That's such great news! Similar thing happened to me - my claim was stuck for weeks because of an employer coding error that I never would have known about without talking to an agent. It's frustrating that these simple issues can hold everything up for so long, but at least once you get through to someone they can usually fix it pretty quickly. Hopefully your payment comes through even faster than the 3-5 days they quoted!

Glad to hear you got through and found the issue! Employer coding errors are unfortunately super common - I had the exact same problem a few months ago. My former employer had marked me as "fired for cause" when I was actually laid off due to budget cuts. The TWC agent fixed it during our call and I got my first payment about 4 days later. Just make sure to keep checking your account online for updates and continue doing your weekly payment requests even while it's being corrected. The system should automatically backdate your payments once everything gets sorted out.

Just want to emphasize what everyone else is saying - DO NOT WAIT to file! I made that mistake when I got severance from my warehouse job last year and it cost me. Here's the simple version: File your claim immediately (like tomorrow), be completely honest about your $5,200 severance when they ask about separation pay, and then TWC will send you a letter telling you exactly how many weeks you have to wait before benefits start. During that waiting period, you still have to request payment every 2 weeks (you'll get $0 but it keeps your claim active) and do your work search requirements. It sounds complicated but it's really not - just follow the steps and be honest about everything. The severance actually helps because it gives you money to live on while you're waiting for benefits to kick in. Way better than having no severance and still having to wait for TWC to process everything. You've got this!

Hey! I just wanted to jump in since I went through this exact same thing about 4 months ago. Got laid off from my logistics job with a $4,900 lump sum severance and had all the same questions you do. The advice everyone's giving you is 100% correct - file your claim RIGHT NOW, don't wait even one day. When I filed, there was a clear section asking about "separation pay" where I entered my severance amount and the date I received it. TWC calculated that I had to wait about 6 weeks before benefits started (they basically divide your severance by what your weekly benefit would be). During those 6 weeks, I had to keep requesting payment every Sunday even though I got $0, and I had to keep doing my 3 work search contacts per week. The determination letter came about 2 weeks after I filed and explained everything clearly. Once my waiting period ended, my benefits started automatically. One thing that really helped me was keeping all my severance paperwork organized from day one - TWC might ask for documentation later to verify the amount. Also, if you have any unused vacation time included in that $5,200, make sure you know how much is vacation vs actual severance since they're treated differently. Don't stress too much about this - the system handles severance situations all the time. Just be honest, file immediately, and follow the process. The severance money will help you get through the waiting period anyway!

One more thing about your situation - timing matters. TWC looks at your base period (first 4 of the last 5 completed calendar quarters before filing). If your Oklahoma employment falls within this period, those wages can be included. Make sure when you file that you understand exactly which quarters will be considered for your base period. Also, prepare for your claim to take longer to process than normal. Interstate claims typically take 4-6 weeks instead of the usual 2-3 weeks because of the communication between state agencies. If you need immediate assistance while waiting, consider applying for SNAP benefits or contacting local assistance programs.

Just wanted to add something that might help - I went through a very similar situation last year (worked in Louisiana, then moved to Texas for my husband's job). The good news is that following a spouse for employment IS considered good cause in Texas under certain circumstances. You'll want to emphasize that the move was necessary for your family's financial well-being when you explain your situation. One tip that saved me a lot of headache: when you fill out the online application, there's a section that asks about "other states where you worked" - make sure you check YES and list Oklahoma. This triggers the system to automatically request your wage records from Oklahoma. If you miss this step, you'll have to call later to add it, which is a nightmare. Also, keep detailed notes of everything - dates you filed, confirmation numbers, any correspondence. Interstate claims can get messy and having good records helps a lot if you need to appeal or follow up. Good luck!

Just went through this same process last month! Can confirm what others are saying - TWC sends the debit card automatically within about a week of filing, totally separate from claim approval. Mine took exactly 8 business days to arrive. Pro tip: download the US Bank ReliaCard app as soon as you get the card so you can track your balance and avoid ATM fees at certain locations. Also, if you're planning to use direct deposit instead, you can switch that in your TWC account even after requesting the card.

Just wanted to add my experience - I filed my claim 2 weeks ago and got the debit card last Friday (so about 9 business days). Like everyone said, it came in a totally plain white envelope from US Bank that I almost missed. My claim is still under review but at least I have the card ready to go when it gets approved. One thing I noticed is that you can create your US Bank ReliaCard online account even before you get any money on it, which is nice for tracking purposes.

Just wanted to give everyone an update - my deposit finally came through this morning! It took exactly 4 business days from when I filed on December 30th, which matches what most people here predicted. The "payment request processed" status really was the key indicator that everything was moving along properly. Thank you so much to everyone who shared their experiences and timelines - this community absolutely saved my sanity during the waiting period! For anyone else going through their first payment anxiety, trust the process and try not to check your account obsessively (easier said than done, I know). The deposit will come through! Now I can finally relax and focus on my job search instead of worrying about rent. This thread has been incredibly helpful and I'm so grateful for all the support and advice!

I'm also going through my first TWC payment request experience and this entire thread has been incredibly reassuring! I filed mine on January 2nd and have been anxiously waiting to see that "payment request processed" status everyone mentions. Reading through all these timelines and success stories really helps calm the nerves - it's clear that 3-5 business days is pretty standard for first payments, and the holiday timing definitely threw everyone's schedules off this week. It's so helpful to see people like Andre come back and confirm their deposits came through exactly when predicted. For those of us just starting this process, it's really comforting to know this anxiety is totally normal and that TWC does follow through reliably once everything is processed. Thanks to everyone for creating such a supportive space for newcomers to ask questions and share experiences!