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Natalia Stone

When can I file unemployment claim - Washington ESD timing questions

I'm getting laid off next month and trying to figure out the right timing for filing my unemployment claim with Washington ESD. Should I wait until my last day of work or can I file before? I don't want to mess anything up and delay my benefits. Also heard something about a waiting week - is that still a thing? Any advice on the best time to submit my application would be really helpful.

You can file your claim the week you become unemployed, but not before your last day of work. Washington ESD requires you to be actually unemployed to file. The waiting week was eliminated during COVID and hasn't come back, so you should get paid for your first week if you're eligible.

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Thanks! So I should file on Sunday after my last day? I heard the system is easier to use on weekends.

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You can file any day, but yes, Sunday through Tuesday tends to have less traffic on the Washington ESD website.

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Just make sure you have all your employment info ready - dates, wages, reason for separation. Washington ESD will verify everything with your employer so don't guess on the details.

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Good point, I'll get my pay stubs together. Do they need the most recent one or several months worth?

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They'll ask for your gross wages from your last 18 months of work, so having recent pay stubs helps but they get most info directly from employers.

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Word of warning - if you're having trouble getting through to Washington ESD by phone after you file, I recently discovered Claimyr (claimyr.com). It's a service that helps you actually reach a live agent instead of getting stuck in the phone system. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Is that one of those paid services? I'm trying to save money since I'm about to be unemployed.

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Yeah it costs something but honestly worth it when you can't get through otherwise. Better than calling for days and never reaching anyone.

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file asap after your last day, the system takes forever to process anything these days

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This is accurate. I waited a few days and regretted it. Every day counts when you're waiting for benefits to start.

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One important thing - if you're getting severance pay, that might affect when your benefits start. Washington ESD considers severance as wages, so you may not be eligible until that period ends. Make sure to report any severance when you file.

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I am getting two weeks severance. Does that mean I can't file for two weeks?

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You can still file, but you'll need to report the severance and you won't get benefits for the weeks it covers. File anyway to get your claim started.

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This happened to me - got 4 weeks severance and had to wait but at least my claim was already in the system when the severance period ended.

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Can I file if I know I'm getting laid off but it hasn't happened yet? My company announced layoffs for next month and I'm definitely on the list.

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No, you have to wait until you're actually separated from employment. Washington ESD requires you to be unemployed through no fault of your own on the day you file.

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Okay, so the day after my last day is when I should file then.

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Make sure you're ready to start your job search immediately after filing. Washington ESD requires you to be actively looking for work and you'll need to log your job search activities weekly. Don't wait to start looking.

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How many jobs do I need to apply for each week? I heard it's 3 but wasn't sure if that's still current.

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Yes, it's still 3 job contacts per week unless you're in a union or have other approved activities. Keep detailed records of where you applied and when.

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Also remember that once you file, you need to file your weekly claims every week to keep getting benefits. Don't miss a week or you'll have to explain why and it can delay payments.

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When do I file the weekly claims? Is it the same day each week?

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You can file weekly claims starting Sunday for the previous week. Most people do it Sunday mornings. Set a reminder so you don't forget.

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ugh the washington esd system is such a pain, took me forever to get through when i had questions about my claim

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That's exactly why I mentioned Claimyr earlier. The regular phone system is basically useless during busy times.

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yeah i might try that next time, spent whole days trying to call

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This is really helpful everyone. So to summarize: file the day after my last day of work, have all my employment info ready, report my severance, and be ready to start job searching immediately?

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Exactly right. And don't forget to file your weekly claims every week after that.

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Perfect summary. You've got this! The process is straightforward once you know what to expect.

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I filed mine on a Wednesday and everything went smoothly. The key is having your employer information accurate - company name exactly as it appears on your paystub, correct dates, etc.

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Good tip about the company name. I'll make sure to copy it exactly from my paystub.

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One more thing - if your claim gets stuck in adjudication for any reason, don't panic. It's pretty common and usually resolves within a few weeks. Just keep filing your weekly claims while you wait.

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What causes adjudication? Want to avoid that if possible.

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Usually happens when there's a question about your separation reason or work history. As long as you're truthful and complete in your application, you should be fine.

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And if you do get stuck in adjudication and need to talk to someone, that's another good use case for Claimyr - they can actually get you through to someone who can explain what's happening with your claim.

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file online, don't call unless you absolutely have to, the phone system is a nightmare

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Agreed, I did everything online and it was much easier than dealing with the phone.

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Make sure you understand the difference between your claim effective date and when you actually get paid. There's usually a processing delay for the first payment.

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How long is the delay typically?

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Usually 2-3 weeks for your first payment if everything goes smoothly. After that it's weekly.

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Don't forget to set up direct deposit when you file. Getting paper checks takes forever and they can get lost in the mail.

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Can I set up direct deposit later if I forget during the initial filing?

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Yes, you can add it later through your eServices account, but it's easier to do it upfront.

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The timing really matters if you're seasonal or have a return-to-work date. Make sure Washington ESD knows if you expect to go back to the same employer.

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My layoff is permanent, so that shouldn't be an issue for me.

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wish someone had told me about claimyr when i was fighting with the phone system for weeks, would have saved so much stress

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Yeah, I only found out about it after getting frustrated myself. Now I tell everyone about it because the regular phone system is so broken.

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Final advice: keep copies of everything you submit and take screenshots of confirmations. If something goes wrong later, you'll want proof of what you filed and when.

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Great advice, I'll definitely document everything. Thanks everyone for all the help!

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