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So frustrated right now. I filed my SDI claim after my back surgery on February 15th and it's been showing 'waiting period' for over two weeks now. I thought the waiting period was only supposed to be 7 days? My doctor submitted all the medical certification paperwork the same day I applied. When I log into SDI Online, there's no information about what's happening or if I need to do anything else. I can't get through on the phone - just endless busy signals or disconnections. Has anyone else had their claim stuck on 'waiting period' for this long? Is this normal or should I be panicking about bills at this point?
I sent in my state disability insurance application through snail mail and it was received like 3 weeks ago. Now I'm totally in the dark about whats going on with my application. Anyone know how I can find out the status and when I might start getting my benefits? I'm kinda freaking out here cause I don't even have a reference number or anything to check online. Help a brother out!
Pro tip: Next time, apply online. It's way faster and you get a confirmation number right away. But for now, yeah, you gotta call them. Brace yourself for some hold music ๐ต
Hey Michael! I was in a similar situation last year - mailed my SDI application and felt completely lost without a reference number. Here's what worked for me: Call the SDI customer service line at 1-800-480-3287 first thing in the morning (like 8 AM sharp). Have your Social Security number and the approximate date you mailed your application ready. Even without a reference number, they should be able to look up your application by SSN. Also, if you have a copy of your mailed application or any receipts from certified mail, keep those handy. The wait times are brutal, but don't give up - persistence is key with EDD! You got this! ๐ช
I'm currently on disability for a complicated pregnancy (32 weeks now) and will need to transition to Paid Family Leave after I give birth. My doctor says I should be able to work until delivery, but I'm wondering if there's going to be a gap in payments between when my SDI ends and when my PFL begins? I've heard different things from friends - one said there was a 2-week gap where she got no payments, another said it was seamless. My last day of work will probably be March 15, 2025, and my due date is April 8. Does anyone know if I'll experience a break in payments? I'm the primary income earner in my household and really need to budget accurately for this period. Also, do I need to file a whole new claim for PFL or is there some kind of transition process? Thanks in advance!
One thing I haven't seen mentioned yet: If you're currently on SDI for pregnancy and plan to transition to PFL, be aware that the benefit calculation might change slightly. Both use the same base period wages for calculation, but if your SDI claim was filed in a different quarter than your PFL claim will be, there could be a small difference in your weekly benefit amount. This isn't common, but it can happen if your claims cross quarter boundaries.
Oh, I hadn't thought about that at all! Since I'm due in early April 2025, I'll probably be filing my PFL claim in May or June. My SDI claim was filed in February 2025. Would that potentially cross quarters?
Yes, that crosses quarters. Your SDI claim filed in February 2025 would use base period wages from approximately October 2023 through September 2024. If your PFL claim is filed after April 1, 2025, it would use base period wages from January 2024 through December 2024. If your earnings were consistent, you likely won't see much change, but if your income varied significantly during those periods, you might notice a difference in your weekly benefit amount.
I just went through this transition in late 2024 and wanted to share my experience! I was on SDI for pregnancy complications starting at 30 weeks, then transitioned to PFL after birth. Here's what actually happened: I filed my PFL claim about 10 days before my SDI was set to end, just like everyone recommended. There was about a 9-day gap where I didn't receive any payments while EDD processed the new claim, but then I got a lump sum payment that covered those missing days plus my regular PFL amount. The key thing that saved me stress was that I set aside money from my SDI payments specifically for this potential gap period. Even though the money was eventually backdated, having that cushion meant I wasn't scrambling to pay bills during the processing time. Also, make sure you have all your documentation ready when you file the PFL claim - birth certificate or hospital discharge papers showing you as the parent. I uploaded mine through the SDI Online portal and it was pretty straightforward. One last tip: if you're planning to take the full 8 weeks of PFL for bonding, make sure your doctor's certification for your SDI recovery period ends exactly when you want your PFL to start. My doctor initially put my recovery period longer than I wanted, which would have delayed my bonding leave, so I had to get it adjusted.
I just got approved for disability benefits (yay!) but now I'm confused about how I'll actually get paid. I've heard conflicting things from coworkers who've been on disability before. Does EDD still only issue payments on those BofA debit cards, or can I set up direct deposit to my checking account? I'd really prefer direct deposit since I've had issues with those prepaid cards in the past. I'm trying to plan ahead since my doctor thinks I'll be out for at least 3 months after my surgery next week. The EDD website isn't very clear about this. Thanks in advance for any help!
