What time does Washington ESD unemployment direct deposit hit your account?

That's a relief! I was worried it might not come until later in the day. Thanks for the info.

Same here, always between 2-4am on Tuesday for me. Been getting benefits for 8 months now.

I have Chase - do you know if they're usually fast or slow with unemployment deposits?

Chase is usually pretty quick, I'd expect to see it by 6-8 AM on Tuesday if Washington ESD processed it on schedule.

I have Wells Fargo and it seems pretty random. What bank do you use?

I use BECU and usually get mine by 6am Tuesday morning. Credit unions are definitely faster for direct deposits.

I have Chase and it's been pretty random. Sometimes Tuesday night around 11pm, sometimes not until Wednesday afternoon.

yeah chase is slow with everything, i switched to a credit union and get mine tuesday night now

That's cutting it really close for my rent payment. Do you think it would be there by 9 AM Wednesday?

Should be, but I'd check with your bank to see when they typically process overnight deposits just to be safe.

That's reassuring! Did it come at 3am even your first payment?

yeah first one was the same timing as all the rest

Lucky! I have Wells Fargo and it's always the next morning for me.

Chase processes faster than most banks for government payments in my experience.

Never heard of that service before. Is it legit? I've been trying to call Washington ESD for days with no luck.

Yeah it's legitimate. I used it last month when my payment got delayed and I needed to talk to someone urgently. Much better than burning through my phone minutes trying to get through.

I was skeptical at first but tried Claimyr when I couldn't reach anyone about a payment issue. Actually worked and got me connected to a rep who could explain the delay.

Thanks! That's helpful to know. I'll check first thing in the morning then.

Yeah mine hits around the same time. Early morning Wednesday is typical for Sunday filers.

That's so weird how different banks have such different timing. You'd think it would be more standardized.

That's helpful! Do you know if Chase is usually faster or slower than BofA?

Chase is typically pretty fast with direct deposits. You should see it by Tuesday morning for sure.

Thanks! That's cutting it really close for me. Do you think it would be safer to assume Wednesday afternoon just to be safe?

Yeah I'd plan for Wednesday afternoon if you have auto-drafts. Better safe than sorry with overdraft fees.

How does that work exactly? I've been trying to call Washington ESD for weeks about my claim.

They basically handle the calling and waiting for you, then connect you when they get an agent on the line. Saves hours of trying to get through.

That sounds too good to be true but if it actually works that would be amazing.

Lucky! Mine is random between midnight and 6 AM with Bank of America. So inconsistent.

I feel your frustration but in my experience it's been pretty consistent once you know your bank's processing schedule.

Maybe for you but I've had payments delayed for no reason multiple times. Last month I had to wait an extra 3 days.

I have Chase, so hopefully they're not too slow with posting it.

Chase usually posts mine by 6am Tuesday. You should be good for rent tomorrow.

Good to know! I have Wells Fargo so hopefully similar timing.

Wells Fargo user here - mine hits around 2:30am on Tuesdays usually

That's really helpful! So if I file my claim on Sunday, I should see it Wednesday morning? That's pretty quick.

yeah that sounds about right, mine usually shows up around 3am on wednesday

This is helpful! I was getting worried when I didn't see it Tuesday night but now I know to check Wednesday morning.

My credit union posts at 12:01am Wednesday, so technically Tuesday night but after midnight.

I'm with Chase so hopefully they don't delay it too much. Good to know about the overnight processing though.

Chase usually posts mine by 5 AM on Wednesday. You should be good by morning.

That's super helpful info, thank you! I didn't realize credit unions were slower.

My credit union actually gets them faster than my old bank did, so it really varies.

True, every financial institution is different. Best to call yours and ask their ACH processing schedule.

Wish I had known that before! Too late to switch banks now though.

You could always open a second account just for unemployment if the timing becomes a regular issue.

That's brilliant! I'm setting that up right now. Should have thought of that.

Yes! I do this and it's saved me so much anxiety. Get the notification around 3:30am every Tuesday.

Interesting, I've never heard of that. Does it actually work or is it just another scam?

It's legit. I was skeptical too but when my claim got stuck in adjudication I needed to talk to someone fast. Much better than calling 200 times and getting hung up on.

How much does something like that cost though? I'm already broke waiting for my benefits.

Never heard of that service. Does it actually work or is it just another scam?

It's legit - I was skeptical too but they got me connected when I couldn't get through on my own. Worth trying if you're having payment issues that need agent help.

