


Ask the community...
Been using Chime with TWC for about 5 months now and wanted to add my experience. The timing is usually very predictable - 1-2 business days after "processed" status like everyone else mentioned. But here's something I haven't seen mentioned yet: if you have the Chime mobile app, you can enable push notifications specifically for deposits. Go to Settings > Notifications > Account Activity and turn on "Money In" notifications. This way you'll get an instant alert the moment your TWC payment hits, instead of obsessively checking your balance every few minutes like I used to do! Also, Chime usually processes incoming ACH transfers in the early morning hours (around 6-8am in my experience), so if you don't see it by mid-morning, it'll likely come the next business day. The wait is definitely stressful but Chime has been the most reliable bank I've used for unemployment deposits.
This is super helpful! I just turned on those "Money In" notifications in my Chime app - can't believe I didn't know about that feature before. The early morning processing time is good to know too, so I won't be frantically checking my phone at midnight expecting it to be there. It's really comforting to hear from so many people who've had good experiences with Chime and TWC deposits. Makes me feel like I chose the right bank for this situation at least!
I'm new to unemployment and just started my claim last week. Reading through all these responses about Chime timing has been super helpful! I'm still waiting for my first payment to even process, but it's good to know that once it does, Chime seems to be one of the faster options for actually getting the money. I was worried I made a mistake not using a "traditional" bank, but sounds like Chime is actually better for this situation. Thanks everyone for sharing your experiences - it's really reassuring to see so many people who've been through this and know what to expect. The whole unemployment process is intimidating when you're doing it for the first time.
UPDATE: I finally got through to TWC today! I used the Claimyr service after struggling for days to get through on my own. The agent confirmed they received both of my mailed registration forms, but they hadn't been processed yet. She was able to verify my work registration on the spot and said my claim should update to eligible within 48 hours. She also confirmed I'll get backpay for the missed weeks as long as I've been doing my regular payment requests (which I have). Such a relief! Thanks everyone for your help and suggestions!
That's great news! Glad you got it sorted out. Make sure you keep an eye on your claim status over the next few days to confirm it changes to eligible as they promised.
Awesome update! So glad the Claimyr service worked for you too. It's ridiculous how hard it is to get through to TWC on your own, but at least there are solutions that actually work. Hope your claim status updates quickly and you get those backpayments sorted out!
Congrats on getting it resolved! Your experience is a perfect example of why it's so important to speak directly with an agent when dealing with these registration issues. For anyone else reading this thread who might face similar problems, a few key takeaways: 1. Don't panic if your claim shows ineligible due to late work registration - it CAN be fixed 2. Keep doing your payment requests even while ineligible 3. Getting through to an agent (whether by persistent calling or using services like Claimyr) can resolve it immediately rather than waiting weeks for mail processing 4. Always verify that ALL your requirements are met when you speak to an agent - work registration AND work search activities Thanks for updating us with your resolution - it really helps other community members know what to expect and what actually works!
This is such a helpful summary! As someone new to this community, I really appreciate seeing real examples of how these issues get resolved. It's reassuring to know that even when you mess up the timing (like Josef did), there are still ways to fix it and get your benefits back. The step-by-step breakdown and the emphasis on keeping up with payment requests even when ineligible is really valuable advice. Thanks for taking the time to organize all the key lessons from this thread!
So glad you got it resolved! This is exactly why I always tell people to call when payments are delayed beyond the normal timeframe. The TWC website rarely shows the specific flags or issues holding up claims, but the agents can see everything on their end. Your situation with the employer contest being withdrawn is actually pretty common - employers sometimes file contests automatically but then realize they don't have grounds to dispute it. The important thing is you'll get all your back pay, so you didn't lose anything except the stress of waiting! Hope your future payments come through smoothly.
This is such valuable insight! I'm new to the unemployment process and reading through this thread has been really educational. It's good to know that even when there are delays and scary "zero" amounts showing up, things usually work out in the end. The part about employer contests being withdrawn automatically is something I never would have known about. Thanks for explaining how the backend system works - it makes me feel more prepared if I ever run into similar issues with my own claim.
Congratulations on getting it resolved, Evelyn! Your experience really highlights how important it is to be persistent with calling TWC when something seems off. The employer contest situation you described is actually more common than people realize - sometimes employers file automatic disputes through their payroll systems without really reviewing the details, then withdraw them once they look into it properly. It's frustrating that these backend issues don't show up clearly on the member portal, but at least the phone agents can see what's really going on. Thanks for taking the time to update the thread with your resolution - it's going to help other people in similar situations know they should keep pushing to get answers rather than just waiting indefinitely.
I'm really glad you found this community for support! From reading through all the responses here, it sounds like you're getting excellent advice. The 7-week delay and story change from "budget cuts" to "performance issues" really does seem like something a TWC hearing officer would find suspicious. One additional tip I'd add - when you're preparing your documentation, organize everything chronologically and make copies of everything. Bring the originals plus copies to reference during the phone hearing. Sometimes it helps to number your documents so you can easily refer to them by saying "Document #3 shows the email from March 15th where my supervisor praised my work." Also, practice explaining your situation out loud before the hearing. It sounds silly, but when you're nervous, having rehearsed your key points can really help you stay clear and focused. You want to sound confident when you explain that you were told it was a budget layoff and never received any performance warnings. The fact that you've been consistently doing your work searches and requesting payments properly throughout this whole process shows you're taking your obligations seriously, which can only help your case. Best of luck with your hearing - from everything you've shared, you really do sound well-prepared to defend yourself!
