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Emma Wilson

When does unemployment get deposited - Washington ESD payment timing?

I'm really confused about when my unemployment benefits actually get deposited. I filed my weekly claim on Sunday like I'm supposed to, and it shows as processed on my Washington ESD account. But it's Wednesday and I still don't see any money in my bank account. Is there a specific day of the week when Washington ESD deposits benefits? My bills are due and I'm getting really stressed about this timing.

Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. If you file Sunday night, you should see the deposit by Tuesday or Wednesday. The exact timing depends on your bank's processing schedule too.

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Thanks! So it's not just me - the timing does vary a bit. Good to know it's normal.

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yeah my credit union always gets it Tuesday but my friend with Chase doesn't see it until Wednesday

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Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. If you filed Sunday, you should see it by Tuesday or Wednesday depending on your bank. Make sure your direct deposit info is correct in your account.

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Thanks! I double checked my banking info and it looks right. Guess I'll wait until Wednesday to worry.

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Mine always comes Tuesday morning around 6am when I file Sunday night.

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Unemployment benefits from Washington ESD typically get deposited 1-2 business days after your weekly claim is processed. Since you filed Sunday and it's processed, you should see it by Thursday at the latest. The actual deposit day depends on your bank's processing time too.

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Thanks! I bank with Chase so hopefully they're not slow with processing. I was worried something was wrong with my claim.

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Chase is usually pretty fast, you should definitely see it by Thursday morning in my experience.

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Typically Washington ESD processes payments on Tuesday after you file your weekly claim. If your claim shows 'paid' status, you should see the deposit within 1-2 business days depending on your bank. Chase usually processes faster than some other banks.

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Thank you! So if I filed Sunday night, I should see it by Wednesday or Thursday at the latest?

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Yes, that's the normal timeline. Sometimes it comes as early as Tuesday evening.

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Usually takes 2-3 business days after you file your weekly claim. So if you filed Sunday, you should see it by Wednesday or Thursday at the latest.

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Thanks! That's a relief. I was worried it might take a whole week.

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yeah mine always comes wednesday morning, filed on sunday too

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For most people, Washington ESD deposits benefits on Tuesday or Wednesday if you file your weekly claim on Sunday. The system processes claims in batches, so there can be slight variations. Check your payment history on the Washington ESD website to see if the payment was issued.

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I checked and it shows 'Payment Issued' with Tuesday's date. So it should be in my account soon I hope.

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If it shows payment issued on Tuesday, then your bank should have it by Wednesday evening or Thursday morning at the latest.

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i always get mine on wednesday mornings, been claiming for 3 months now. filed every sunday like clockwork

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That's reassuring, thanks! I was worried something was wrong with my claim.

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Washington ESD typically processes payments within 2-3 business days after you file your weekly claim. If you filed Sunday, you should see it by Wednesday or Thursday at the latest, assuming there are no issues with your claim.

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Thanks! That's what I was hoping to hear. No issues on my end that I know of.

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mine usually shows up tuesday night or wednesday morning when i file sunday

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The payment schedule is Monday through Friday for Washington ESD. They don't process on weekends or holidays. If you file your weekly claim by Sunday at midnight, it goes into the next business day's batch. Most people see deposits Tuesday-Thursday depending on their bank.

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What if there's an issue with your claim? Does that delay the payment?

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Yes, if there's an adjudication issue or if you need to provide additional information, payments can be delayed until it's resolved.

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It depends on your bank too. Some banks process ACH deposits faster than others. I have Chase and usually get mine Tuesday evening when I file Sunday, but my friend with a credit union doesn't get hers until Wednesday.

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I have Bank of America - anyone know how they are with unemployment deposits?

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BofA is pretty fast in my experience, usually by Wednesday morning

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depends on ur bank too some are faster than others, mine comes tuesday but my friend with a different bank gets hers wednesday

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I have Chase, anyone know how fast they are with Washington ESD deposits?

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Chase is usually pretty quick, should be Tuesday for you.

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Washington ESD processes payments Monday through Friday. If your claim is processed Monday, direct deposit typically arrives Tuesday night or Wednesday morning. Banking institutions vary slightly on posting times.

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What if there's a holiday? Does that delay everything?

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Yes, federal holidays will push back processing by one day. So plan accordingly around holidays like Labor Day, Memorial Day, etc.