I have Bank of America - anyone know their typical timing for ESD deposits?

Bank of America is usually Wednesday morning around 5-7 AM in my experience. They're pretty consistent with government payments.

I wish I had a credit union account set up already. Too late to change it now.

Interesting, I've been trying to call Washington ESD for weeks about a payment that didn't come through. Might check this out.

Never heard of this but anything to avoid sitting on hold for 3 hours sounds good to me

Haha that's so specific! I love when people notice exact times like that.

That's weirdly reassuring to know it's that consistent. Thanks!

This is good info! I've been wondering why mine shows up at different times. It's my credit union and they're always slower.

Credit unions often batch process deposits differently than big banks. You might want to call them to ask about their ACH posting schedule.

Interesting, I've never heard of that. Is it legit? I've been trying to call Washington ESD for weeks about other stuff.

Yeah it worked for me. I was skeptical at first but they actually got me through to a real Washington ESD person in like 20 minutes instead of spending hours trying to call.

Yeah holidays definitely delay it. If Washington ESD processes on Tuesday but it's a bank holiday, you won't see it until the next business day.

Great, so I need to plan ahead for those weeks. Thanks for the heads up.

Just checked and it shows 'Paid' status for this week's claim, so it should be coming.

Good, that means Washington ESD has processed it. Now it's just waiting on your bank.

Good to know it's consistent. This is only my second week so I wasn't sure what to expect.

Yeah holidays mess everything up. Last MLK day my payment was delayed until Wednesday.

That makes sense about the ACH timing. Thanks for explaining how it works!

My credit union gets it Monday night around 11pm sometimes

Never heard of this but might be worth trying if I have problems. The Washington ESD phone lines are impossible.

Good to know this exists. Hopefully I won't need it but I'll bookmark it just in case.

I double checked everything before submitting. Reported my two job contacts and confirmed I was available for work.

Two job contacts might not be enough depending on your situation. Regular UI requires 3 job search activities per week now.

Wait really? I thought it was just 2. Where can I check the current requirements?

Smart move! I should probably do the same thing. This stress isn't worth it.

Same here, learned that lesson the hard way after getting hit with overdraft fees twice.

This happened to me last month. Had no idea my claim was under review until my payment didn't show up.

Yeah Washington ESD doesn't always notify you right away when there's an issue. That's why it's important to check your account regularly.

I usually file Sunday evening, haven't had issues yet but maybe I should do it earlier.

I file Saturday night as soon as it lets me and never had a problem with timing.

What if your payment just doesn't show up at all? Mine was supposed to hit yesterday and nothing.

Check your claim status online first. If it shows payment issued but you don't see it after 3 business days, contact your bank. If the claim shows issues, you'll need to call Washington ESD.

Good point about the deadline. What time on Sunday do they cut it off?

You need to file by 11:59 PM on Sunday. I usually do mine Saturday night just to be safe.

Never heard of Claimyr before. Is it legit? I hate trying to call Washington ESD.

Yeah it's legitimate. Saved me hours of calling when my payment got stuck in processing. Just helps you get through to an actual person instead of dealing with the automated system.

How much does it cost though? I'm already strapped for cash waiting for my benefits.

Yes it changed to paid status yesterday around 2 PM. So sounds like I should see it by Thursday morning at the latest.

If it shows paid Tuesday afternoon, you'll definitely have it by Wednesday morning. Washington ESD is pretty reliable with that timing.

That's good to know it's consistent once you figure out your bank's schedule.

How long did your first one take? I'm worried something went wrong.

It came Tuesday morning like it was supposed to, but I was checking every 10 minutes starting Sunday night lol. The waiting is the worst part.

Same experience here. First payment anxiety is real but once you see the pattern it gets easier.

Interesting, I haven't heard of that service before. Good to know there's a way to actually talk to someone if needed.

How much does that cost? Seems like we shouldn't have to pay extra just to reach our own unemployment office

I get the frustration but honestly it was worth it for me when I had a deposit issue that needed resolving quickly

I filed mine Sunday morning so I should be good. This waiting is stressful!

Sunday morning is perfect timing. You're all set for Tuesday deposit.

I better go back and add another job contact then. Don't want my payment to get held up.

You can't edit a weekly claim after you submit it. You'll have to wait and make sure you do 3 activities for next week.

That's oddly specific! At least you know exactly when to check.

Banks have specific batch processing times, that's probably when BoA runs their ACH deposits

I feel you. The whole unemployment system is a nightmare to navigate.

