< Back to Texas Unemployment

Caesar Grant

TWC deposited payment before determination letter - Is this normal?

So I'm totally confused about my TWC unemployment claim process. I filed 3 weeks ago after getting laid off from my restaurant manager position. I just checked my bank account and noticed TWC deposited $438 for my second claimed week (nothing for first week which I guess is the waiting week). But here's the weird part - I STILL haven't received any determination letter saying I'm approved! When I called using the automated system, it says my claim is 'pending' and when I finally reached someone last week, they just said my employer responded and now it's 'waiting for an examiner to complete the process.' Has anyone else gotten paid BEFORE receiving their official determination? I'm afraid to spend the money in case this was a mistake and they ask for it back. Is this normal or did something glitch in their system?

This happened to me last month! I got my first payment (after waiting week) before getting any determination letter. Called TWC and they said it means my claim was approved, but the determination letter was just delayed due to backlog. You're good to go - spend that money! If there was an issue with your eligibility, they wouldn't have paid you at all.

0 coins

That's SO relieving to hear! I've been stressing about touching that money. Did your determination letter eventually come? How long after the payment did you wait?

0 coins

yep its normal. TWc is backed up right now. my wife got paid 3 weeks b4 her letter came in the mail

0 coins

This is actually more common than you might think. When your employer responds without contesting your unemployment claim, TWC sometimes starts payments while the paperwork for the official determination is still being processed. The key fact here is that you received payment - that's a strong indicator your claim is approved! You should still receive a determination letter, but it might take another 2-3 weeks given current processing times. The letter will outline your official benefit amount and duration, but the payment you received confirms you've been approved. Just make sure you keep requesting payment every two weeks and completing your work search activities (minimum 3 per week in Texas) so your benefits continue without interruption.

0 coins

Thank you for the detailed explanation! I've been making sure to do my 3 work search activities each week and documenting everything. Do you know if I need to keep the documentation of these activities or just have them available if TWC requests them?

0 coins

Always keep detailed records of your work search activities for at least a year. While TWC doesn't require you to submit them with each payment request, they can audit you at any time and request proof. Document the company name, position, application date, contact method, and any follow-up. This has saved many people from benefit disqualification during random audits.

0 coins

DONT SPEND IT!!! This happened to my cousin and TWC later said it was a mistake and demanded everything back with penalties!! The system is totally broken right now and they're making tons of mistakes with payments. Just wait for the letter to be safe!!!

0 coins

That's not accurate information. If TWC paid benefits after the employer response, it means the claim was reviewed and approved. Mistakes like you're describing typically happen when someone fails to report work/earnings correctly or has eligibility issues - not when TWC initiates payment after employer response.

0 coins

Whatever, just trying to help. My cousin swears she did everything right and still had to repay. The TWC system is a MESS and they make mistakes ALL THE TIME!

0 coins

To clarify what others have said: TWC's payment and determination letter systems operate somewhat independently. The payment system can approve benefits once basic eligibility is confirmed (employer response verified, no disqualifying issues identified), while the formal determination letter might still be in process. What industry did you work in? Some sectors have faster claim processing times than others. Restaurant industry claims are usually straightforward when it's a layoff situation rather than termination. One thing to watch for - when your determination letter does arrive, check that your weekly benefit amount (WBA) matches what you received. If there's a discrepancy, contact TWC right away. Usually, the first payment amount is accurate, but it's good practice to verify.

0 coins

I was in restaurant management for 5 years before the layoff - company-wide cutbacks. Thanks for the tip about checking the WBA when the letter arrives! I'll definitely do that.

0 coins

If you're still worried and want to confirm your claim status directly with TWC, I'd highly recommend using Claimyr.com to get through to a live agent quickly. I was in a similar situation last month (payment but no determination) and spent DAYS trying to get through the regular TWC phone lines with no luck. Claimyr got me connected to a TWC agent in about 20 minutes who confirmed everything was fine with my claim. You can see how it works in their video demo: https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh The peace of mind was totally worth it instead of stressing for weeks waiting for the letter.