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The deposit timing can vary by bank. I use KeyBank and mine usually hits Tuesday night around 11 PM. My friend with Bank of America doesn't see hers until Wednesday afternoon. As long as your claim status shows 'paid' in your Washington ESD account, the money is on its way.

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Good to know different banks process at different times. I'll keep checking through Wednesday.

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Same here with KeyBank - Tuesday nights are when I get mine deposited.

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I've been having issues getting through to Washington ESD about delayed payments. Spent hours on hold yesterday just to get disconnected. Has anyone found a better way to reach them when there are payment issues?

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Actually yes! I discovered this service called Claimyr that helps you get through to Washington ESD agents. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. It saved me so much time and frustration.

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That sounds too good to be true. How does it actually work? Do they just call for you or something?

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They basically handle the calling process and get you connected to an actual Washington ESD agent. No more sitting on hold for hours or getting disconnected. It's been a game changer for checking payment status and resolving issues.

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I've been getting unemployment for 2 months now and I can tell you the pattern. File Sunday night, payment processes Monday, hits my account Tuesday morning like clockwork. But when there was a holiday (MLK Day), everything shifted by one day.

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That's helpful to know about holidays. I hadn't thought about that affecting the timing.

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Same experience here. Holiday weeks always mess up the normal schedule.

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If you're having trouble getting through to Washington ESD to check on payment timing or any other issues, I found this service called Claimyr that helps you actually reach an agent. They have this system that calls for you and gets you connected. There's a demo video at https://youtu.be/7DieNd3C7zQ and the site is claimyr.com. Made my life so much easier when I had questions about my claim status.

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How much does that cost? I've been trying to call Washington ESD for two weeks with no luck.

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It's worth checking out their site for pricing, but honestly after spending hours trying to get through myself, it was a relief to just have someone else handle the calling part.

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interesting, never heard of this before but might be worth trying

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If you're having trouble getting through to Washington ESD to check on payment status, I found this service called Claimyr that helped me reach an agent quickly. They have a website at claimyr.com and there's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me hours of calling.

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How much does that cost? I'm already broke waiting for my unemployment...

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It's worth it when you need to talk to someone at Washington ESD. Much better than sitting on hold for hours or getting hung up on.

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I used Claimyr last month when my payments got stopped. Got through to an agent in like 10 minutes instead of calling all day.

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I had such a hard time getting through to Washington ESD when my payments got delayed last month. Spent hours on hold every day. Finally found this service called Claimyr that actually got me connected to an agent within 20 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Total game changer for reaching ESD.

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Interesting, never heard of that. Was it expensive?

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They focus on getting you connected rather than the cost. Check out claimyr.com if you need to reach an agent. Worth it when you're dealing with payment issues.

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I'm skeptical of third-party services but if it actually works...

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If you're having trouble reaching Washington ESD agents to check on payment issues, I found this service called Claimyr that helps you get through their phone lines. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. I used it last month when my payment was delayed and finally got through to someone who could explain the hold on my account.

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Interesting, I'll keep that in mind if I run into issues. Right now my status shows paid so hopefully I just need to wait.

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How much does that service cost? Seems like it could be helpful for getting through to Washington ESD.

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It's worth it when you really need to talk to someone at Washington ESD. Much better than spending hours on hold or getting hung up on.

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My payments have been all over the place timing-wise. Sometimes Tuesday, sometimes Thursday. I think it depends on how busy Washington ESD is that week. I've noticed it's slower after holidays or when there's bad weather.

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Weather affecting processing times makes sense - if their staff can't get to the office, it would delay everything.

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Exactly! The week after that big snow storm in January, my payment was delayed by two days.

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does anyone know if the payment time is different for standby vs regular UI? I'm on standby and wondering if that affects when money gets deposited

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No, standby payments follow the same deposit schedule as regular UI. The difference is in the claiming process, not the payment timing.

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good to know, thanks!

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I had issues with my payments being delayed for weeks because of some verification thing. If your payment doesn't show up when expected, definitely call Washington ESD to check your claim status. I used claimyr.com to actually get through to someone - that service helped me reach an agent without waiting on hold for hours. There's even a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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What kind of verification issues? I'm worried now that something might hold up my payment.

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It was just some work history verification from a previous employer. Nothing major but it held everything up until I could talk to someone directly.