The requirements are clearly stated on the website, you just have to read through all the information carefully.

Easy for you to say. Some of us are stressed and dealing with a lot right now.

Great idea! I'll set that up right now.

This is what I do too, takes the stress out of wondering

Standby claims go through the same ACH process, but they might be in a different batch. Could explain the slight delay you're seeing.

That makes sense. Mine usually shows up around 6 AM instead of midnight like my friend's regular claim.

I feel you, the anxiety of waiting for payments when bills are due is the worst part of this whole thing.

At least Washington ESD is pretty reliable with their Tuesday processing. Some states are way worse.

True, I shouldn't complain too much. At least the payments are consistent.

Wow that's early! Wish Chase was that fast.

Definitely set up direct deposit and I can see my bank info in the system. Should be good to go.

Perfect, then you're just waiting on the normal processing time. Tuesday morning for sure.

That's early! My credit union doesn't release until like 5am.

Yeah Wells is pretty fast with government deposits in my experience.

I had the same problem until I found Claimyr. It's a service that helps you get through to ESD agents - they handle the calling and waiting for you. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.

This is exactly the kind of info I was looking for! Thanks for tracking all that.

Adding to this - I have Umpqua and mine hits Tuesday around 8am usually

Yeah I'm hearing credit unions are faster. Might switch after this is all over.

Credit unions are definitely worth it. Better customer service and faster processing times.

As long as your bank account info hasn't changed and you keep filing your weekly claims on time, it should just keep working automatically.

Okay good, I was worried I had to re-verify it every month or something. The Washington ESD website isn't super clear about this stuff.

Thanks, that makes me feel better. I'll make sure to do 3 activities every week going forward.

Yeah they're pretty reasonable about minor mistakes, especially if it's your first time.

Oh that's smart! I never thought to check pending transactions.

Yep, mine shows up as pending Tuesday evening and posts Wednesday morning.

That's good to know. I guess I shouldn't panic if it doesn't show up exactly on Wednesday.

Right, holiday weeks can definitely throw off the timing. Martin Luther King Day just passed so there might have been some delays this week.

Holiday weeks are usually delayed by one day. So if Monday is a holiday, expect your deposit Wednesday instead of Tuesday.

Yeah holiday weeks always mess up the schedule. I learned to just add an extra day during those weeks.

Because they probably don't want people calling to complain if their specific bank is slower than others

Still annoying when you're trying to budget and pay bills on time

Check your claim status online first. Sometimes there's an issue that needs to be resolved.

It just says processed but no money. I'm so frustrated I can't even get through on the phone.

That's exactly when I used Claimyr - when my status said processed but no deposit. They helped me get through to find out there was a verification hold I didn't know about.

That's possible - government agencies do update their systems periodically. Earlier is definitely better!

Monday evening would be amazing, hope that happens for everyone

Good to know about holidays. I didn't think about that.

Good to know about holidays. This week should be normal then.

Yeah holidays can mess up the timing. But regular weeks are pretty predictable.

Wow that's really early! Maybe I should switch to a credit union.

Credit unions often don't hold ACH deposits like bigger banks do, so yeah they can be much faster

I've been thinking about switching to BECU for this exact reason

Good point, I tend to worry about everything related to my unemployment claim

Yeah this happened to me on Presidents Day, came Wednesday instead of Tuesday

You track it in a spreadsheet? That's actually really smart for planning purposes.

Yeah I track payment dates, amounts, and timing. Helps me budget and also notice if anything's off with my claim.

BECU is great, I love that they post so early. Makes budgeting way easier.

Might need to switch banks if this keeps being unpredictable with Chase.

Haha I love that you tracked it! That's actually really useful data.

I should start tracking mine too, would be good to know the exact pattern.

How do you update banking info? I might need to change mine soon.

You can do it through your online account under payment preferences, or call Washington ESD but good luck getting through.

That's another situation where Claimyr could help - if you need to talk to an agent about updating payment info and can't get through the regular phone lines.

Really? I thought direct deposit would be faster. What debit card do they use?

It's through KeyBank. You can withdraw from KeyBank ATMs with no fees, and the card works anywhere Visa is accepted.

I might look into that option. Getting tired of waiting for bank processing times.

A couple people mentioned Claimyr already. Might be worth trying if this becomes a regular anxiety thing.

It's definitely worth having in your back pocket for when you really need to reach someone at Washington ESD quickly.

Great idea! I'm definitely setting that up today.

