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Keisha Johnson

TWC payment missing for 2 weeks - who to call when UI benefits don't arrive?

I requested my TWC payment two weeks ago and still nothing has shown up in my account. I checked my payment status online and it says 'processed' but no money has been deposited. I've tried calling the main TWC number about 30 times but just get a busy signal or it hangs up on me. My bills are due next week and I'm really starting to panic. Is there a special number to call about missing payments? Or is there some other department I should be contacting? This is the first time I've had an issue since I started claiming in January.

Paolo Longo

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Have u checked ur correspondence inbox on the TWC website? Sometimes they send a determination letter if theres a problem with ur payment. Also make sure the direct deposit info is correct in ur account settings. My roommate had the same issue last month and it turned out he typed one digit wrong in his acct number.

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Thanks, I double-checked my direct deposit info and it's correct. I don't see any new messages in my correspondence inbox either. Just the same payment request confirmations I always get.

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CosmicCowboy

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There could be several reasons your payment isn't showing up. First, verify if you have any pending issues with your claim by clicking on the 'Claim and Payment Status' section. Look for any yellow or red indicators. Sometimes TWC puts a temporary hold on payments if they're reviewing your work search activities or if there's an earnings verification in process. The regular TWC number (800-939-6631) is nearly impossible to reach these days. Your best bet is to call the Tele-Serv automated system at 800-558-8321 and select option 2 to check your payment status. If there's a specific issue code, that will help identify the problem.

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I just checked the Claim and Payment Status section and everything looks normal - no red or yellow indicators. The status just says 'processed' which is why I'm so confused. I'll try the Tele-Serv number today, thanks!

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Amina Diallo

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this happened to me!!! the money was actually sent to the TWC debit card even tho I had direct deposit set up!! check if you have a reliacard from them, might be on that

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Oh! I do have a ReliaCard they sent me when I first applied, but I've never used it because I set up direct deposit right away. I'll dig it out and check the balance. Thank you!

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Oliver Schulz

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Its also possible your bank is holding the funds. My credit union puts a 3-day hold on govt deposits sometimes. Call your bank and ask if they see any pending deposits that haven't cleared yet.

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I didn't think about that. I use Wells Fargo and they've never held my payments before, but I'll definitely call them to check.

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After being in the same situation last month, I can tell you that calling the main TWC line is an exercise in frustration. I spent 4 days trying to get through before I discovered Claimyr. It's a service that helps you get through to TWC agents by holding your place in line. You just go to claimyr.com and they'll connect you with a TWC rep, usually within an hour. There's a video demo at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh that shows how it works. When I finally got through to TWC, they told me my payment had been flagged for an earnings verification because I reported some part-time income on my last request. Once I explained everything to the agent, they released the payment immediately.

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Oliver Schulz

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Is that service legit? Seems sketch to pay money just to talk to a govt agency

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That's really helpful! I did report some freelance income on my last payment request, so maybe that's the issue. I'll check out that service if I can't get through on the Tele-Serv line today. Thanks!

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Javier Cruz

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THE TWC IS DELIBERATELY HOLDING PAYMENTS TO SAVE MONEY!!!! This has been happening to TONS of people in my industry (hospitality). They mark it as "processed" but then sit on it for WEEKS hoping you'll find work and stop claiming!!! You have to DEMAND your money from them and threaten to contact your state rep!!!!

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Emma Wilson

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While I understand your frustration, this is not accurate information. TWC processes thousands of payments daily without issue. Payment delays are typically due to specific claim issues that need review, not a deliberate attempt to withhold funds. Spreading misinformation only increases anxiety for those already in stressful situations.

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I don't think they're deliberately holding it, but it's definitely frustrating when you can't get answers. I've been on unemployment for a few months now and this is the first issue I've had.

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Emma Wilson

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If you've verified your claim doesn't show any issues and you can't reach TWC by phone, you have a few additional options: 1. Email TWC at ui.ombudsmen@twc.texas.gov with your name, last 4 of SSN, and a brief description of your issue. They typically respond within 3-5 business days. 2. Contact your local Workforce Solutions office. They can't fix payment issues directly, but they sometimes have direct lines to TWC specialists. 3. Check if your payment method accidentally reverted to the ReliaCard. This sometimes happens after quarterly claim updates. 4. If you worked part-time during any claim periods, make sure you reported your earnings correctly. Even small discrepancies can trigger a review. In my experience helping clients with TWC issues, most "processed but not received" payments are resolved within 10 business days once you make contact with a claims specialist.

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Thank you so much for the detailed suggestions! I'll try emailing that address today and check on my ReliaCard balance. I did report some freelance work on my last payment request, so that might be the issue.

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Paolo Longo

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did u figure it out yet? what was the problem?

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Yes! Finally got it resolved yesterday. Turned out it WAS going to the ReliaCard even though I had direct deposit set up. When I called TWC (used that Claimyr service someone mentioned above), they said that sometimes when they need to verify earnings, they temporarily route payments to the card instead of direct deposit. The agent helped me fix it for future payments and I was able to transfer the money from the ReliaCard to my bank account. Such a relief!