0 coins

does claimyr actually work? i keep getting hung up on by TWC and its driving me nuts

0 coins

Yes, it definitely works. The system basically waits on hold for you and calls you when it connects with a TWC agent. Saved me hours of frustration.

0 coins

I got my determination letter WEEKS after my first payment. TWC is just backed up with processing paperwork, but their payment system still works. As long as you filled everything out truthfully you're fine. Also make sure you're certifying for payment every two weeks on your assigned day. I almost messed that up and had to request payment late which caused a whole other headache lol

0 coins

my situation was opposite. got the letter saying approved but no payment for almost a month! TWC is just completely random with how they handle things these days

0 coins

That sounds frustrating! Did you ever figure out why the payment was delayed even though you were approved?

0 coins

they said something about a payment processing flag on my account that needed manual review. never really got a clear answer tbh

0 coins

Just to add an important note: Make sure you continue completing your payment requests on schedule regardless of whether you've received the determination letter. Missing a payment request period can create significant complications with your claim. The fact that you've already received a payment is a good sign, but the determination letter is still important because it contains your official benefit information and appeal rights. If you don't receive it within the next 2 weeks, I recommend contacting TWC to ensure they have your correct mailing address on file.

0 coins

I'm dealing with something similar right now! Filed my claim 2 weeks ago after being laid off from my retail job, and I just got my first payment yesterday but still no determination letter. Reading through these comments is really helpful - sounds like this is pretty normal with TWC being backed up. I was also worried about spending the money in case it was a mistake, but it seems like if they're paying you, that means you're approved. Still planning to keep documenting everything and doing my work searches just to be safe. Thanks for posting this question - you're definitely not alone in this situation!

0 coins

I'm so glad I'm not the only one going through this! It's such a relief to hear from someone else in the same situation. The waiting and uncertainty is really stressful, especially when you're already dealing with being laid off. I feel much better about spending the money now after reading everyone's experiences. Good luck with your claim process!

0 coins

Same thing happened to me about 6 months ago! Got my payment for week 2 before any determination letter showed up. I was panicking thinking it was some kind of system error, but turned out everything was fine. The letter came about 3 weeks later and confirmed what I already knew from getting paid - I was approved. From what I understand, TWC's payment processing and their mail system work on different timelines. Once your employer responds and doesn't contest the claim, their system can automatically approve payment while the paperwork is still catching up. I'd say you're in the clear to use that money, especially since you were laid off rather than fired for cause. Just keep doing your work searches and certifying every two weeks like you're supposed to. The determination letter will come eventually and it'll just confirm what the payment already told you!

0 coins

Thanks for sharing your experience! It's really reassuring to hear from someone who went through the exact same thing 6 months ago. The fact that your letter eventually came and confirmed everything was approved gives me so much peace of mind. I was definitely overthinking it, but when you're already stressed about being unemployed, every little uncertainty feels huge. I'll keep doing my work searches and certifying - thanks for the encouragement!

0 coins

This is totally normal! I went through the exact same thing about 8 months ago when I got laid off from my job at a manufacturing plant. Got my first payment (week 2) about 10 days before my determination letter arrived. I was freaking out thinking TWC made a mistake and would want the money back, but when I finally got through to someone on the phone, they explained that once your employer responds without contesting your claim, their system can automatically start payments while the paperwork is still being processed in the mail department. The key thing is that you were laid off, not terminated for misconduct. In layoff situations, if your employer doesn't dispute the claim, TWC usually has everything they need to approve benefits right away. The determination letter is really just the formal documentation of what they've already decided. I ended up getting my letter about 2.5 weeks after that first payment, and everything matched up perfectly. You should be fine to spend that money - just keep up with your work searches and payment certifications. The fact that TWC sent you money means they've reviewed your case and approved it!

0 coins

This is exactly what I needed to hear! Thank you for taking the time to share your experience in such detail. The part about TWC automatically starting payments once the employer doesn't contest really makes sense - I was wondering how they could pay without the formal letter, but your explanation clears that up perfectly. It's such a relief to know that multiple people have gone through this same scenario and everything worked out fine. I feel so much better about using that money now instead of just staring at it in my account worrying! Really appreciate you sharing your timeline too - gives me a good expectation for when my letter might show up.

