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Nasira Ibanez

When can I file for unemployment benefits in Washington state?

I'm getting laid off from my retail job next Friday and I'm not sure when I'm supposed to file for unemployment. Do I wait until after my last day of work or can I file before? Also heard something about a waiting week - does that still exist? I've never filed for UI before and don't want to mess this up. Any advice on timing would be really helpful.

You can file your unemployment claim on the Sunday of the week you become unemployed or have your hours reduced. So if you lose your job on a Tuesday, you'd file that upcoming Sunday. Don't file before you're actually unemployed though - Washington ESD needs to verify your separation from employment.

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Thanks! So I should wait until after my last day of work to file? I just want to make sure I don't create any issues.

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Exactly - wait until you're actually unemployed. Filing too early can cause problems with your claim.

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make sure you have all your paperwork ready before you file. you need your social security card, ID, and employment info for the last 18 months. the washington esd website walks you through everything

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Good point about having everything ready. I should probably gather all that info now while I'm still employed.

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You can file immediately! Don't wait. Washington ESD recommends filing your claim as soon as possible after your last day of work. There's no benefit to waiting and you might lose out on potential payments. The sooner you file, the sooner your claim gets processed.

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Thanks! That's a relief. I was worried I had to wait a week or something.

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yeah definitely file asap, the process takes time anyway so dont delay

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Just to clarify - you can file your initial claim right away, but your first payable week won't start until the week after you file. So if you file today, next week would be your first claimable week. Make sure you have your Social Security number, employment history for the last 18 months, and your employer's information ready when you apply online.

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Good to know about the timing. Do I need pay stubs or just employer contact info?

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Just employer contact info is fine for the initial application. Washington ESD will verify your wages directly with employers through their system.

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I tried filing right after I got let go last month but kept getting errors on the website. Ended up spending hours on hold trying to reach someone at Washington ESD. Finally found this service called Claimyr that actually got me through to an agent in like 10 minutes. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration trying to get my claim started properly.

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Never heard of that before. Is it legit? Seems too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah it's real, check out claimyr.com. They basically automate the calling process so you don't have to sit there hitting redial all day.

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Might look into that if I run into problems. Thanks for the tip!

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The waiting week got eliminated in Washington during COVID and never came back, so you don't have to worry about that anymore. You'll be eligible for benefits starting your first week of unemployment as long as you meet all the other requirements.

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Oh that's great news! I remember my dad mentioning having to wait a week when he was unemployed years ago.

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Yeah they got rid of that thankfully. One less thing to worry about when you're already stressed about losing your job.

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You can file your initial claim the Sunday of the week you become unemployed or lose work hours. So if your last day is Friday, you'd file that Sunday. There's no waiting week in Washington anymore - they eliminated that in 2020. Make sure you have all your employer info ready when you file.

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Thanks! So I file the Sunday after my last day, not before? And I'll get paid for that first week?

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Exactly - file the Sunday after your last day of work. You'll be eligible for benefits for that week as long as you meet all the other requirements.

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just filed mine last week and it was pretty straightforward. you'll need your social security number, employment history for the last 18 months, and reason for separation. the washington esd website walks you through it step by step

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Good to know it's not too complicated. Did you have any issues with the website or did it work smoothly?

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worked fine for me, though i did it early in the morning. heard it can get slow during peak hours

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One thing to note - you can file your initial claim online through the Washington ESD website, but you'll need to file your weekly claims every week to continue receiving benefits. The weekly claims are usually due by 11:59 PM on Saturday for the previous week. Don't wait too long to file your initial claim either - there's a waiting week before you can receive benefits.

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What's a waiting week? Does that mean I won't get paid for the first week?

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Yes, the waiting week means you won't receive payment for your first eligible week of unemployment. It's basically a one-week delay before benefits start.

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I was in a similar situation last year and had trouble getting through to Washington ESD to ask questions about my claim timing. Spent hours on hold and kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual person at Washington ESD. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process way less stressful.

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That sounds really helpful. I hate being on hold for hours just to get basic information.

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Is that one of those paid services? I'm already worried about money if I lose my job.

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It's worth it when you consider how much time it saves. Plus getting correct information early prevents bigger problems later.

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Make sure you file online if possible, it's way faster than trying to call. The Washington ESD website can be slow during peak times but it's still your best bet. Have all your info ready before you start - nothing worse than timing out halfway through the application.

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Good advice. What time of day is best to avoid the website being slow?

