather than mailing a paper form. Ask her doctor's office if they do electronic submission for EDD.

I went through this exact situation with my husband when he had colon cancer surgery last year. A few additional tips that might help: 1. Keep copies of EVERYTHING - your wife's claim confirmation, doctor's notes, any correspondence from EDD. I had to resubmit paperwork twice because they "lost" it. 2. If your wife works for a large employer, check if they have an HR person who handles disability claims. Some companies have staff who can help walk employees through the EDD process. 3. The EDD debit card usually arrives about a week after your first payment is processed, so don't panic if you don't see it immediately. 4. For the medical certification, some oncology offices are slow with paperwork because they're focused on patient care (understandably). Don't be afraid to call and politely follow up after a few days. Sending positive thoughts for your wife's recovery. The financial stress is real, but the disability benefits will help bridge the gap while she focuses on getting better.

I'm in a very similar situation - 29 weeks pregnant and just submitted my SDI claim last week. Reading through all these responses has been so helpful! It sounds like the processing times are really all over the place right now. I'm planning to stop work at 37 weeks, so I have a little more buffer time than you do, but I'm still nervous about potential delays. One thing I noticed from everyone's experiences is that having everything submitted correctly the first time seems to make the biggest difference. I double-checked with my doctor that she used the exact wording "disabled due to pregnancy" like Yara mentioned, and made sure my employer submitted their portion promptly. Fingers crossed for both of us that we get approved quickly! Please keep us posted on your progress - it really helps to hear real experiences rather than just the official EDD timelines.

I'm a new member here and just wanted to say how incredibly helpful this thread has been! I'm 28 weeks pregnant and was planning to file for SDI in a few weeks, but after reading everyone's experiences, I think I should probably submit my claim sooner rather than later to account for any potential processing delays. The variation in processing times is pretty concerning - from 9-10 days for some people to 5+ weeks for others. It seems like the key takeaways are: 1) Make sure your doctor uses the exact phrase "disabled due to pregnancy" on the medical certification, 2) Submit everything online rather than by mail, 3) Double-check that your employer submits their portion promptly, and 4) Monitor your SDI Online account daily for any updates or requests. StarSailor, I really hope your claim gets processed quickly! Please do update us when you hear back. And thank you to everyone who shared their experiences - it's so much more valuable than the generic information on the EDD website.

I had this exact same issue a couple weeks ago! My card just stopped working out of nowhere. Here's what I learned from my experience: First, check if your card physically looks damaged - mine had a tiny crack near the chip that I barely noticed. Also, some ATMs are just finicky with EDD cards, so try a Bank of America ATM specifically. If that doesn't work, you can actually check your balance and account status by calling the automated line at 1-866-692-9374 without waiting for a human - just follow the prompts. That'll tell you if there's a hold or freeze on your account. For getting a new card, I ended up going to a Bank of America branch in person with my ID and they were able to help me right away. They issued a temporary card on the spot and ordered a permanent replacement. Way faster than calling customer service! Hope this helps and you get it sorted out soon. The stress of not being able to access your funds is the worst! 💙

I'm dealing with the same frustrating situation right now! My EDD card just randomly became invalid yesterday when I tried to buy groceries. Reading through everyone's suggestions here has been really helpful - I had no idea about some of these options. I'm going to try the Bank of America branch approach that @Nadia mentioned first since getting a temporary card on the spot sounds amazing. If that doesn't pan out, I'll check the EDD website for the replacement card option that @AstroAlpha suggested. Has anyone had success with the automated phone line for checking account status? I'm wondering if that might give me a clue about what's going on before I make the trip to the bank. Thanks everyone for sharing your experiences - it's comforting to know I'm not alone in this mess! 🤞