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never heard of claimyr but might try it if i have problems, the phone lines are always busy

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washington esd is so slow with everything, i swear they make it hard on purpose. my payment was supposed to come tuesday and its still not here

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Tuesday was only yesterday - give it until Thursday before you panic. The banks need time to process the deposits too.

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ok but last week it came tuesday morning so i dont know why its different this time

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Just to clarify - Washington ESD sends payments out Monday through Wednesday typically, depending on when you file your weekly claim. Sunday filers usually get paid by Wednesday, but if you file later in the week it might take until the following week.

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Good to know! I'll make sure to keep filing on Sundays then.

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wait so if i file on friday it won't get processed until the next week?

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Not necessarily, but it's more likely to be delayed. Sunday-Tuesday filing usually processes the fastest.

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Washington ESD payment schedule is pretty consistent. If you file your weekly claim by Sunday night, payment is processed Monday and should hit your account Tuesday. Some banks post earlier, some later. Holiday weeks can delay things by a day.

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Good to know about holidays. Is there a specific cutoff time on Sunday?

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I always file by 11:59 PM Sunday to be safe. The system sometimes gets slow late Sunday night with everyone filing.

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I've been getting unemployment for 4 months now and the pattern is pretty consistent. File Sunday, money in account Wednesday morning. Only time it was different was when there was a holiday.

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That's reassuring! Hopefully I'll see the same pattern.

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Same here, very predictable once you get into the routine

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WASHINGTON ESD PAYMENT SCHEDULE IS A JOKE! I've been waiting 2 weeks for my payment and they keep saying 'processing' but nothing happens. The system is completely broken and they don't care about us!

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If your claim has been processing for 2 weeks, that sounds like an adjudication issue. You should call Washington ESD to find out what's holding up your claim.

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I've tried calling hundreds of times! Can't get through to anyone. This is ridiculous.

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This is exactly the situation where Claimyr helped me. The service gets you through to actual Washington ESD agents instead of being stuck in the phone queue forever.

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Mine comes every wednesday like clockwork. Filed 8 claims so far this year and its always the same timing. Direct deposit is definitely faster than waiting for a debit card.

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Good to know it's consistent. I set up direct deposit during my initial application so hopefully that speeds things up.

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The debit card option is terrible. Takes forever and fees for everything.

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The deposit schedule can vary based on several factors: when you file your weekly claim, if there are any holidays, if your claim needs additional review, and your bank's processing schedule. Most people who file Sunday get deposits Tuesday-Wednesday, but Thursday is still normal.

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Good to know it's still normal if it comes Thursday. I was getting worried something was flagged on my account.

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Yeah don't stress too much, Washington ESD is just slow sometimes. As long as your claim shows processed you should be fine.

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OMG I'm in the same boat! Filed Sunday and it's Wednesday and still nothing. I'm freaking out because my rent is due Friday. What if something went wrong with my claim??

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Check your claim status online first. If it shows processed, it's probably just your bank being slow.

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It says processed but no money yet. Should I call Washington ESD?

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good luck getting through to them on the phone lol

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The normal pattern is: File weekly claim on Sunday → Washington ESD processes on Tuesday → Payment deposited Tuesday night/Wednesday morning. If there are any issues with your claim (like verification needed or adjudication), it will delay the payment and you'll need to resolve those first.

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Perfect summary, thank you! Mine shows paid so I should be good for the normal timeline.

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What happens if you file your weekly claim on Monday instead of Sunday? Does it still get processed on Tuesday?

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Yes, Washington ESD processes all weekly claims filed by Monday on the same Tuesday schedule.

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Make sure you're checking your payment history on the Washington ESD website too. Sometimes there can be delays if they need to verify something about your claim, and you'll see a status update there before the money comes through.

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Where exactly do I check that? I can log into my account but I'm not sure which section shows payment status.

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Go to 'View and Maintain Account Information' then look for 'Payment Information' or 'Weekly Claim Status'. It'll show if your payment is processed or pending.

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this is helpful, i never knew where to look for that info

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Just want to add that if you're new to unemployment, make sure you're filing by the Sunday deadline. I missed it once and had to wait until the following week to get paid. Washington ESD is pretty strict about the weekly claim timing.

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Good reminder! I've been setting an alarm to make sure I don't forget to file on Sunday.

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Smart! I use the calendar reminder on my phone. Too important to risk forgetting.

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Question - what if you forgot to file your weekly claim on time? Can you still get paid for that week?