Same here - the text alert saves so much anxiety about wondering if the payment went through

Will do! Hoping for that 3am deposit everyone's talking about.

I think it depends on when Washington ESD processes the batch. Sometimes it's earlier, sometimes later.

Yeah mine has been inconsistent too. Usually Tuesday morning but sometimes not until evening.

Oh no, what's the cutoff time? I usually file Sunday evening

I think it's Sunday at midnight but don't quote me on that. Better to file early in the week to be safe

Actually you can file your weekly claim anytime from Sunday to Saturday, but filing late Sunday might delay processing slightly

First time ever filing for unemployment. Maybe that's why I'm so anxious about it.

Totally understandable! First payment is always nerve-wracking but Washington ESD is pretty reliable once you're in the system.

First time filer anxiety is so real. I barely slept the night before my first deposit was supposed to come.

That's really reassuring. I filed my weekly claim Sunday so I should be good.

Yeah you're all set then. Try to get some sleep and check your account in the morning!

That usually happens when there's an issue with your banking info on file or your bank rejected a deposit. You should call Washington ESD to update your direct deposit information.

Makes sense. I did change banks recently but thought I updated everything. Guess I missed something.

Credit unions tend to be faster in my experience. My local credit union gets ESD deposits Tuesday night while my friends with big banks wait until Wednesday morning.

I wouldn't switch banks just for that. The difference is usually just a few hours at most.

How much does that cost though? I'm on unemployment, not exactly rolling in cash

I figured the time saved was worth it since I was missing work trying to call during business hours. Plus they got results when I couldn't get through at all.

That makes sense. So really it's more about my bank's schedule than Washington ESD's.

Exactly. Washington ESD does their part overnight Tuesday, then it's up to your bank.

The timing is actually pretty standard across states. It's more about how individual banks handle ACH deposits than Washington ESD specifically.

still annoying though, wish there was better communication about this stuff

I thought about that but I prefer direct deposit to my regular account. Less confusing that way.

Fair enough. The debit card has fees anyway so direct deposit is probably better long term.

I'll keep that in mind. Hopefully I won't need to call them but good to know there's an option.

I've used similar services before and they're worth it when you really need to get through to someone.

Right? They could at least give us a general timeframe. Would help with planning so much.

That's really helpful context! Good to know the Washington ESD side timing.

Good point, I should check that to see the pattern of when they actually send payments out.

Yeah the payment history is really detailed, shows processing dates and amounts for every week.

Awesome! Glad it worked out. Now you can relax about future payments.

Nice! See, told you it would come early Tuesday morning.

Congrats! The first one is always the most stressful. Smooth sailing from here.

Perfect timing for rent day! That's such a relief when unemployment payments line up with your bills.

Oh I didn't know about that feature. Where do you find that setting?

Log into your ESD account and go to 'Account Settings' then 'Notification Preferences'. You can set up email alerts for payments and other updates.

That's really helpful to know there's a backup option for getting help

I bookmarked their site just in case, thanks for sharing

Thanks! That's exactly what I needed to know. I'll set an alarm to check at 3 AM.

Don't lose sleep over it! If it's not there by 6 AM, check again at noon. Sometimes there are delays.

Good tip! I'll check tonight and see if it shows as pending.

Yeah my credit union always shows it as pending first, then it becomes available around 3am.

Oh that's smart! I'll set that up right now, thanks for the suggestion.

good idea, i get a text every time money hits my account

20 minutes?? That's amazing. I'm definitely going to try that next time I have payment issues.

How much does something like that cost though? Seems too good to be true.

It's worth it when you actually need to reach someone quickly. Way better than wasting entire days trying to get through.

Seems like Wednesday morning is the norm for most banks then.

How long did it take to fix when you called?

took forever to get through but once i talked to someone it was fixed same day. payment came the next tuesday like normal

Yeah this is my first one. My claim was approved last week. Should I be worried if it doesn't come Tuesday?

Give it until Wednesday morning. If it's not there by then, definitely call. First payments can take an extra day sometimes.

Already have it but good suggestion! I'll make sure notifications are on.

This is accurate. I work at a credit union and we usually get ACH transfers earlier than the big banks.

Seems like a few people have mentioned this service. Might be worth checking out if I run into problems.

I used it too when my adjudication was taking forever. Definitely legitimate and helped me get answers.

Good to know it's consistent once you get in the routine. This whole process is new to me.

Will do! Fingers crossed it shows up early Tuesday morning like everyone says.