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Amara Adeyemi

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Glad you got it sorted out! This is exactly why I always tell people to check their ReliaCard first when payments go missing. TWC has this weird quirk where they'll switch back to the card without warning when there's any kind of review or verification needed. For anyone else reading this - if you have the ReliaCard, you can check the balance online at reliacard.com or call the number on the back. And yeah, that Claimyr service actually works - I've used it twice now when I couldn't get through the regular phone lines.

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Noah Torres

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This is really helpful to know! I'm new to the TWC system and had no idea they would automatically switch payment methods during reviews. That seems like something they should notify people about since it can cause so much panic when your regular direct deposit doesn't show up. Thanks for sharing the tip about checking the ReliaCard balance online - I'll definitely bookmark that site just in case this happens to me in the future.

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Tate Jensen

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This is such valuable information for anyone dealing with TWC payment issues! I've been on unemployment for about 6 months now and fortunately haven't had this problem yet, but reading through all these responses has been really educational. It's crazy that TWC doesn't send any kind of notification when they switch your payment method during a review - that would save so much stress and confusion. I'm definitely going to keep my ReliaCard handy and bookmark that balance check website just in case. Thanks to everyone who shared their experiences and solutions here - this thread should be pinned for future reference!

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Absolutely agree this should be pinned! I'm also relatively new to the system and this thread has been incredibly helpful. It's frustrating that TWC doesn't have better communication about these payment routing changes, but at least now I know what to look for if my payments go missing. The fact that so many people have experienced this exact same issue shows there's definitely a pattern. I'm going to save all these tips - the Tele-Serv number, the ombudsman email, and especially the ReliaCard check. Thanks to everyone who took the time to share their solutions!

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Yuki Tanaka

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For future reference, here are some key phone numbers to save in case this happens again: The Tele-Serv automated line (800-558-8321) that CosmicCowboy mentioned is usually more reliable than the main customer service line. Also, if you need to speak to someone about your ReliaCard, their customer service is 855-282-6161 - they're available 24/7 and can tell you your balance and recent transactions immediately. I learned this the hard way when I had a similar issue a few months back. It's also worth noting that you can set up text alerts on your ReliaCard account so you'll know right away if money gets deposited there instead of your bank account.

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Chloe Delgado

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This is incredibly helpful - thank you for compiling those phone numbers! I'm definitely saving all of these in my contacts. The text alert feature for the ReliaCard sounds like a game-changer too. It's amazing how much useful information has come out of this thread. Between the Tele-Serv line, the email address for the ombudsman, and now the ReliaCard customer service number, we've basically created a complete troubleshooting guide for TWC payment issues. I wish TWC would make this information more readily available on their website instead of people having to figure it out through trial and error!

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As someone who works in banking, I want to add that if you're still having issues in the future, it's worth checking if your bank has changed their ACH processing procedures. Some smaller banks and credit unions have started implementing additional holds on government payments due to increased fraud concerns. Also, make sure your bank account is still active and in good standing - sometimes accounts get flagged or restricted for various reasons which can cause ACH deposits to bounce back to the sender (TWC) without you being notified. When that happens, TWC automatically routes the payment to your ReliaCard as a backup. It's frustrating that there's no automatic notification system for this, but at least now you know the pattern!

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Liam Sullivan

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That's a really important point about banks changing their ACH procedures! I hadn't considered that fraud prevention measures could affect unemployment payments. It makes sense that banks would be more cautious, but it's unfortunate that it creates another layer of confusion for people who are already dealing with financial stress. The fact that TWC automatically routes to the ReliaCard when ACH deposits bounce back is actually pretty smart as a backup system - I just wish they would send an email or text notification when that happens. Thanks for sharing that insight from the banking side of things!

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Levi Parker

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This whole thread is a goldmine of information! I've been on TWC for about 3 months and thankfully haven't run into this issue yet, but I'm bookmarking this page just in case. It's really eye-opening to see how common the ReliaCard switch is during reviews - I had no idea that was even a thing. I'm going to go dig out my ReliaCard right now and set up those text alerts that Yuki mentioned. It's also reassuring to know there are actual solutions and phone numbers that work, even if TWC's main line is impossible to get through. Thanks to everyone who shared their experiences - this is exactly the kind of real-world advice you can't find on the official TWC website!

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Lily Young

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I'm so glad I found this thread! I just started my TWC claim last week and had no idea about any of these potential issues. Reading through everyone's experiences has been incredibly educational - especially learning about the ReliaCard backup system and all the different phone numbers to try. It's unfortunate that TWC doesn't make this information more accessible, but this community sharing real solutions is invaluable. I'm definitely going to set up those text alerts and save all these contact numbers before I even have an issue. Thanks to Keisha for asking the original question and to everyone who contributed solutions!