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You can file late claims but there might be a delay in processing. Washington ESD allows backdating in some cases but you need to have a good reason for filing late.

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I just forgot because I was sick, is that a good enough reason?

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Being sick should qualify as good cause for late filing. Just be prepared to explain when you file the claim.

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MAKE SURE you file by Sunday at 11:59 PM or you'll miss that week entirely! I learned this the hard way when I filed Monday morning thinking I was still good.

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Oh wow, I didn't realize the cutoff was so strict. Good thing I filed Sunday afternoon.

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Yeah the weekly claim deadline is firm. No exceptions even if you're just a few minutes late.

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I keep a spreadsheet tracking when I file vs when I get paid. Usually it's 2-3 business days from filing to deposit. Washington ESD processes claims Sunday through Thursday, so weekend filings get processed Monday and deposited Tuesday/Wednesday.

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That's really smart to track it. I should start doing that to see if there's a pattern with my payments.

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Same here, I noticed my payments come exactly 48 hours after I file if there are no issues with my claim.

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depends on your bank too, some banks post deposits earlier than others. mine usually shows up tuesday night around 11pm

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I have Chase - anyone know how they handle unemployment deposits?

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chase is pretty quick, usually early wednesday morning in my experience

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Been on unemployment for 8 months now and I can tell you the timing is super reliable once you get used to it. File Sunday evening, money in account Tuesday morning like clockwork. Only time it was different was during that system update they did in November.

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That's reassuring! Were you worried the first few times too?

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Oh absolutely. I used to check my bank account every hour on Mondays and Tuesdays lol

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Just a heads up that if your claim goes into adjudication or there's any issue, payments stop immediately. Happened to me when I forgot to log a job contact one week. Had to use that Claimyr service someone mentioned to get it sorted out fast.

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How do you know if your claim is in adjudication?

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It'll show up in your account dashboard. Usually says something like 'issue under review' or 'adjudication in progress'.

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And you won't get paid until the adjudication is resolved, which can take weeks unfortunately.

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why cant washington esd just be normal and pay on the same day every week like a real job does

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Because they're the government and nothing they do makes sense lol

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It actually is pretty consistent - every Tuesday for most people. The issue is banks process deposits at different times.

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Has anyone had issues with Washington ESD taking longer than usual to process payments recently? Mine has been taking 4-5 days instead of the usual 2-3.

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I haven't noticed any delays on my end, still getting paid on the normal schedule

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If you're having payment delays, that's exactly the kind of thing where calling Washington ESD helps. That Claimyr service I mentioned earlier really helped me when I had a similar issue - they got me through to someone who could explain what was causing the delay.

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I might have to try that, thanks for the suggestion

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Just wanted to add that holidays can affect the deposit timing. If there's a federal holiday on Monday or Tuesday, everything gets pushed back by a day. I learned this the hard way during Labor Day weekend.

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Good point! No holidays this week so should be normal timing.

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Yeah holidays definitely mess up the schedule. Memorial Day weekend was confusing last year.

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The Washington ESD website says payments are processed within 2-3 business days but in my experience it's usually on the faster side. I file Sunday night and get paid Tuesday morning almost every time.

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Same here. It's pretty reliable once you get into the routine.

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That's reassuring. Sounds like I can expect Tuesday or Wednesday most weeks.

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Make sure you're not confusing the processing date with the deposit date. Washington ESD might process your claim on Monday but the actual deposit doesn't happen until Tuesday or Wednesday.

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That makes sense. I think I was expecting it to show up immediately after processing.

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Yeah the processing just means they approved your weekly claim, but then it takes time for the money to actually transfer to your bank.

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The payment schedule is pretty reliable unless there's an issue with your claim. First-time filers sometimes have a slight delay while Washington ESD verifies everything, but after that it should be smooth sailing.

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What kind of verification do they do for first-time claims?

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Just confirming your employment history and that you're eligible. Nothing too invasive.

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BE CAREFUL about direct deposit info! I had to update my bank account last month and it took an extra week to get the payment because Washington ESD had to verify the new account. Make sure your banking info is correct in your profile.

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This is important - any changes to your direct deposit information will delay payments while they verify the new account for security reasons.

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Yeah, I wish I had known that before I switched banks. Would have waited until after my unemployment ended.

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Pro tip: Set up text alerts with your bank for deposits over $100. That way you know immediately when your unemployment hits instead of obsessively checking your balance.