0 coins

I can relate to this confusion! I went through something similar about 4 months ago when I got laid off from my job at a logistics company. Got my payment before any determination letter and was so worried it was an error. What really helped ease my anxiety was understanding that TWC's payment system and their mail processing work on completely different timelines. Once your employer responds to their inquiry (which sounds like yours did), and there's no red flags in your application, their automated system can approve and release payments while the determination letter is still working its way through their bureaucratic paper trail. Since you were laid off rather than terminated for cause, and you're already receiving payments, that's a really strong indicator everything is approved on their end. The determination letter will come eventually - mine took about 3 weeks after my first payment - but the money showing up in your account is basically TWC's way of saying "you're good to go." Just keep doing those work searches religiously and certifying on time every two weeks. You should be totally fine spending that money!

0 coins

Thank you so much for explaining the difference between the payment system and mail processing - that makes total sense! I've been doing my work searches every week and staying on top of the certifications, so I feel much more confident now about using the money. It's amazing how many people have gone through this exact same situation. Really appreciate everyone sharing their experiences here - it's made me feel so much less alone in navigating this whole process!

0 coins

I went through this exact same situation last year! Got my payment about 10 days before my determination letter arrived and I was panicking thinking TWC made some kind of mistake. Called them multiple times and finally got through to an agent who explained that their payment processing system is actually separate from their mail system - once your employer responds and doesn't contest your unemployment claim, they can start releasing payments while the paperwork is still being processed through their slower administrative channels. Since you mentioned you were laid off from your restaurant manager position, that's typically a pretty straightforward unemployment case. If your employer had any issues with your claim, they would have contested it and you definitely wouldn't have received any payment. The fact that money hit your account is basically TWC's confirmation that you've been approved. My determination letter ended up arriving about 2.5 weeks after my first payment, and everything matched perfectly. You should be fine to use that money - just make sure you keep up with your work search requirements and continue certifying every two weeks. The waiting and uncertainty is definitely stressful, but you're in good shape!

0 coins

This is so helpful to hear from someone who went through the exact same thing! I've been losing sleep over this wondering if I should touch that money or not. Your explanation about the payment system being separate from the mail system really puts things in perspective. I was laid off due to company restructuring, so like you said, it should be pretty straightforward. I'm definitely going to stop stressing about it and use the money while keeping up with all my requirements. Thank you for sharing your experience and timeline - knowing your letter came 2.5 weeks after payment gives me something concrete to expect!

0 coins

This is such a common scenario right now with TWC! I experienced the exact same thing about 5 months ago when I got laid off from my office job. Got my first payment (after the waiting week) before any determination letter showed up, and I was convinced it was some kind of system glitch. Here's what I learned after talking to a TWC agent: when your employer responds to their inquiry without disputing your claim, TWC's automated payment system can approve and release benefits immediately, while their determination letter process works through a completely separate (and much slower) administrative pipeline. Since you were laid off rather than terminated for misconduct, and TWC has already sent you money, that's essentially their electronic approval. The determination letter is just the formal paperwork catching up to confirm what their system already decided. My letter arrived about 3 weeks after my first payment, and everything was exactly as expected. You're safe to use that money - just stay consistent with your work searches and biweekly certifications. The stress and uncertainty is totally understandable, but you're definitely approved if they're paying you!

0 coins

This is exactly the reassurance I needed! Thank you for breaking down how TWC's automated payment system works separately from their letter process - that makes so much sense. I've been checking my bank account obsessively and worrying about every detail, but hearing from so many people who went through this identical situation really puts my mind at ease. Since I was laid off due to budget cuts (not my fault), it sounds like my case is pretty straightforward. I'm going to stop stressing and actually use that money for bills while keeping up with my work searches. Really appreciate everyone in this community sharing their experiences - it's made navigating this whole unemployment process so much less scary!

