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Rajiv Kumar

When to sign up for unemployment - Washington ESD timing questions

I'm probably going to lose my job next month due to layoffs at my company. Should I wait until my last day of work to file for unemployment with Washington ESD, or can I apply earlier? I've heard conflicting advice about the timing and don't want to mess up my claim. Also wondering if there's a specific day of the week that's better to file? Any guidance would be appreciated.

You should file your unemployment claim with Washington ESD as soon as possible after your last day of work, not before. The claim becomes effective the Sunday of the week you file, so timing matters for your benefit amount calculation. Don't wait more than a few days after your last day.

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Thanks! So if my last day is Friday, I should file that weekend or the following Monday?

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File that Sunday if possible, or Monday at the latest. The sooner the better to avoid any delays in processing.

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just file asap after your last day, dont overthink it. i waited like 2 weeks and regretted it because you cant backdate claims easily

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Wait, you can't backdate at all? I thought Washington ESD would backdate to when you became unemployed?

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nope they dont backdate automatically, you have to have a really good reason and even then its not guaranteed

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The key is understanding that Washington ESD benefits are paid for the week ending on Saturday, and your claim becomes effective the Sunday of the week you file. If you file on a Tuesday, your effective date is still the previous Sunday. However, you won't receive benefits for any week you were still employed, even partially.

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This is really helpful. So if I'm laid off on a Wednesday and file that same day, I'd only get benefits for Thursday-Saturday of that first week?

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Exactly right. You can only receive benefits for the days you were actually unemployed and available for work.

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I've been trying to reach Washington ESD for three weeks to clarify this exact situation. Their phone lines are always busy and I keep getting disconnected. Has anyone found a reliable way to actually talk to someone there?

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I had the same phone problem until someone told me about Claimyr (claimyr.com). It's a service that helps you get through to Washington ESD agents when the lines are busy. I was skeptical but watched their demo video (https://youtu.be/7DieNd3C7zQ) and decided to try it. Got through to an agent the same day and got my timing questions answered perfectly.

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Never heard of this before. Did you have to pay a lot for it?

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They don't focus on pricing on their site, just the value of actually connecting you to Washington ESD. For me it was worth it since I'd been trying to call for weeks with no luck.

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Interesting, I might check this out. I've been having the same issue getting through to anyone at Washington ESD.

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Can you file online 24/7 or are there specific hours? I remember reading something about system maintenance but can't find the info now.

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The Washington ESD website is available most of the time, but they do system maintenance usually Sunday nights. Best to file during business hours if possible to avoid any technical issues.

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Good to know, thanks. I'll plan to file first thing Monday morning after my last day.

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Whatever you do, make sure you have all your employment information ready before you start the application. Washington ESD asks for employer addresses, dates of employment, reason for separation, etc. It's frustrating to get halfway through and realize you're missing something important.

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What specific documents should I gather beforehand?

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Your Social Security card, ID, employment history for the last 18 months including employer names and addresses, and any separation documents your employer gives you.

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Also gather your bank account info if you want direct deposit. Way faster than waiting for a debit card.

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I filed on a Friday afternoon and my claim went into adjudication immediately. Took 3 weeks to resolve. Not sure if the day of the week matters for processing, but maybe avoid Fridays just in case?

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Adjudication usually happens for specific reasons, not because of when you file. Did you have any issues with your employment separation?

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There was some confusion about whether I was laid off or quit. My employer wasn't clear in their paperwork to Washington ESD.

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PSA: Don't file unemployment if you're still receiving any pay from your employer, even vacation payout or severance. Washington ESD considers this continued employment and you won't be eligible until those payments stop.

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What about unused vacation time that gets paid out? That's not really 'employment' anymore.

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Unfortunately Washington ESD treats vacation payout as wages for the period it covers. So if you get 2 weeks vacation payout, you can't claim benefits for those 2 weeks.

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This is such a confusing rule. I had to wait a month after my layoff because of severance pay.

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The most important thing is being available and actively seeking work immediately after you file. Washington ESD requires job search activities right away, so don't think you get a grace period to figure things out.

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How many job searches do you need to do per week in Washington?

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It varies by your situation, but generally 3 job search activities per week. Check your WorkSourceWA account for your specific requirements.

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File as early in the week as possible if you can. I've noticed Washington ESD seems to process weekend applications slower than weekday ones, though that might just be my experience.

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I filed on a Saturday and got my determination letter the following Thursday. Seemed pretty fast to me.

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Maybe they've improved their weekend processing. This was about 6 months ago when I filed.

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If you're laid off due to lack of work, make sure your employer reports it correctly to Washington ESD. Some employers accidentally report it as a quit, which can delay your benefits significantly.

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How would I know if they reported it wrong?

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You'll get a separation notice from Washington ESD asking you to verify the reason for leaving. If it doesn't match what actually happened, you can dispute it.

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This happened to me and I had to go through an appeal process. Took 2 months to get it straightened out.

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Another vote for using Claimyr if you need to talk to Washington ESD. I was getting nowhere with their regular phone system - kept getting the 'call volume is high' message and getting disconnected. Claimyr got me through in less than an hour to discuss my claim timing issues.

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Did they actually help with timing questions or just general claim issues?

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The Washington ESD agent I reached through Claimyr was really knowledgeable about filing deadlines and benefit timing. Much better than trying to figure it out from their website.

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Don't forget about the waiting week! In Washington, you have to serve one unpaid waiting week before benefits start. So even if you file immediately, your first payment will be for your second week of unemployment.

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Wait, there's still a waiting week? I thought they eliminated that during COVID.

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The waiting week requirement was temporarily waived but it's back now. First week is unpaid unless you have special circumstances.

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Good to know, I'll plan my budget accordingly. Thanks for the heads up.

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File online rather than by phone if possible. The online system is usually more reliable and you get a confirmation number immediately. Phone filing can sometimes have delays or technical issues.

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Agreed. Plus you can save your application partway through online if you need to gather more information.

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Exactly. And you have a digital record of everything you submitted, which can be helpful if there are questions later.

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If your layoff date keeps changing due to company decisions, file as soon as you know for certain when your last day will be. Don't keep waiting for final confirmation if you're already reasonably sure about the timing.

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That's my situation exactly. Company keeps saying 'probably next month' but no firm date yet.

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In that case, wait until you have a definite last day of work. But file immediately once you do - don't second-guess yourself at that point.

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One more tip - if you file late in the evening, sometimes the system runs slow or has issues. I'd recommend filing during normal business hours if you want to avoid any technical problems with the Washington ESD website.

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I filed at 2 AM and had no issues, but maybe I got lucky.

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You probably did get lucky. I've seen people complain about late-night system timeouts, though it's not guaranteed to happen.

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