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That's brilliant! I'm definitely doing this.

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Wish I'd thought of that months ago. Would have saved me so much anxiety.

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Just want to add that if you have direct deposit set up, that's always faster than waiting for a debit card or paper check. Make sure your bank info is correct in your Washington ESD account.

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Yeah I have direct deposit set up, that's probably why I'm expecting it to be pretty quick.

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the debit card option is so slow, direct deposit is definitely the way to go

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If you're really concerned about timing, you can sign up for direct deposit alerts from your bank. That way you'll know immediately when the Washington ESD payment hits your account.

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I didn't know banks offered that! I'll check if Chase has that option.

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Most banks do, it's usually in their mobile app settings under notifications.

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make sure you're checking the right account if you have multiple bank accounts. I accidentally had mine going to my old savings account for 2 weeks before I realized what happened lol

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Haha good tip! I double-checked and it's definitely set up for my main checking account.

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WASHINGTON ESD IS THE WORST. I've been waiting 3 days and still nothing. This is ridiculous when people need money to survive!

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I understand the frustration, but 3 days is still within the normal timeframe. If it's been a full week, then you should contact them.

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I feel you though, when you're broke every day waiting feels like forever.

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Has anyone else noticed their deposit day changing? Mine used to come every Tuesday but now it's Wednesday. Not sure if Washington ESD changed something or if it's my bank.

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Same thing happened to me! It shifted from Tuesday to Wednesday a few months ago. I think it might be related to increased claim volume.

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Or maybe they changed their processing schedule. Either way, as long as it's consistent that's what matters.

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If you need to talk to Washington ESD about payment timing or any delays, seriously consider using Claimyr. I wasted three days trying to get through on my own when my direct deposit info got messed up. Claimyr got me connected in minutes and the agent fixed it right away.

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Is it legit though? Sounds too good to be true.

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Totally legit. They just help you get through the phone queue faster. Check out their demo video, it explains everything.

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One thing to watch out for - if Washington ESD needs to verify your identity or work search activities, that can delay payments even if you filed your weekly claim on time. Always check for any notices or requirements in your account.

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Good point, I'll check for any notices when I log in next time.

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yeah they sent me an identity verification request that i almost missed and it held up my payments for a week

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Exactly why it's important to check your account regularly, not just when filing weekly claims.

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For anyone wondering about specific timing - Washington ESD processes payments overnight usually Tuesday/Wednesday, so if you have a bank that posts ACH deposits early morning, you might see it as early as Tuesday night.

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That's really detailed, thanks! I'll keep an eye out Tuesday night then.

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my credit union posts at like 3am so i sometimes wake up to the deposit already there on wednesday

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Just remember that the timing can vary during holiday weeks. If there's a federal holiday, everything gets pushed back a day usually.

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Makes sense, I'll keep that in mind for future weeks.

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yeah labor day really messed up my payment schedule last year

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holidays are always confusing with government payments

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Overall, Washington ESD is pretty reliable with payment timing once you know the pattern. File Sunday, expect payment Wednesday is a good rule of thumb for most people.

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Perfect, that's exactly what I needed to know. Thanks everyone for all the helpful info!

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this thread was really helpful, glad someone asked this question

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I've been on unemployment twice and both times the first payment took about a week longer than usual. After that first one though, it was always Wednesday mornings.

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A week longer? That's concerning since I really need this first payment soon.

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First payments can take 7-10 business days due to initial processing requirements. Subsequent payments follow the regular 2-3 day schedule.

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I've noticed that the payment amount sometimes varies slightly week to week. Is that normal? My base amount is $462 but sometimes I get $461 or $463.

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Small variations can happen due to rounding in the calculation or if you had any work hours to report that week. As long as it's close to your expected amount, it's probably normal.

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Thanks, that makes sense. I did work a few hours one week which probably affected the calculation.

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Just to add another data point - I file my weekly claim every Sunday around noon and consistently get my deposit Wednesday morning. Been this way for the past 6 months with Washington ESD.

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That's helpful to know! I file Sunday evenings so maybe that's why mine might come Thursday.

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Yeah the time you file can definitely affect when it gets processed and deposited.

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Quick question - do you get any notification when the payment is processed or do you just have to check your bank account?

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Washington ESD doesn't send notifications for routine payments. You can check your claim status online or just monitor your bank account.