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This thread is absolutely incredible - thank you to everyone who shared their experiences and solutions! As someone who just filed my first TWC claim two weeks ago, I had no idea about the ReliaCard backup system or how payments could get rerouted during reviews without notification. I'm definitely going to dig out my ReliaCard tonight and set up those text alerts, plus save all these phone numbers in my contacts. The Tele-Serv line (800-558-8321) and ReliaCard customer service (855-282-6161) numbers are going straight into my phone. It's frustrating that TWC doesn't communicate these things clearly, but this community knowledge-sharing is amazing. Keisha, I'm so glad you got your payment sorted out and thanks for starting this discussion - it's going to help so many people!

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I completely agree - this thread should be required reading for anyone starting a TWC claim! I wish I had known about all these potential issues when I first applied. The ReliaCard backup system is such a crucial piece of information that TWC should mention upfront during the application process. I'm also going to share this with my friends who are on unemployment because I bet a lot of people don't know about these workarounds. It's really amazing how this community comes together to help each other navigate these bureaucratic challenges. Definitely saving all those phone numbers and resources!

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Amina Bah

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This thread has been incredibly helpful! I'm currently dealing with a similar issue - my payment shows "processed" but hasn't hit my bank account for over a week. Reading through all these solutions, I'm realizing I should check my ReliaCard first before panicking. It's honestly shocking that TWC doesn't send any notification when they switch payment methods during reviews - that would save so much stress for people who are already in tough financial situations. I'm going to try the Tele-Serv automated line at 800-558-8321 first, and if that doesn't work, I'll look into that Claimyr service. Thanks to everyone who shared their experiences and actual working phone numbers - this is the kind of real-world advice that makes all the difference!

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Shelby Bauman

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I'm in the exact same situation right now! My payment has been showing "processed" for 6 days but nothing in my bank account. After reading this thread, I immediately went and checked my ReliaCard balance online and sure enough, the money was there! I had completely forgotten about that card since I set up direct deposit months ago. It's so frustrating that TWC doesn't send any kind of alert when they switch your payment method, especially when people are already stressed about finances. I'm calling that Tele-Serv number tomorrow to see if I can get this fixed for future payments. Thanks for sharing - it's reassuring to know I'm not the only one dealing with this!

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This entire thread is a perfect example of why we need better communication from TWC! I've been fortunate not to experience this issue yet, but reading through everyone's experiences has been eye-opening. The fact that so many people have dealt with the exact same "processed but not received" situation shows this is a systemic problem, not individual cases. What really stands out to me is how TWC automatically switches to the ReliaCard during reviews without ANY notification - that's just poor customer service. When people are already stressed about their financial situation, the last thing they need is mystery payment issues. I'm definitely saving all these resources: the Tele-Serv line (800-558-8321), the ombudsman email (ui.ombudsmen@twc.texas.gov), and the ReliaCard customer service (855-282-6161). Plus setting up those text alerts on my ReliaCard account ASAP. Keisha, so glad you got this resolved! And huge thanks to everyone who shared their solutions - this thread is more helpful than anything on the official TWC website.

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Jace Caspullo

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Absolutely agree with everything you said! This thread has been more informative than hours of searching the TWC website. It's really frustrating that we have to rely on community knowledge-sharing to figure out basic issues like payment routing. The lack of notification when they switch to the ReliaCard is honestly unacceptable - it would take them minimal effort to send an automated email or text saying "Your payment has been sent to your ReliaCard due to a claim review." I'm also bookmarking all these resources and definitely setting up those ReliaCard text alerts tonight. It's amazing how this one thread has created a comprehensive troubleshooting guide that TWC should have provided from the start!

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StarSailor

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This thread should honestly be pinned as a comprehensive guide for TWC payment issues! I've been claiming for about 4 months and had no idea about the ReliaCard backup system or how TWC switches payment methods during reviews without notification. Reading through everyone's solutions has been incredibly valuable - especially all the working phone numbers and the tip about setting up text alerts on the ReliaCard. It's really disappointing that TWC doesn't communicate these basic processes clearly, leaving people to figure it out through community support like this. The stress of missing payments when you're already in a tough financial situation is bad enough without having to play detective to find out where your money went. I'm saving all these resources: the Tele-Serv line (800-558-8321), ombudsman email (ui.ombudsmen@twc.texas.gov), ReliaCard customer service (855-282-6161), and definitely setting up those text alerts tonight. Thanks to everyone who shared their real-world solutions - this is exactly the kind of practical help that makes a difference!

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Joshua Wood

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I couldn't agree more - this thread has been a lifesaver! I'm completely new to the TWC system (just filed my first claim last week) and had no clue about any of these potential pitfalls. The ReliaCard switching thing is mind-blowing - how is that not clearly explained during the initial setup process? It seems like such a basic thing to communicate to claimants. I've already gone and found my ReliaCard that I stuck in a drawer and forgotten about, and I'm setting up those text alerts right now. Also adding all these phone numbers to my contacts before I even need them. It's crazy that this community discussion is more informative than the official TWC resources, but I'm so grateful everyone took the time to share their experiences and solutions!

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