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Early morning or late evening tend to be better. Avoid Monday mornings and lunch hours when everyone's trying to access it.

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The key thing is timing - you want to file as soon as you're eligible because there can be delays in processing. I'd recommend having all your documents ready ahead of time. You'll need employer names, addresses, dates of employment, and your gross wages for each job in the base period.

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What's the base period? Is that just the last year of work?

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The base period is typically the first four of the last five completed calendar quarters before you file. So if you file in January 2025, your base period would be January 2024 through September 2024.

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That seems confusing - why not just use the most recent year? But I guess that's just how they calculate it.

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Washington ESD has been pretty good about processing claims quickly lately, but make sure you're eligible before filing. You need to have worked and earned enough wages during your base period, which is usually the first four of the last five completed calendar quarters.

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How do I know if I've earned enough wages? I've been working full-time for about 2 years.

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If you've been working full-time for 2 years, you should definitely meet the wage requirements. The system will calculate this automatically when you file your claim.

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Don't forget you'll need to actively look for work and report your job search activities when you file your weekly claims. Washington ESD requires at least 3 job search activities per week. Keep detailed records of where you apply and when.

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Good reminder about the job search requirement. I should probably start preparing for that now.

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Yeah the job search thing is real - they can audit your records so keep everything documented properly

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ugh the whole system is such a pain. took me 3 tries to get my application to go through because it kept crashing. but yeah definitely start right away dont wait

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That's frustrating. Did you eventually get it sorted out?

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yeah finally worked on the 4th try. just keep at it

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File as soon as you're eligible! I waited a few extra days thinking it didn't matter and it just delayed everything. Time is money when you're unemployed.

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That's a good point. I'll make sure to file that first Sunday after my last day of work.

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I've been trying to get through to Washington ESD for weeks about my claim status and their phone system is absolutely brutal. If you need to talk to someone after you file, I finally found this service called Claimyr that actually gets you through to an agent. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at ESD.

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I was skeptical too but it actually worked. Got connected to an agent in like 20 minutes instead of calling for hours. Worth it when you're stuck in adjudication or have claim issues.

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Hopefully I won't need to call anyone but good to know there's an option if the website doesn't work out.

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The Washington ESD online system is pretty user-friendly for filing claims. Just make sure you have a reliable internet connection and set aside about 30-45 minutes to complete the initial application. They'll ask for detailed information about your employment history and reason for separation.

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Thanks for the time estimate. I'll plan to do it when I have plenty of time and won't be rushed.

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Also make sure you're honest about everything - they verify all the information with your employer

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MAKE SURE you file online, not over the phone if you can help it. The phone system is a nightmare and the website is much faster. Also double-check all your information before submitting because fixing mistakes later is a pain.

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Got it - definitely planning to use the website. Is there a best time of day to file to avoid system slowdowns?

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Early morning or late evening tend to be better. Avoid Monday mornings and lunch hours when everyone's trying to access the system.

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One important thing - make sure you're actually eligible before filing. You need to have earned enough wages in your base period and be unemployed through no fault of your own. If you quit or got fired for misconduct, you might not qualify.

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I was laid off due to downsizing, so that should be fine right?

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Yes, layoffs due to lack of work definitely qualify. You should be good to go.

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What counts as the base period? Is that just the last year of work?

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It's usually the first four of the last five completed quarters before you file. So if you file now, it would be roughly from October 2023 to September 2024.

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I remember when I filed a few years ago I was worried about the same thing. The key is just getting that initial claim in the system as soon as possible. Even if there are issues with your application, at least you'll have a claim date established.

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That makes sense. Better to have it started even if there are problems to sort out later.

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Also heads up - you'll need to file weekly claims every week to actually receive payments. Filing the initial claim just starts the process. Don't forget to do your weekly claims or you won't get paid!

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Good point. When do those weekly claims usually need to be filed?

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You can file them starting Sunday for the previous week. They're due by midnight the following Saturday but don't wait that long.

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Washington ESD is usually pretty quick with determinations but sometimes claims go into adjudication if there are questions about your separation. That can take a few weeks to resolve, so file as soon as you're eligible to avoid delays.

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What causes a claim to go into adjudication? I'm hoping to avoid any complications.

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Usually happens if there are questions about why you left your job or if there are discrepancies in the information provided. Being laid off is usually straightforward.

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THE SYSTEM IS SO BROKEN!!! I've been trying to get through to someone for weeks about my claim and can never reach anyone. The phone just rings and rings or gives me a busy signal. How is anyone supposed to get help when they need it???

