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I'm new here and going through my first SDI claim - this thread is exactly what I needed! My claim ends next week and I've been losing sleep wondering about that final day payment. It's so frustrating that something this basic isn't clearly explained anywhere on the EDD website. From what everyone's saying, it sounds like I will get paid through my end date as long as I'm still disabled that day. Quick follow-up question though - when you do your final certification, do you mark that you're "able and available" for the end date if you're planning to return to work the next day? I don't want to accidentally mess up my final payment by answering incorrectly. Thanks for all the helpful info everyone!
Myles Regis
•Welcome to the community Muhammad! For your final certification, you should mark that you are NOT able and available if you're still disabled on your end date, even if you're planning to return to work the next day. The certification is asking about your status on that specific day, not your future plans. So if your claim ends on a Friday and you're returning to work Monday, you'd still mark disabled/unable to work for Friday since that's your actual condition on that day. Only mark that you returned to work if you actually worked on the end date itself. The key is being honest about your disability status on each specific day you're certifying for. Hope this helps ease your mind about that final payment!
Ezra Bates
I'm really glad I found this thread! I'm currently on SDI and my claim ends in a few weeks, so I was having the exact same worry about whether that final day gets paid. It's such a relief to see multiple people confirm that yes, you DO get benefits for the end date listed on your claim. The EDD phone system is absolutely impossible to get through to - I've tried calling so many times and either get disconnected or sit on hold for hours. It's frustrating that such basic information isn't clearly spelled out on their website. Thank you to everyone who shared their experiences, especially those who went through this recently. Knowing that I'll get that final day's payment (about $192 based on my weekly amount) really helps with planning my budget for the transition back to work. This community is honestly more helpful than EDD customer service!
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Update: My card arrived today! It was definitely in a very plain white envelope that looked like junk mail, so I'm glad you all warned me to watch for it. I've activated it and set up the automatic transfer to my regular bank account. Thanks everyone for all your helpful advice!
Great news! Just remember to keep that card somewhere safe even after your claim ends. EDD will use the same card for any future claims for up to 3 years, so don't throw it away. Hope your recovery goes well!
Congrats on getting approved and receiving your card! Just wanted to add a few tips I learned the hard way: 1) Download the BofA Prepaid mobile app to easily check your balance and transaction history, 2) If you ever need cash, stick to BofA ATMs to avoid fees - other ATMs can charge $2-3 per withdrawal, and 3) Keep the card activation paperwork because it has important phone numbers you might need later. Also, even though you set up automatic transfers, it can take 1-2 business days for the money to show up in your regular account, so plan accordingly for urgent expenses. Glad everything worked out for you!
This is such helpful advice, thank you! I didn't know about the mobile app - definitely downloading that now. And good point about the 1-2 day transfer delay, I'll keep that in mind for timing my bill payments. Really appreciate everyone in this community sharing their experiences!
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I'm glad to hear your brother is going to be okay! One last piece of advice: make sure he understands that SDI and workers' compensation are two different programs. Since the accident happened outside of work, he's applying for SDI. If he tells EDD it was a work injury, they'll direct him to workers' comp instead and it will delay everything. Also, once he starts feeling better, if his doctor approves him for modified/light duty but his employer can't accommodate those restrictions, he can still continue receiving SDI benefits until he's cleared for full duty or his benefit period ends.
Thank you so much for all this information. I definitely would have confused workers' comp and SDI if you hadn't pointed that out. I'll help him start the application process tonight!
Just wanted to add that your brother should also make sure to keep copies of EVERYTHING - the application, medical records, correspondence with EDD, etc. I learned this the hard way when EDD lost my paperwork and I had to resubmit everything. Also, if he has a smartphone, he can actually upload documents directly through the SDI Online portal which is way faster than mailing them. The photo upload feature works pretty well for medical forms and paystubs. Hope your brother heals up quickly!
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Does anyone know if there's a mobile app for filing claims? The website is so not mobile-friendly, it's ridiculous.
Malia Ponder
•Sadly, no app. But I've had decent luck using the Chrome browser on my phone and requesting the desktop site. It's not perfect, but it works in a pinch.
Kyle Wallace
•The lack of a mobile app is a glaring oversight. Hopefully, it gets addressed sooner rather than later.
Chloe Martin
I've been dealing with the same exact issue! What's really helped me is using multiple strategies at once. I keep the EDD site open in one tab and refresh it periodically while also trying the mobile version on my phone. Sometimes one works when the other doesn't. Also, if you haven't already, try logging in through the "UI Online" portal directly instead of going through the main EDD homepage - that sometimes bypasses whatever is causing the crashes. Don't give up, and definitely document every failed attempt with screenshots showing the error messages and timestamps. If you miss the deadline because of their technical issues, that documentation could save you later!
Jamal Wilson
lol welcome to EDD hell. grab a seat, we'll be here a while 💀
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Paolo Rizzo
I'm going through the exact same thing! My claim has been pending since December and it's driving me crazy. I've been reading through all these suggestions and they're super helpful. I'm definitely going to try the early morning calling strategy and reach out to my assembly member. It's frustrating that we have to jump through so many hoops just to get what we're entitled to, but at least we're not alone in this struggle. Thanks everyone for sharing your experiences and tips!
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