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Thanks, I'll just keep checking my account then.

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if you need the money faster, some banks offer advance deposit features where you can get your unemployment deposit up to 2 days early

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Really? I need to look into that with Chase. That would be super helpful for bills and stuff.

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Chime and some credit unions offer this. It's called direct deposit advance or early deposit.

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For anyone still having issues getting through to Washington ESD, I recently discovered Claimyr and it's been a game changer. Instead of spending my whole day hitting redial, I just use their service and they get me connected to an actual agent. Super helpful when you need to talk to someone about payment delays or claim issues.

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I keep seeing people mention this service. Is it legit? Seems too good to be true.

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Yeah it's totally legit. They have a demo video that shows exactly how it works. I was skeptical too but when I was desperate to reach Washington ESD, I tried it and actually got through within an hour.

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Quick question - do weekends count as business days for the deposit timing? Like if Washington ESD processes on Tuesday, would Saturday and Sunday delay when I see the money?

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No, weekends don't count as business days. So if Washington ESD processes your payment on Tuesday, you should see it by Wednesday or Thursday at the latest, not counting weekends.

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Got it, that helps clarify the timeline. Thanks!

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I use a credit union and my deposits always come in Tuesday evening. Might be worth switching to a smaller bank if you want faster processing times. The big banks like Chase and Bank of America seem slower.

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Interesting observation! I'll keep that in mind for the future.

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My credit union is fast too. Usually see unemployment deposits Tuesday night or Wednesday morning at the latest.

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Does anyone know if the deposit timing changes during busy periods? Like when lots of people are filing claims at once?

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The timing has been pretty consistent in my experience. Washington ESD seems to have their processing schedule down to a routine now, even during high-volume periods.

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That's good to hear. I was worried about delays during busy times.

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Just to confirm what others have said - the standard timeline is file by Sunday night, Washington ESD processes Tuesday, deposit hits your account Tuesday night through Wednesday. If you're not seeing it by Thursday, that's when you should call to check on your claim status.

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Perfect summary! This thread has been really helpful. I'll wait until Thursday before worrying.

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And if you need to call Washington ESD, definitely consider using Claimyr to get through faster. Saved me hours of frustration.

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One thing to watch out for - make sure your bank account info is correct in your Washington ESD profile. I had a friend who had an old account number and her payments were getting rejected and sent back, which caused major delays.

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Good point! I verified my account info when I set up direct deposit, so should be good there.

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Yeah that happened to my cousin too. She didn't realize her bank had changed her account number after a merger.

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thanks everyone for the helpful info! This is exactly what I needed to know about the timing.

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Agreed! This community is really helpful for understanding how Washington ESD works.

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I've been on unemployment for 6 months and the timing has been pretty consistent. File Sunday, get paid Tuesday or Wednesday. The only time it was different was when my claim went into adjudication - then I had to wait 3 weeks for payment.

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3 weeks for adjudication? That's scary. What was the issue?

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They had questions about why I left my job. Had to provide documentation and wait for a determination. Stressful but it worked out.

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Pro tip: if your payment is delayed, check your SecureAccess Washington account first before calling. Sometimes there's a message or requirement you need to complete that's holding up the payment.

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Good advice! I'll remember to check there first if something seems off.

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Yeah, I had a work search requirement I missed once and it held up my payment until I completed it.

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I was having issues with delayed payments and couldn't get through to Washington ESD on the phone. A friend told me about Claimyr and I tried it. Got connected to an agent who helped me figure out the issue. Really saved me a lot of stress and time.

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How does that work exactly? I'm curious but cautious about third-party services.

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They basically handle the calling for you and get you connected to an actual ESD agent. Check out claimyr.com for details. The video demo shows exactly how it works.

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Just to clarify for anyone confused - Washington ESD processes payments Monday-Friday, but your bank might not post the deposit until the next business day. So if ESD processes on Monday, you might not see it until Tuesday depending on your bank.

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That makes sense. So it's really about both Washington ESD timing AND your bank's processing schedule.

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Exactly! My bank posts deposits at 6am, so I usually see my unemployment money first thing Tuesday morning.

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Mei Lin

The timing has been pretty consistent for me too. One thing I learned is that if you file your weekly claim late (like Monday instead of Sunday), it might push your payment back by a day or two.

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Good to know! I'll make sure to stick to Sunday filing.