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That's exactly why I mentioned Claimyr earlier. I was in the same boat until I found that service. Seriously saved my sanity.

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Maybe I should try that. I'm getting desperate here and need answers about my claim status.

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Don't forget you have to be able and available for work to get benefits. That means actively looking for a job and keeping a job search log. Washington requires at least 3 job search activities per week.

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What counts as a job search activity? Just applying for jobs or other things too?

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Applying for jobs, networking events, career fairs, informational interviews, updating your resume, creating online profiles - lots of things count. Keep detailed records.

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You'll also need to register with WorkSource Washington as part of the job search requirements. They'll explain all this when you file your claim.

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When I filed last year it was pretty straightforward online. Just make sure you answer all the questions honestly and completely. They'll catch any inconsistencies later and it's not worth the headache.

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Any questions that are particularly tricky or confusing?

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The work search stuff can be confusing but that comes later. For the initial application it's mostly just basic employment history.

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Make sure to check if you qualify for any other programs too. Depending on your situation, you might be eligible for job training programs or other assistance through WorkSourceWA.

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I hadn't thought about training programs. That might be a good way to use the time productively.

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ugh the whole system is so complicated. why can't they just make it simple - you lose your job, you get money until you find another one. all these rules and requirements are ridiculous

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The requirements exist to ensure the system isn't abused and that people are genuinely looking for work. It's not perfect but it's better than having no safety net at all.

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i guess but when you're stressed about losing your job the last thing you want is to jump through a bunch of hoops

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The Washington ESD website has a really good FAQ section that covers all the timing questions. I'd recommend reading through that before you file. It'll help you understand what to expect with the whole process.

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Good suggestion. I'll check that out this weekend to get familiar with everything.

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i filed right after getting laid off and it took like 3 weeks to hear anything back. dont expect it to be quick even if you file immediately

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3 weeks seems like a long time when you need the money. Is that normal?

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Processing times can vary. If your claim is straightforward it might be faster, but if they need to verify employment or wages it can take longer.

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One thing I wish someone had told me - keep copies of everything. Your application, any correspondence, job search records, everything. If there are any issues later you'll need documentation.

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Good advice. I'll make sure to screenshot everything and keep records organized.

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Don't stress too much about the timing. As long as you file within a reasonable time after losing your job you'll be fine. I think I waited like a week after my layoff and it wasn't a problem.

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That's reassuring. I was worried I was already behind by waiting until today.

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Make sure you keep documentation of when you were laid off and why. Sometimes Washington ESD will ask for more information and you want to have everything ready to go.

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Good idea. I have my termination letter so that should cover it.

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The whole process is honestly a nightmare but you just have to push through it. File as soon as you can and then be prepared to wait and deal with whatever issues come up.

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Not exactly encouraging but I appreciate the honest perspective!

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Sorry, didn't mean to be so negative. It works out eventually, just takes patience.

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One thing that helped me was creating an account on the Washington ESD website before I actually needed it. That way when I got laid off I could just log in and file immediately without having to set up account access first.

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Too late for that now but good tip for anyone else reading this.

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If you run into any issues during the application process, definitely try that Claimyr thing someone mentioned earlier. I used it last month when I couldn't get my weekly claim to go through and they connected me with an agent who fixed it right away. Way better than trying to call yourself.

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Seems like that service really helps people. Good to know it's an option if I need it.

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Bottom line - file today if you can. The worst thing that happens is they tell you there's an issue and you have to fix it. The best thing is your claim gets processed quickly and you start getting payments. No downside to filing immediately.

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You're right. I'm going to stop overthinking it and just file the application now. Thanks everyone for all the helpful advice!

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Good luck with your claim! The initial stress is the worst part but once you get everything set up it gets easier. Just remember to file those weekly claims religiously or you'll miss out on payments.

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Thanks! I'll definitely stay on top of the weekly filing requirements.

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One more thing - make sure you understand the difference between being laid off and being fired for cause. If you're laid off due to lack of work, your claim should be pretty straightforward. But if there are performance issues or misconduct involved, that could complicate things.

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It's definitely a layoff situation - they're cutting positions due to budget constraints. Should be straightforward then.

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That's good - layoffs are usually approved without much hassle as long as you meet the other requirements

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I had to use Claimyr twice when I was dealing with Washington ESD last year. Once when my claim was stuck in adjudication and again when I had questions about my benefit amount. Both times they got me through to someone who could actually help instead of just reading generic information.