Quick tip about the BofA EDD cards: Make sure you update your address with EDD if you've moved since your last claim. The cards are not forwarded by USPS due to security policies. This is one of the most common reasons people experience delays receiving their cards.
Just wanted to add another perspective as someone who's been through this process twice. While the BofA debit card system isn't ideal, I've found a few workarounds that made it more manageable: 1. Download the BofA Prepaid app - it's actually pretty decent for checking balances and doing quick transfers 2. You can get cash back at most grocery stores without fees (up to $100 I think) 3. If you have a credit union, many will do shared branching where you can deposit cash from ATM withdrawals without fees The automatic transfer feature mentioned earlier is definitely the way to go if you want everything in your regular account. Takes about 1-2 business days once set up. Good luck with your surgery and recovery! The payment system is clunky but at least the benefits themselves are reliable once you're approved.
I've been getting by on Social Security benefits and working part-time at a grocery store (about 25 hours/week) to cover my bills. My doctor just told me I need a total knee replacement and I'll be out of work for 8-12 weeks minimum. I'm worried sick about how I'll manage financially during recovery. Does anyone know if California State Disability Insurance (SDI) would cover me while I'm recovering, even though I'm already receiving Social Security retirement benefits? My HR person was confusing - first saying yes, then maybe not. I've been trying to reach someone at the EDD office but spent 2 hours on hold yesterday before getting disconnected. Has anyone been in this situation before? I'm 67 and really can't afford to lose my part-time income during recovery.
I'm in a similar situation (67, on SS, working part-time) and considering knee replacement too. Please keep us updated on how your claim goes! I'm worried about the same things you are.
Just wanted to add that you should also check with your grocery store's HR about any short-term disability benefits they might offer through their employee benefits package. Sometimes these can supplement your SDI benefits or cover the 7-day waiting period. Also, if you're union, they may have additional resources or advocate for you with EDD if you run into issues. Don't forget to factor in that your Social Security retirement benefits will continue uninterrupted during your recovery - that's one less thing to worry about! Wishing you a smooth surgery and recovery process.
Michael Adams
I'm in a similar situation right now - filed my SDI claim on March 10th after shoulder surgery and it's been stuck on "waiting period" for over two weeks too. Reading through this thread gives me hope that it might just be a system glitch or documentation issue. I'm going to try calling my HR department first to make sure they submitted everything on their end, and then look into that Claimyr service if I still can't get through to EDD directly. It's so frustrating when you're already dealing with recovery and then have to stress about whether your benefits will come through. Thanks everyone for sharing your experiences - it really helps to know I'm not alone in this!
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Ethan Taylor
I'm going through the exact same thing right now! Filed my claim on March 12th after ankle surgery and it's been stuck on "waiting period" for 2 weeks. Reading through everyone's experiences here has been so helpful - I had no idea that the status doesn't always update properly or that there could be hidden issues with the documentation. I'm definitely going to check with my HR department tomorrow like @Nia Davis suggested, and if that doesn t'work I ll'try the Claimyr service. It s'such a relief to know this is a common problem and not just me doing something wrong. Hope we both get this sorted out soon!
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Yuki Sato
I'm dealing with this exact same issue right now! Filed my SDI claim on March 15th after carpal tunnel surgery and it's been stuck on "waiting period" for almost 2 weeks. This thread has been incredibly helpful - I had no idea there could be so many hidden issues that don't show up in the online portal. Based on what everyone's shared, I'm going to: 1. Call my HR department tomorrow to verify they submitted their portion 2. Contact my doctor's office to double-check they didn't mark any uncertain boxes about return-to-work dates 3. Try that Claimyr service if I can't get through to EDD directly It's so reassuring to know this is a widespread issue and not something I did wrong. The stress of not knowing what's happening while you're already dealing with recovery and medical bills is just awful. Thanks to everyone who shared their experiences and solutions - this community is a lifesaver!
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Kelsey Hawkins
I'm so glad this thread is helping people! I went through this nightmare back in December and it's honestly terrible how little information EDD gives you when there are problems. Your plan sounds perfect - definitely start with HR and your doctor's office since those are free and might solve it quickly. The Claimyr thing really does work if you need it (I think it was like $20 but totally worth it to avoid calling 50 times a day). One thing I'd add - when you do get through to someone, ask them to explain exactly what caused the delay so you know for the future. In my case it was a tiny checkbox my doctor missed that triggered a manual review. Hope you get it sorted out soon - the stress is real when you're already dealing with surgery recovery!
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