This is such great practical advice! Numbering the documents is brilliant - I can definitely see how that would help me stay organized and reference things clearly during the phone call. I've been gathering everything but hadn't thought about the logistics of actually using it during the hearing. Practicing out loud is also a really smart suggestion because you're right that nerves can make you stumble over your words even when you know what you want to say. I'm going to rehearse my key points this weekend: I was told it was budget cuts, never received any warnings or discipline, had recent positive feedback, and their story changed 7 weeks later. Having those main points down solid should help me stay focused no matter what questions they ask. Thanks for pointing out that my consistent work search compliance shows I'm taking this seriously - I hadn't really thought about that being a positive factor but it makes sense. Everyone in this thread has been so helpful and supportive. I'm actually feeling optimistic about Tuesday's hearing now instead of just terrified!
I just wanted to add one more perspective that might be helpful. I went through a very similar situation about 18 months ago - employer appealed after 6 weeks claiming performance issues when I was originally told it was a "position elimination." What really helped me during the hearing was having a written statement prepared that I could refer to if I got nervous. I kept it to one page with bullet points covering: 1) What I was told when terminated, 2) My recent performance history, 3) Complete lack of any disciplinary actions, and 4) The timeline showing their story change. The hearing officer actually commented that my organization and preparation made it easy to follow my case. Meanwhile, my former employer seemed unprepared and kept contradicting themselves when asked for specifics about these alleged "performance issues." I won my appeal and continued receiving benefits without any interruption. The whole experience taught me that these late appeals often happen because employers get hit with their quarterly UI tax bill and suddenly want to fight every claim to reduce their rates. Stay strong and trust that the truth will come out during the hearing. You've got excellent documentation and a clear timeline showing their story doesn't add up. The hearing officer will see right through their attempt to rewrite history!
This is exactly what I needed to hear! Having that one-page written statement with bullet points is such a smart approach - I can definitely see how that would help me stay organized and calm during the hearing. Your experience with the employer seeming unprepared and contradicting themselves gives me a lot of hope, especially since my situation sounds so similar to yours with the "position elimination" vs performance issues story change. It's really encouraging to know that the hearing officer actually appreciated your preparation and organization. I'm definitely going to create that one-page summary this weekend with those exact bullet points you mentioned. The insight about employers getting their quarterly UI tax bills and suddenly wanting to fight claims makes so much sense - it explains the weird timing of this whole appeal. Thank you for sharing your successful outcome and for the encouragement to trust that the truth will come out. Everyone's advice in this thread has transformed my panic into actual confidence that I can handle this hearing and win my case!
Mohamed Anderson
I'm so sorry you're dealing with this - it's incredibly frustrating when employers try to rewrite history to avoid their unemployment obligations. Based on everything you've described, you absolutely should file for benefits immediately. Don't let their fabricated termination reason discourage you from applying. Your situation has all the hallmarks of a strong unemployment case: you were hired for a remote position, worked remotely successfully for 2 years, properly notified your employer about your move and received approval, and then were suddenly terminated for not being able to do in-office work that was never part of your job. That's textbook "substantial change in working conditions" that TWC recognizes. A few key things to remember when filing: - Be completely factual about the circumstances - don't speculate about their motives - Emphasize that your position was designated as remote from day one - Mention that you had approval for your move and continued performing your duties successfully - Save every piece of documentation you have about the remote nature of your role Even if you get initially denied (which happens in many disputed cases), don't give up. The appeals process is designed exactly for situations like this where employers try to manipulate the system. From what others have shared, success rates are high on appeal when you have documentation proving your job was truly remote. File tomorrow and don't let them intimidate you out of claiming benefits you've earned. You've got this!
0 coins
Simon White
•Thank you so much for this comprehensive advice! This really helps calm my nerves about filing. You're absolutely right that I shouldn't let their made-up termination reason scare me away from claiming benefits I earned. I've been working and paying into the system for years - I deserve these benefits when I'm wrongfully terminated. I really appreciate the specific tips about what to emphasize when filing. I'll make sure to stick to the facts and highlight that my position was remote from the start, I had approval for my move, and I was performing successfully the entire time. It's good to know that even if I get denied initially, the appeals process is there for exactly these kinds of situations where employers try to manipulate things. Reading everyone's experiences here has been so helpful - it seems like this is unfortunately becoming a common tactic, but it also sounds like people are successfully fighting back and winning their cases. I'm definitely filing tomorrow morning and won't let them intimidate me. Thanks again for the encouragement and practical advice!
0 coins
Mei Chen
I'm a former TWC case worker and want to add something important that hasn't been mentioned yet. When you file your claim, there's a specific section where you describe the reason for separation. For your situation, select "Discharged/Fired" and then in the explanation field, use language like "terminated for alleged inability to perform in-office duties despite position being designated as fully remote since hire date." The key is being precise about the timeline - you were hired for remote work, performed remotely for 2 years successfully, moved with employer knowledge/approval, and THEN they claimed you couldn't do in-office work that was never required. This sequence matters because it shows the employer changed the terms after the fact. Also, Texas has a "good cause" provision that protects employees when employers make substantial changes to working conditions without reasonable notice. Moving 200 miles away with approval and then being fired for not being in-office absolutely qualifies. One more tip: when TWC calls you for the separation interview (usually within 7-10 days of filing), have your timeline and documentation ready. They're required to give your employer equal opportunity to present their side, but if you're prepared with facts and dates, you'll be in good shape. Don't worry about the initial determination too much - appeals exist for exactly these situations where employers try to rewrite history.
0 coins