0 coins

I'm going through this exact same situation right now! Filed my claim about 2.5 weeks ago after getting laid off from my accounting firm, and just like you, I received my payment for the second week but still no determination letter. I've been refreshing my mailbox every day and checking the TWC website constantly. Reading through all these comments has been such a huge relief - it sounds like this is actually pretty normal with how backed up TWC is right now. I was also terrified to spend the money thinking it might be some kind of system error, but hearing from so many people who went through the identical experience and everything turned out fine is really reassuring. I think the key takeaway from everyone's responses is that if TWC is paying you, especially after your employer responded, that's basically their approval even if the paperwork is still catching up. I'm going to stop obsessing over when the letter arrives and just focus on keeping up with my work searches and certifications. Thanks for posting this question - you definitely helped more people than just yourself by bringing up this concern!

0 coins

I'm so glad this thread helped you too! It's crazy how many of us are going through the exact same thing right now. I was starting to think I was the only one dealing with this weird timing issue between payments and letters. Your situation sounds almost identical to mine - even down to obsessively checking the mailbox every day! I've definitely been overthinking this whole thing, but reading everyone's experiences has made me realize this is just how TWC operates right now with all their backlogs. Good luck with your claim process, and thanks for confirming that posting this question was helpful for others too!

0 coins

I'm dealing with this exact same situation! Filed my claim about 3 weeks ago after getting laid off from my customer service job, and just received my first payment yesterday but still haven't gotten any determination letter. I was panicking thinking TWC made some kind of error and would demand the money back later. Reading through everyone's experiences here has been incredibly helpful - it sounds like this is actually pretty standard with how TWC's systems work right now. The explanation about their payment system operating separately from their mail processing makes total sense. Since I was laid off due to company downsizing (not fired for cause), and my employer didn't contest the claim, it seems like the payment showing up is basically TWC's way of saying I'm approved even though the paperwork is still catching up. I've been keeping detailed records of my work searches and making sure to certify on time every two weeks, so I think I'm doing everything right on my end. Going to stop stressing about spending the money and just wait patiently for that determination letter to arrive in the next few weeks. Thanks to everyone for sharing their experiences - this community is so helpful for navigating unemployment!

0 coins

I'm in almost the exact same boat as you! Just got laid off from my tech support job 2 weeks ago and filed immediately. Haven't received my first payment yet (still in my waiting week) but this whole thread is making me feel so much better about what to expect. It's really reassuring to see that so many people have gone through this payment-before-letter situation and everything worked out fine. I've been stressed about every little detail of the process, but it sounds like as long as we keep up with our work searches and certify on time, we should be good. Thanks for adding your experience to this thread - it's helping newcomers like me understand that this timing issue is totally normal with TWC right now!

0 coins

This exact same thing happened to me about 2 months ago! Got my payment for week 2 before any determination letter and I was absolutely convinced TWC had made some kind of mistake. I even called my bank to make sure the deposit was real because it seemed too good to be true. Turns out it's completely normal - TWC's payment system can process and approve benefits as soon as your employer responds without contesting, but their determination letters go through a totally separate (much slower) mail processing system. Since you were laid off from your restaurant manager position, that's typically a very straightforward unemployment case. If there were any issues with your eligibility, trust me, they would NOT have sent you any money. My determination letter finally showed up about 4 weeks after my first payment, and everything matched perfectly. The waiting is nerve-wracking but you're definitely approved if they're paying you. Just keep doing your work searches and certifying every two weeks like you're supposed to. You can breathe easy and use that money - you've earned it!

0 coins

This is so reassuring to hear! I've been checking my bank account multiple times a day since that deposit hit, half expecting it to disappear or get reversed. Your experience with the 4-week delay for the determination letter actually gives me a realistic timeline to expect instead of checking my mailbox obsessively every single day. It's wild how many people in this thread have gone through this exact same scenario - makes me feel like I'm not going crazy for being confused about the timing. Thanks for confirming that restaurant/hospitality layoffs are typically straightforward cases. I'm definitely going to stop losing sleep over this and just focus on my job search while waiting for that letter to eventually arrive!

0 coins

Texas Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today