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Katherine Ziminski

How do I file unemployment benefits with Washington ESD - first time filer

Lost my job yesterday and I've never had to file for unemployment before. I'm completely lost on how to file unemployment with Washington ESD. Do I need to go somewhere in person or can I do it online? What information do I need to have ready? I worked for the same company for 3 years so I have all my pay stubs but not sure what else they'll want. Any help would be appreciated because I need to get this process started ASAP.

You can file online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment information from the last 18 months including employer names, addresses, dates of employment, and reason for separation. The system is usually fastest early morning or late evening when call volumes are lower.

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Thank you! Do I need to file right away or can I wait a few days to get organized?

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File as soon as possible because your claim effective date is when you file, not when you lost your job. You can't backdate claims in Washington.

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The online application takes about 30-45 minutes if you have everything ready. Make sure you have your last employer's full business name and address - not just the store location but their corporate headquarters info too.

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Good point about the corporate address. I'll need to look that up since I only know my store location.

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Had to file last month and the hardest part was actually getting through to someone when I had questions. If you run into issues during the application process, I found a service called Claimyr that helps people get connected to Washington ESD agents faster. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process way less stressful when I needed to talk to someone.

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How much does something like that cost? I'm already stressed about money.

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I don't remember the exact cost but it was worth it to avoid spending hours on hold. Check out claimyr.com for details.

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Make sure you understand the job search requirements before you file. Washington requires you to look for work and keep a log of your job search activities. You'll need to do at least 3 job search activities per week once your waiting period is over.

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What counts as a job search activity? Just applying for jobs?

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Applying for jobs, networking events, career fairs, informational interviews, creating profiles on job sites. There's a full list on the Washington ESD website.

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ugh the whole system is so confusing. took me forever to figure out where to even start when i got laid off

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That's exactly how I'm feeling right now. Did you eventually get it sorted out?

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yeah but it took like 2 weeks to get my first payment cause i messed up some info on my application

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One thing to be really careful about - when they ask why you left your job, be specific and honest. If you were laid off due to lack of work, say that exactly. If you were terminated, explain the circumstances. Don't just put 'fired' because that could delay your claim in adjudication.

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I was laid off because they're closing our location. Should I mention that specifically?

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Yes, definitely mention the store closure. That's a clear case of lack of work which makes you eligible for benefits.

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Don't forget you have to file weekly claims every week to actually get paid. Filing the initial application is just the first step. Every Sunday you'll need to log in and answer questions about your job search and any work you did that week.

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How long does the weekly filing take?

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Usually just 5-10 minutes unless you worked part-time that week, then you need to report your hours and earnings.

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I'm worried about making mistakes on my application. What happens if I put the wrong information by accident?

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You can call Washington ESD to correct information, but that's where the phone wait times become a problem. Better to double-check everything before submitting.

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This is another situation where Claimyr really helped me. When I needed to correct my employment dates, I used their service to get through to an agent same day instead of waiting on hold for hours.

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The Washington ESD website has a really good checklist of documents you need before you start. I printed it out and gathered everything first which made the process much smoother.

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Great idea! I'll look for that checklist before I start my application.

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Also important - you might have a one week waiting period before you receive benefits. This means your first week of unemployment typically isn't paid, so plan your finances accordingly.

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Wait, so even if I'm approved I won't get paid for the first week?

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Correct. The waiting period is standard in Washington. You'll get paid starting from your second week of eligibility.

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been through this process twice unfortunately. biggest tip is to keep copies of EVERYTHING you submit and all the confirmation numbers they give you

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Good point about keeping records. I'll screenshot everything as I go through the process.

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If your claim goes into adjudication for any reason, that's when you'll really need to talk to someone at Washington ESD. The automated system can only tell you so much about what's holding up your claim.

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What causes a claim to go into adjudication?

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Usually questions about your separation from work, eligibility issues, or if your former employer contests your claim. It's not necessarily bad but it does delay payments.

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Make sure you have a good phone number and email address on file because Washington ESD will contact you through those if they need additional information. Check your email regularly including spam folder.

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Should I use my work email or personal email?

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Definitely personal email since you won't have access to your work email anymore.

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honestly the worst part is waiting to hear back after you file. they say 2-3 weeks but mine took almost a month to get approved

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A month?! That's terrifying. Did they explain why it took so long?

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something about needing to verify my employment history. never got a clear answer even when i finally got through to someone

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The key thing people don't realize is that your monetary determination letter will show how much you can receive per week and for how many weeks. This is based on your earnings from the last 18 months, not just your most recent job.

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So if I had a different job 18 months ago, that affects my benefit amount too?

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Yes, they look at all covered employment during your base period to calculate your weekly benefit amount.

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Just wanted to follow up on the Claimyr thing - I ended up using them twice during my claim period and it really saved me time and stress. The first time was for filing issues and the second was when my claim got stuck in adjudication. Both times I got connected to an actual Washington ESD agent within a reasonable time instead of the usual phone nightmare.

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I've been thinking about trying this too. The phone system is absolutely broken.

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Yeah, it's definitely worth checking out if you're having trouble getting through. The video demo I mentioned shows exactly how it works.

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Don't forget about WorkSourceWA registration too. You'll need to register there for job search assistance and they have resources that can help you find work faster.

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Is WorkSourceWA registration required or just recommended?

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It's required in most cases. You'll get instructions about this after you file your claim.

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Remember that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return next year.

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I hadn't thought about taxes. Is it better to have them withheld or pay later?

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That depends on your financial situation. Having them withheld means smaller weekly payments but no surprise tax bill later.

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good luck with your claim! the whole process is stressful but once you get into the routine of filing weekly claims it becomes easier

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Thanks everyone for all the help! I feel much more prepared to tackle this now.

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One last tip - if you do any work while receiving benefits, even just a few hours, make sure you report it on your weekly claim. Not reporting work can create overpayment issues later.

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What if I do some freelance work or odd jobs?

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Report all work and earnings, even cash jobs or freelance work. Washington ESD has ways of finding out and the penalties for not reporting are severe.

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