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Can I get TWC unemployment after switching from W2 to 1099 contract with a startup?

Hey everyone, I could really use some advice! I've been working W2 jobs in Texas for the past 18 months, but just got offered a 1099 contract position with a startup that's still in pre-seed funding. The opportunity sounds amazing, but I'm trying to be realistic about the risks. My biggest concern: If the startup runs out of money and my contract gets cancelled, would I still qualify for TWC unemployment benefits while I job hunt? I've checked online and it looks like TWC calculates benefits using previous earnings from a base period that would include my W2 income. But I'm confused about whether switching to 1099 work disqualifies me completely from UI benefits if things go south with the startup. Does anyone know how this works in Texas? Would my previous W2 work still count toward eligibility? Really appreciate any insights!

Thank you all SO much for the advice! I think I'm going to take the startup position but with some serious precautions: 1. I'll make sure the contract clearly outlines early termination conditions 2. I'll build up emergency savings to cover at least 3 months in case there's a TWC fight 3. I'll look into that Self-Employment Assistance Program 4. I'll keep detailed documentation of all communications about the job It sounds like I might qualify based on my W2 base period, but that I should expect challenges and possibly appeals if I need to file. This has been incredibly helpful - exactly the real-world insight I was looking for!

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Smart plan! One additional tip - when you're documenting everything, also keep records of your job search efforts even while you're working the 1099 contract. If the startup does fold and you need to file for unemployment, having a history of networking and staying connected to the job market can help demonstrate that you remained engaged with traditional employment opportunities, not just freelancing. This can counter any argument that you "abandoned" W2 work permanently. Good luck with the startup - sounds like you're going in with your eyes wide open!

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TWC not returning calls after urgent letter requiring response by the 18th - any alternatives?

I'm seriously stressing out right now. Got this determination letter last week saying I MUST call TWC by the 18th (just 5 days from now!) about my unemployment benefits. The letter said it was urgent but didn't explain why they needed to talk to me. I've been calling their main number 800-939-6631 literally every day since last Tuesday, sometimes 8-10 times daily! When I finally get through the automated system, it just takes a message. I've left THREE voicemails already explaining my situation and nothing - no callback at all! The letter mentions possible 'adverse action' if I don't speak with them by the deadline. Has anyone dealt with this? Are there any other numbers I can try or some way to actually reach a human being at TWC? I'm worried my benefits are going to get cut off for something that might be easily fixed if they'd just call me back!

I feel for you - those urgent letters with vague wording are the worst! One thing that worked for me when I had a similar deadline crunch was calling the TWC appeals department at 512-463-2807. Even though it's technically for appeals, they sometimes have better availability and can at least tell you what the issue is about or transfer you to the right department. Also, if you have a fax machine or access to one, try faxing a response to 512-475-0775 explaining your situation and that you've been unable to reach anyone by phone despite multiple attempts. Include your claim number and contact info. Sometimes written documentation of your compliance efforts can buy you extra time while they sort things out. Good luck - you've got this!

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Just wanted to add another resource that helped me when I was in a similar panic situation - try calling your local state representative or senator's office. I know it sounds like overkill, but they often have constituent services staff who can contact TWC directly on your behalf for urgent issues. When I called my rep's office, they had someone from TWC call me back within 24 hours. You can find your representatives at house.texas.gov and senate.texas.gov by entering your zip code. Also, if you're still employed part-time or recently separated from a job, sometimes calling the employer relations department at 512-463-2222 can help - they handle different cases and might be able to route you to the right person faster than the main claimant line. Document every single call attempt with date, time, and duration - if this goes to an appeal hearing, that documentation could save your benefits. Hang in there!

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This is really helpful advice! I never would have thought to contact my state rep's office, but that makes total sense - they probably deal with TWC issues all the time. I'm definitely going to look up my representatives tonight and call their offices first thing tomorrow if the early morning TWC calls don't work. The employer relations number is another great alternative I hadn't heard of. I've been keeping a detailed log of all my call attempts (dates, times, how long I waited) so hopefully that documentation will help if things go sideways. Really appreciate you sharing what worked for you - gives me hope that there are still options even with the deadline so close!

