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Luca Conti

What time does Washington ESD unemployment deposit hit my account?

I'm expecting my unemployment payment from Washington ESD today but it's already 2pm and nothing has shown up in my checking account yet. I filed my weekly claim on Sunday like usual and it shows as processed on the ESD website. Does anyone know what time unemployment deposits usually hit? My bank is Chase if that matters. Getting worried something went wrong with my claim.

For most banks, Washington ESD deposits hit between 12:01 AM and 6 AM on Tuesday if you filed by Sunday midnight. Chase usually processes ACH deposits around 3-4 AM. If it's not there by 6 AM Tuesday, check your claim status on the ESD website to make sure there wasn't an issue with your weekly certification.

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Thanks! I checked and my claim shows 'paid' status so hopefully it's just running late today.

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Chase has been slower lately with deposits. Mine didn't hit until almost 8 AM last week.

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I've been getting mine around 2-3 AM every Tuesday for months. Bank of America here. If yours isn't there by noon something might be wrong.

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It's 2pm now and still nothing. Starting to panic a bit.

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Check if there's a hold on your account or if Washington ESD sent any notifications about your claim.

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This happened to me last month and I spent HOURS trying to get through to Washington ESD customer service. Their phone system is absolutely horrible - kept getting disconnected after waiting 45 minutes. Finally used this service called Claimyr (claimyr.com) that actually got me through to an agent in like 10 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Turned out there was a glitch with my direct deposit info that needed to be fixed.

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Never heard of Claimyr before. Is it legit? I really need to talk to someone at ESD about this.

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Yeah it's totally legit. They just help you get through the phone system faster. Worth it when you actually need to reach a human at Washington ESD.

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I used them too when my claim got stuck in adjudication. Much better than spending all day redialing.

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Tuesday deposits are the norm but I've had them come as late as Wednesday morning if there was a bank holiday or system maintenance. Don't panic yet.

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There wasn't a holiday this week though. My claim definitely shows as paid on the website.

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Sometimes banks just process slower. Give it until tomorrow morning before calling.

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Chase user here too. My deposits have been inconsistent lately - sometimes 2AM, sometimes 6AM, once it was almost 10AM. I think they're having processing delays.

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That's somewhat reassuring. I'll wait until tomorrow morning before freaking out.

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Same with Wells Fargo. Used to be like clockwork at 3AM, now it's anywhere from 1-8AM.

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Washington ESD processes payments overnight Monday into Tuesday. If your claim status says 'paid' then the money was sent to your bank. The delay is on the bank side, not ESD.

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Good to know it's not an ESD issue. I'll be patient and check again in the morning.

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Exactly. Banks batch process ACH deposits and some are faster than others.

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ugh this system is so stressful when you're depending on that money for rent and groceries

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Tell me about it. I have bills due tomorrow and was counting on this deposit.

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I feel you. The anxiety is real when you're living paycheck to paycheck on unemployment.

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Pro tip: most banks show pending deposits if you log into online banking even before they officially clear. Check your pending transactions.

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Just checked and there's nothing pending either. Now I'm really worried.

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That's odd if your claim shows paid. Might need to call both ESD and your bank.

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Sometimes pending deposits don't show up until the day they actually post. Banks are weird.

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I switched to KeyBank after having constant delays with Chase. Now my deposits hit at exactly 2:15 AM every Tuesday like clockwork.

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Might have to consider switching banks if this keeps happening.

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Yeah Chase has been unreliable lately. Credit unions are usually faster too.

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Check if there's maintenance on Washington ESD's payment system. They sometimes post notices about delays on their website.

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Good idea. I'll check their announcements page.

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They usually put technical issues under 'System Updates' on the main page.

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Mine was 4 hours late last week with no explanation. Showed up around 7 AM instead of the usual 3 AM. Just bank processing delays.

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Okay that makes me feel better. I'll give it until morning.

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Same thing happened to me. Late one week, early the next. No rhyme or reason.

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If you really need to talk to someone at Washington ESD about payment issues, I had luck with that Claimyr service someone mentioned earlier. Way better than trying to call directly.

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I'm starting to think I might need to call if it doesn't show up by tomorrow.

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Yeah, they can check if there's a problem with your direct deposit setup that's not showing on the website.

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Tuesday deposits but timing varies by bank. Credit unions are usually fastest, big banks like Chase can be unpredictable.

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Seems like Chase is the common denominator in a lot of these delay stories.

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Yeah they've gotten worse about ACH processing times in the past year.

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Don't stress too much. I've never had a Washington ESD payment actually get lost, just delayed sometimes. If the website says paid, you'll get it.

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Thanks for the reassurance. I'll try not to panic and check again in the morning.

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Exactly. The money is coming, just might be a few hours behind schedule.

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This is good advice. ESD is pretty reliable with payments even if the timing is inconsistent.

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UPDATE: Mine just hit at 3:47 PM today. Chase bank too. Seems like they're running really late today for some reason.

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Oh wow, I'm going to check my account right now!

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Yeah definitely check. Seems like Chase had some kind of processing delay today.

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YESS! Mine just showed up too. 3:52 PM. Thank you so much everyone!

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Glad it worked out! This thread will probably help other people who panic when their deposit is late like we all do lol

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Definitely. I was ready to call Washington ESD in full panic mode. Good to know delays happen sometimes.

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The anxiety is so real when you're depending on that money. Glad it all worked out!

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Same thing happened to me last month with Chase! I was freaking out because rent was due the next day. Turns out Chase had some kind of system maintenance that delayed all ACH deposits by about 6-8 hours. The money showed up around 4 PM instead of the usual early morning. Now I always check their service status page when my unemployment deposit is late. Really glad yours came through too - the stress is unreal when you're counting on that money!

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That's super helpful to know about Chase having system maintenance issues! I had no idea they had a service status page - I'll definitely bookmark that for future reference. It's crazy how much anxiety a few hours delay can cause when you're living on unemployment. Thanks for sharing your experience, it makes me feel better knowing this isn't uncommon with Chase specifically.

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This whole thread is so relatable! I've been on Washington ESD unemployment for about 8 months now and Chase has been my bank the whole time. The deposit timing is honestly all over the place - sometimes it's there when I wake up at 6 AM on Tuesday, other times it doesn't show up until late afternoon like what happened to you today. I've noticed it seems to correlate with how busy their system is or if there's any kind of maintenance happening. The worst part is that anxiety you get when you're budgeting down to the dollar and suddenly your expected deposit isn't there. I've learned to always have a small buffer if possible and not schedule any automatic payments for Tuesday morning just in case. Really glad everything worked out for you - this community is great for sharing these kinds of experiences!

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This is such great advice about having a buffer and not scheduling payments for Tuesday morning! I'm definitely going to start doing that. It's reassuring to hear from someone who's been dealing with this for 8 months - makes me realize these delays are just part of the process with Chase. The budgeting down to the dollar thing is so real when you're on unemployment. Every delayed deposit feels like a crisis even when logically you know it's probably just a bank processing issue. Thanks for sharing your experience and tips!

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