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That's reassuring to know there's help available if I run into problems. Hopefully I won't need it but good to have as a backup.

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Don't stress too much about the process - Washington ESD has gotten much better at handling claims over the past few years. Just make sure you file on time and provide accurate information. Most claims are approved within a week or two.

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Thanks for the reassurance. I'm trying not to worry too much but it's hard when you're facing unemployment.

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totally understand the stress - just take it one step at a time and you'll be fine

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Remember that you can file your claim 24/7 online through the Washington ESD website, so you don't have to worry about business hours for the initial filing. The weekly claims can also be filed online, which is much more convenient than calling in.

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That's convenient. I work weird hours sometimes so being able to file online anytime is really helpful.

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If you end up needing to speak with someone at Washington ESD and can't get through on the phone, definitely consider using Claimyr. I was skeptical at first but it really does work. Saved me probably 10+ hours of trying to call and get through myself.

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Several people have mentioned Claimyr now. Sounds like it's worth knowing about just in case.

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Yeah it's become pretty popular among people dealing with unemployment issues. The phone system is just so hard to navigate otherwise.

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Just wanted to add that if you have any special circumstances - like if you're on reduced hours instead of completely unemployed - make sure to report that correctly when you file. You might still be eligible for partial benefits.

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Good to know. Right now it looks like I'll be completely laid off, but it's good to understand all the options.

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Bottom line: file the Sunday of the week you become unemployed, have your paperwork ready, be honest about everything, and keep detailed records of your job search activities. The Washington ESD system works pretty well if you follow the rules.

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Perfect summary. I feel much more prepared now. Thanks to everyone for all the helpful advice!

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How long does it usually take to get your first payment after filing? I know everyone's situation is different but just trying to get an idea.

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If everything goes smoothly and there are no issues with your claim, you should see your first payment within 2-3 weeks of filing. But if your claim goes into adjudication for any reason, it can take much longer.

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What causes a claim to go into adjudication? Trying to avoid that if possible.

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Common reasons include questions about why you left your job, earnings discrepancies, or if your employer contests the claim. Being honest and accurate on your application helps avoid most issues.

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Also remember you have to file weekly claims every week to keep getting benefits, even if you haven't received your first payment yet. Don't skip any weeks or you might lose benefits for those weeks.

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When do you file the weekly claims? Is it the same day every week?

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You can file weekly claims starting Sunday for the previous week. Most people do it Sunday or Monday but you have until Saturday to file for that week.

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make sure your employer doesn't try to say you quit when you were actually laid off. had a friend whose claim got delayed for months because the employer lied about the reason for separation

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How would I know if they did that? Would Washington ESD tell me if there was a dispute?

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yeah they'll contact you if the employer contests your claim. just be ready to provide any documentation you have about the layoff

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If you do run into problems with your claim getting stuck or need to speak with someone at ESD, I can't recommend Claimyr enough. I was in adjudication hell for 6 weeks and couldn't get anyone on the phone. Used their service and got through to an agent who cleared everything up in one call.

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How much does something like that cost? If I'm unemployed I don't have a lot of extra money to spend.

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It's worth checking out their site at claimyr.com - they focus on getting you connected rather than charging crazy fees. When you're looking at weeks of delayed benefits, it pays for itself.

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The most important thing is to file as soon as you're eligible and be completely honest on your application. Don't try to game the system or embellish anything - it will come back to bite you.

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Definitely planning to be completely honest. Not worth risking benefits over trying to be clever.

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does anyone know if you can file unemployment if you're getting severance pay? my company is offering a severance package but i'm not sure if that affects when i can apply

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Severance pay can affect your unemployment benefits depending on how it's structured. You'll need to report it when you file and ESD will determine how it impacts your claim timing and benefit amount.

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thanks, i'll make sure to report it accurately when i file

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Just want to add - don't panic if the process seems overwhelming at first. Take it step by step and ask questions if you're not sure about something. Better to get it right the first time than have to fix problems later.

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Thanks everyone for all the helpful advice. Feeling much more prepared now to file when the time comes.

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One last tip - set up direct deposit when you file your claim. It's faster than waiting for a debit card to arrive in the mail and you'll get your benefits sooner.

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Good point! I'll have my bank info ready when I file.

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Yeah, the debit card option can take 7-10 days to arrive, so direct deposit is definitely the way to go if you have a bank account.

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