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Yeah, I've noticed that too. The earlier you file, the earlier you get paid that week.

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For anyone still having trouble reaching Washington ESD about payment issues, I had success with Claimyr recently. They got me through to an agent who explained that my payment was delayed because of a verification issue. Worth checking out if you're stuck.

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Seems like a few people have had good experiences with that service. Might be worth knowing about.

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I was skeptical at first but it really did work. Much better than spending hours on hold.

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Bottom line: if you file by Sunday and there are no issues with your claim, expect your payment Tuesday or Wednesday. If it's Thursday or later, there's probably an issue that needs to be resolved.

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Perfect summary! That gives me a good guideline to follow. Thanks everyone for all the helpful info.

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Yeah, this thread has been really helpful. Good to know what's normal vs when to worry.

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Just remember you have to keep filing every week even if you haven't received your first payment yet. Don't skip weeks while waiting!

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That's a good point. I'll make sure to file this Sunday too even if I don't see money yet.

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YES this is super important! Missing weekly claims can mess up your whole benefit year.

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If you're ever worried about payment timing or there's an issue, seriously consider using that Claimyr service I mentioned earlier. It saved me so much frustration when my payments got stuck in some kind of review process. Much better than trying to call Washington ESD directly.

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How much does that service cost? Is it worth it for just checking on payments?

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I found it worth it just for the peace of mind. When you can't reach anyone at Washington ESD for days, being able to actually talk to someone about your claim is invaluable.

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The washington esd website also has a payment history section where you can track when payments are issued vs when they're deposited. Helped me figure out the timing pattern for my bank.

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I'll check that out. Didn't know there was a payment history section.

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yeah its under claim status i think, shows all your payment dates

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Been getting unemployment for 6 months now and Wednesday is definitely the day. Set your calendar and plan accordingly!

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Perfect, Wednesday it is. Thanks everyone for all the helpful info!

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glad we could help, the waiting for that first payment is stressful

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For complete transparency: Washington ESD processes weekly claims Monday-Tuesday, payments are issued Tuesday-Wednesday, and direct deposits typically arrive Wednesday morning. Debit card payments may take an additional 1-2 days.

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This is exactly the breakdown I needed. Thank you!

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That's the most accurate timeline I've seen posted anywhere. Should be pinned to the top of this forum.

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Also make sure your bank account info is correct in your Washington ESD profile. Had a friend whose payments got delayed because he had an old account number on file.

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Good reminder. I double-checked mine when I set up direct deposit but I'll verify again.

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yeah and if you change banks you have to update it immediately or payments get returned

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wednesday gang here too lol, like everyone said its pretty consistent once you get in the rhythm

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Seems like Wednesday is the magic day for everyone. Looking forward to joining the Wednesday gang!

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If you ever have problems reaching Washington ESD about payment issues, that Claimyr thing really works. I was skeptical at first but it actually got me connected to an agent when I needed to resolve a payment hold.

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Good to know there are options if I run into issues. Hopefully everything goes smoothly though.

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yeah the regular phone lines are impossible to get through, any alternative is helpful

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Just wanted to add that if you have any wage garnishments or child support, those will be deducted before the deposit hits your account. Found that out the hard way with my first payment.

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Thanks for mentioning that. I don't have any garnishments but good to know they'd be deducted automatically.

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Washington ESD is required to honor court-ordered deductions. The payment history will show the gross amount and any deductions separately.

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The timing is usually reliable but during high claim periods like layoff seasons it might be delayed by a day. Just something to keep in mind.

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Makes sense that heavy volume could slow things down. Hopefully that's not an issue right now.

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One more tip - if you don't see your payment by Thursday, definitely call or check your claim status online. Could be an issue that needs to be resolved quickly.

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Will do. Better to check early than wait and miss a whole week of payments.

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Exactly, and that's where having something like Claimyr in your back pocket helps. When you need answers fast, the regular phone system just doesn't cut it.

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welcome to the unemployment club nobody wants to be in lol but at least the payment timing is predictable once you know the schedule

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Ha, yeah definitely not a club I planned to join but glad to know what to expect with payments.

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the predictability is honestly one of the few good things about the whole system

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Tuesday is the magic day for most people. I've been tracking it for months and it's Tuesday probably 95% of the time. The other 5% is usually Wednesday when there's a holiday or system maintenance.

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You actually tracked it? That's dedication!

