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The benefit amount might seem low compared to your regular salary, but remember it's tax-free at the state level in Washington. Plus you'll save on commuting costs, work clothes, and other job-related expenses while you're looking for work.
If you're still confused about the calculation after reading all this, seriously consider using that Claimyr service someone mentioned earlier. I was going in circles trying to understand my benefit amount and a 10-minute call with an ESD agent cleared everything up.
Yeah, it's worth the peace of mind to talk to someone who can look at your specific wage history and give you an exact number instead of trying to guess.
I was in a similar situation last month and called ESD directly using their callback system. It took about 2 hours to get through, but the agent walked me through the entire calculation step by step. They also helped me understand the dependency allowances and tax withholding options. Sometimes the official route works if you're patient enough!
Thanks everyone for the helpful responses! I'll definitely be reporting all my Instacart earnings each week when I do my UI claim. Better safe than sorry, especially after hearing about that overpayment nightmare. I appreciate all the advice!
Smart move asking this question upfront! I've been doing gig work (Uber Eats) while on UI for a few months now and learned this the hard way. Definitely report everything - gross earnings and hours worked. One tip that's helped me: I created a simple spreadsheet to track my daily earnings and hours from each platform, then I just add it up when filing my weekly claim. Makes it much easier than trying to remember or dig through payment emails later. Also, keep screenshots of your earnings summaries from Instacart's app as backup documentation in case ESD ever asks for proof. Good luck with the deliveries!
That's such a great tip about the spreadsheet! I'm definitely going to set something like that up. Do you happen to know if there's a specific format ESD prefers for documentation, or are screenshots from the app usually sufficient? I want to make sure I'm keeping the right records in case they ever need to verify anything.
This whole thread is incredibly helpful! I'm currently on unemployment and didn't realize how strict the system is about maintaining continuous weekly claims. The fact that skipping just one week can suspend your entire claim is honestly scary - they really should make this clearer in their instructions. I'm saving this post because I feel like everyone on unemployment benefits should know this information. It's also great to see people sharing specific resources like that Claimyr service for actually getting through to ESD. Thanks to everyone who contributed their experiences here!
Absolutely agree! I just started my unemployment claim last month and had no idea about any of these rules. The paperwork they give you really doesn't explain how critical it is to file every single week, even if you won't get benefits. This thread has been eye-opening - I'm definitely going to be extra careful about reporting everything correctly now. It's really unfortunate that the system is so unforgiving, especially when people are already dealing with financial stress. But at least we have communities like this where people share real experiences and actually helpful resources!
Wow, this thread has been incredibly educational! I'm currently on unemployment and honestly had no idea that skipping even one weekly claim could cause such major issues. The fact that your claim automatically becomes inactive after missing two weeks is something I definitely wasn't aware of from the ESD materials they sent me. It's really concerning how easy it would be to accidentally mess up your entire claim just by trying to "simplify" things when you have other income for a week. Thank you so much for following up with the official ESD response - that kind of real information from the source is invaluable. I'm bookmarking this thread and will definitely be extra careful to file every single week going forward, even if I don't expect to receive benefits. It's unfortunate that the system is so strict, but at least now I know what to expect!
You can still change your payment method even after your claims show PAID status. Log in to eServices, go to Settings > Payment Method, and update it to direct deposit with your bank information. If you do this within 24 hours of the PAID status appearing, there's a good chance the payment will go to your bank account instead of the card. However, if it's been more than a day, the payment may already be processing to the card. In that case, once you receive the card, you can transfer the funds to your bank account through the card's online portal.
Butch Sledgehammer
Also remember that even if you don't qualify for regular unemployment, there might be other assistance programs you qualify for while you're job searching.
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Landon Morgan
•I'll look into those too. Thanks everyone for all the helpful advice!
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Javier Torres
I went through the exact same situation last year! The insufficient wage credits issue is so common, especially for restaurant workers. Here's what helped me: First, request your detailed wage record from Washington ESD to see exactly what earnings they have on file. Then gather ALL your pay stubs and W-2s from the base period they're looking at. I discovered my employer had underreported some of my wages, and once I provided documentation, I qualified. Also definitely ask about the alternate base period option - it uses more recent quarters which might include more of your restaurant earnings. Don't give up, there are definitely options to explore!
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