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TWC payment delay after weeks 3-4 claim - no updates since Nov 4th

Feeling pretty stressed about my TWC payment situation. I submitted my payment request for weeks 3-4 last Monday, but there's absolutely no sign of it processing on the website. My last payment (for week 2) posted on November 4th, so it's been over a week with zero updates. Not sure if this is normal or if something's wrong with my claim now. I tried calling TWC this morning but got the dreaded "call volume too high" message. Filled out their online callback form, which says I'll hear back in 1-2 business days. Just sitting here watching my bank account dwindle. Is this kind of delay typical for payment requests? Should I keep trying to call instead of waiting for the callback? Starting to worry that my claim got flagged for something.

UPDATE: I finally got a callback from TWC today, about 48 hours after submitting the online callback request. The issue was exactly what we suspected - the system flagged my account for a work search verification. The agent reviewed my activities, added some notes to my file, and released my payment. It should be in my account within 2-3 business days. If you haven't heard back yet, I'd recommend trying again first thing tomorrow morning. The early call trick does work!

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Thanks for the update! Glad to hear they resolved it for you. I'm still waiting for my callback - it's been about 24 hours now. I'll give them one more day before trying the early morning call again. At least now I know it's probably the work search verification that's holding things up.

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Just wanted to share my experience since I went through something very similar last month. I also had my first two payments come through quickly, then hit a wall on week 3. Turned out TWC was doing a random audit of my work search activities - they never sent any notification, just silently held my payments. The key thing that helped me was keeping detailed records of all my work search activities with dates, company names, and contact methods. When I finally got through to them, having that information ready made the call go much smoother. They were able to verify everything on the spot and release my payment the same day. One tip: if you do get through and they say they need to "research" your claim, ask for a timeline and reference number. Sometimes they'll put you back in limbo without giving you any way to follow up. Good luck - you're definitely not alone in this frustrating situation!

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How often does TWC deposit unemployment benefits to bank card after approval?

So I finally got approved for unemployment after waiting forever!!! TWC sent me the bank card in the mail and already loaded money on it which was a huge relief. I checked my account and see the payment, but I'm confused about the schedule. How often will TWC deposit money on the card? Is it every week or every two weeks? Do I need to keep requesting payment on specific days to keep it coming? This is my first time on unemployment and I'm trying to budget properly. Thanks for any help!!

anyone else have problems with the TWC website on payment request days?? it always crashes on me right when im trying to submit

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Try requesting early in the morning (before 8am) or late at night (after 10pm). The site gets overwhelmed during peak hours. Also, use Chrome or Edge browsers - the site has issues with Safari and Firefox sometimes.

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Welcome to the unemployment club! ๐Ÿ˜… I've been collecting benefits for about 6 months now and learned a lot through trial and error. Just to add to what others have said - TWC also sends text notifications when your payment is processed, so you don't have to keep checking the card constantly. You can sign up for these in your online account under "Contact Preferences." Also, if you ever have issues with the ReliaCard (like it gets damaged or stolen), you can request a replacement through US Bank, not TWC. Keep that customer service number handy because the card sometimes randomly gets declined at certain merchants for no reason. Good luck with your job search!

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TWC keeps delaying my approval - about to lose my car and worried about kids' school transportation

I'm really confused about how TWC unemployment works. If I get approved, is the money coming from what I've already earned somehow, or is it money that Texas gives out? They're taking FOREVER to approve my claim and I'm wondering if they're just holding MY money hostage. I'm in a desperate situation - about to lose my car which is the only way I can get my kids to school. I've been job hunting like crazy (19 applications in just one month) and I'm fully qualified for these positions but haven't heard back from anyone. My savings are completely gone now. Does TWC purposely delay approvals? I don't understand why it's taking so long when I need this money NOW, not whenever they decide to approve me.

Update: I want to thank everyone for all the helpful advice! I emailed my state representative yesterday with details about my hardship situation. I also tried Claimyr this morning and actually got through to a TWC agent! They found that my claim was delayed because of an employer response issue - my former employer hadn't confirmed the reason for separation. The agent expedited my claim review due to my hardship situation with documentation I provided about my car. They said I should see a determination within 3-5 business days! I'm still nervous but at least feeling hopeful now. I'll keep doing my work searches while I wait.

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This is excellent news! The employer response delay is actually one of the most common causes of claim processing delays. Once they receive that information (or the response period expires), your claim should move forward quickly. Keep following up if you don't see movement within the timeframe they promised.

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So glad to hear you got through and found the issue! That employer response delay is super common - happened to me too. My former employer took forever to respond about my layoff details. Once that was cleared up, everything moved fast. Really smart move contacting your state rep AND using Claimyr. Hope you get that approval soon and can keep your car! The backpay should help catch you up once it comes through. Keep us posted on how it goes!

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