When I called Claimyr to get connected to Social Security for my situation, the agent I spoke to mentioned that hospital social workers can help file something called a "dire need" request to expedite SSDI processing. Has anyone done this successfully? Might be worth asking about given the hospitalization.

I'm so sorry your family is going through this difficult situation. As someone who has navigated SSDI with a family member, I wanted to add a few practical tips that might help his kids right now: 1. **Document everything** - Keep a detailed log of his symptoms, medications, hospitalizations, and how the condition affects his daily activities. This will be crucial for the SSDI application. 2. **Contact his previous employers** - They'll need his work history and earnings records. The trade show company might have documentation of any work limitations he experienced before hospitalization. 3. **Ask hospital staff about discharge planning** - They should be coordinating with social workers about his ability to return to work and live independently. Get copies of all these assessments. 4. **Consider getting help from a disability attorney** - Many work on contingency (no fee unless you win) and can navigate the complex process while the family focuses on his health. The combination of his age, documented mental health crisis, and inability to work creates a potentially strong SSDI case. The key is getting all the paperwork and medical evidence organized while he's still receiving treatment. Wishing your family strength during this challenging time.

my sister waited til she was 66 and 8 months (her FRA) and her application was approved in like 2 weeks!! seems like they prioritize people at full retirement age, so early filers like us wait longer. not fair but thats how they do it i guess

I'm going through the exact same thing right now! Filed online in December for benefits starting in April when I turn 64, and the waiting is nerve-wracking. Like you, I haven't heard anything yet and keep obsessively checking my account. One thing that's helped my anxiety is setting up text alerts through my mySocialSecurity account - that way I'll get notified immediately if there are any updates or messages. Also, I've been keeping copies of all my important documents (birth certificate, tax returns, bank info) in one folder so I'm ready to respond quickly when they do contact me. The silence really is the worst part! But reading these responses makes me feel better that this seems to be normal. We both applied with plenty of time before our start dates, so hopefully we'll both be fine.

One more important thing to note: Even though you can't do the restricted application strategy, you should still compare three numbers: 1. Your benefit at FRA 2. Your benefit at age 70 (with the 24% increase) 3. Your ex-spouse benefit (up to 50% of his PIA) Create a breakeven analysis to see how long you'd need to live for waiting until 70 to make financial sense. For most people, if you live past 80-82, waiting until 70 provides more lifetime benefits. You can use the SSA calculator online to get estimates, or schedule an appointment to get precise numbers for your situation.

Just wanted to add one more consideration that might be helpful - you should also check if your ex-husband has filed for his benefits yet. Since you mentioned he started collecting at 65, this shouldn't be an issue, but it's worth confirming. You can only claim ex-spouse benefits if your ex has already filed for his own benefits (unless you've been divorced for at least 2 years). Also, when you do your calculations, remember that the ex-spouse benefit is based on his Primary Insurance Amount (PIA), not what he's actually receiving. So even if he took a reduced benefit by claiming early, your potential ex-spouse benefit would still be calculated from his full benefit amount at FRA. One last tip: if you do decide to wait until 70, make sure you sign up for Medicare at 65 even if you're not taking Social Security yet. You don't want to face late enrollment penalties for Medicare Part B!

Thank you everyone for the helpful information! Just to make sure I understand correctly: 1. My ex's age doesn't matter for my benefit amount 2. MY age when I file is what matters - 62 for reduced or my FRA for full 50% 3. SSA will give me whichever is higher - my own benefit or the divorced spouse benefit 4. I need to watch out for the earnings limit if I'm working I think I'll wait until my FRA to avoid the reduction, unless my financial situation changes. I appreciate all the advice!

One thing I'd add to all this great advice - you might want to request your Social Security Statement online at ssa.gov to see your estimated benefits. It will show you what your own retirement benefit would be at different ages, which helps you compare it to the potential divorced spouse benefit (50% of your ex's PIA). Also, since you mentioned your ex earned substantially more, there's a good chance the divorced spouse benefit will be higher than your own, but it's worth confirming the numbers. The online statement is updated annually and gives you a clearer picture for planning purposes.

One thing nobody's mentioned yet: if you do qualify for additional benefits based on your ex-wife's record, you might be eligible for some retroactive benefits too. Since you're past your FRA, you could potentially get up to 6 months of back payments for the difference amount if it turns out you've been eligible for a while. Definitely bring this up when you talk to SSA. Every little bit helps with today's prices!

You can definitely handle this by phone, especially with the proper documentation ready. When you call, be prepared with: 1. Your Social Security number 2. Your ex-wife's Social Security number (if you have it) 3. Your marriage certificate 4. Your divorce decree showing the marriage lasted over 10 years 5. Birth certificates for both of you If you don't have all of these, don't worry. SSA can often look up some of this information in their system. The most important document is your divorce decree proving the 10+ year marriage. If you prefer, you can also schedule an appointment at your local office using the SSA website. Some people find it easier to discuss complex benefit situations in person.