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When you're living paycheck to paycheck you notice these patterns real quick

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One thing to watch out for - if you file your weekly claim late (like Monday or Tuesday instead of Sunday), your payment gets pushed to the next cycle. Learned that the hard way when I forgot to file one week.

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Good to know! So Sunday is really the deadline?

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You can file later but you'll wait longer for payment. Always better to file by Sunday night.

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Actually you can file your weekly claim any day of the week, but filing Sunday ensures fastest processing for Tuesday payment.

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Been there with the anxiety about when payments come. First few weeks I was checking my account every few hours. Now I know it's coming Tuesday morning and I don't stress about it anymore.

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How long did it take you to stop worrying about it?

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Maybe a month? Once you see the pattern is consistent it gets easier to trust the system.

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some weeks mine comes monday night around 11pm but most of the time its tuesday morning depends on when the banks process stuff i think

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Yeah banks all have different posting schedules. Mine is always 6am Tuesday but my credit union posts earlier than most big banks.

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If your payment is late and you need to reach Washington ESD, that Claimyr thing actually works. Used it when my payment was delayed due to a job search verification issue. Got through to an agent who explained exactly what was happening and when to expect payment.

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How did they verify your job search? I'm always worried I'm not doing it right.

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They just asked about my three job contacts for that week. Make sure you're logging them in WorkSourceWA properly.

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Remember that direct deposit is way faster than the debit card option. If you're still getting the ReliaCard it can take an extra day or two for funds to show up.

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I have direct deposit set up but good point for others. The debit card was a pain when I first started.

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Plus direct deposit is more secure. Those ReliaCards get skimmed all the time at ATMs.

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Bottom line - file Sunday night, expect money Tuesday morning, don't panic if it's Wednesday. And if there's ever an actual problem, Claimyr is worth using to get through to Washington ESD quickly instead of calling for hours.

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Perfect summary! This thread has been super helpful. I feel much better about the whole process now.

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Same here. Glad I'm not the only one who was confused about the timing.

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Just to clarify the exact timeline since there's been some confusion: You file weekly claim by Sunday → Washington ESD processes Monday → Payment issued Tuesday → Hits your bank account Tuesday or Wednesday depending on your bank's posting schedule. This is the standard cycle barring holidays or technical issues.

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This is exactly what I needed to know. Thank you so much!

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Pinning this explanation in my brain for future reference lol

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been getting ui for 6 months and tuesday 6am is like clockwork for me but everyone's bank is different so dont stress if yours comes wednesday

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Thanks for the reassurance! I'll try not to stress about it.

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One last thing - if you ever have payment delays or issues and need to talk to someone at Washington ESD, I can't recommend Claimyr enough. Saved me so much frustration when I had an adjudication issue that delayed my payments for two weeks. Got it resolved in one phone call through their service.

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Good to know there's a backup plan if something goes wrong. Hopefully I won't need it but it's reassuring to know it's there.

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Exactly! It's like insurance for getting through to Washington ESD when you really need to talk to someone.

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I had a payment delay last month and when I finally got through to Washington ESD they said there was a system glitch that affected deposits for a few days. Might be worth calling if yours is late.

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How did you manage to get through? I've been trying for days and can't reach anyone.

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I used Claimyr actually. Someone mentioned it earlier and it really works. Saved me hours of calling and getting disconnected.

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For what it's worth, I've been getting unemployment for 8 months and the deposit timing has been pretty consistent. Usually 2-3 business days after filing. Washington ESD isn't perfect but they're generally reliable with payments once your claim is established.

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That's reassuring to hear from someone with more experience. I'm still pretty new to this whole process.

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Yeah once you get into the rhythm of it, it becomes predictable. The first few weeks are always stressful though.

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Don't forget that if Monday is a holiday, it can push everything back a day. Washington ESD doesn't process claims on federal holidays.

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Good point! I didn't think about holidays affecting the schedule.

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Yeah Labor Day completely threw off my deposit schedule last year. Always check the holiday calendar.

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Just wanted to update everyone - my deposit came through this morning (Thursday) like several people predicted. Thanks for the reassurance that this timing is normal!

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Glad it worked out! Now you know what to expect for future weeks.

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Perfect timing for this update! I was wondering how it turned out.

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That's great news! I'm still waiting for my first payment but this thread has been so helpful in understanding what to expect. Sounds like Thursday is pretty normal timing.

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