One more thing - if you can't find the card and need to request a replacement, be prepared to wait another 7-10 business days. If you're in a financial pinch, definitely switch to direct deposit like someone suggested above. Your existing funds will transfer to the new payment method.

Glad you found it! This is such a common issue - I work at a local community center and we get people asking about this all the time. The plain white envelope from U.S. Bank really does look like a credit card solicitation. We actually started telling people to expect it in our unemployment workshops because so many folks were accidentally throwing them away. Setting up direct deposit is definitely the way to go for future payments - much more reliable than waiting for mail!

Hey Lucas! Just wanted to add my experience to help ease your mind. I won my TWC appeal back in December and got almost the exact same letter with that "reversed initial determination" language - it's definitely confusing but you absolutely won! The "eligible for benefits as of 03/12/2025" is the money line (literally). My online status took about 9 days to flip from disqualified to eligible, which was agonizing, but then I got a massive direct deposit covering 6 weeks of backpay all at once. Since you've been smart about filing your payment requests throughout the appeal, you're going to get a nice chunk of change once it processes. For what it's worth, I had good luck calling right at 8am when they open - sometimes you can get through on the first try. And definitely mention that you have rent due soon when you talk to them. They can't magically speed up the computer systems, but sometimes they can at least give you a more specific timeline or confirm that everything looks good on their end. Congrats on winning your appeal - the hardest part is behind you!

Just wanted to chime in with some reassurance - you definitely won your appeal! That "reversed initial determination" language is TWC's way of saying they overturned the original denial decision. The fact that your letter specifically states "eligible for benefits as of 03/12/2025" is crystal clear - that's your effective eligibility date. I know the waiting is brutal, especially with rent coming due. The system lag is unfortunately normal - I've seen it take anywhere from 5-14 days for online accounts to reflect appeal decisions. Since you've been filing your payment requests throughout the process (which was smart!), you should get all that backpay in one shot once it processes. Try calling the appeals department directly at 512-463-2800 first thing in the morning, or use that Claimyr service someone mentioned to get through faster. Sometimes they can at least give you a timeline or confirm everything is moving forward normally. You might also want to give your landlord a heads up that payment is coming but might be a few days late due to government processing delays - most landlords understand that TWC moves at a snail's pace. Hang in there - you're so close to the finish line!

Congrats on getting approved so quickly! That's awesome news. Just wanted to add for anyone else reading this - if you're still waiting on your determination, you can also check if your local workforce center has any emergency assistance programs while you wait. Some areas have rental assistance or food banks specifically for people waiting on unemployment benefits. Also, make sure you're familiar with the work search requirements from day one - you need to complete at least 3 work search activities per week and keep detailed records. The TWC website has a list of what counts as valid work search activities. Good luck with your job search!

Just wanted to share my recent experience since I see this is still an active thread! I filed my claim 3 weeks ago and just got approved yesterday. What really helped speed things up was being proactive about documentation - I uploaded my layoff letter, final paystub, and separation notice right when I filed instead of waiting for them to request it. One thing I learned the hard way: even though my claim got approved, my first payment was delayed because I hadn't completed the required work search activities for the first week. Make sure you're doing those 3 work search activities every single week from day one, even while waiting for approval. The TWC website has good examples of what counts - job applications, networking events, career fairs, etc. Also for anyone still waiting, don't stress too much about the "pending" status. Mine showed pending right up until the day it switched to approved. The system doesn't give you much visibility into where things stand unfortunately. Keep doing those biweekly payment requests and stay on top of the work search requirements!

Just wanted to add that if you're really tight on timing, you can also set up text alerts through the ReliaCard website to get notified the moment your deposit hits. I was in a similar situation a few months ago where I needed to know ASAP when the money was available. The alerts come through pretty quickly - usually within an hour of the deposit posting. Better than constantly checking your balance and stressing out! You can set it up in the notifications section of your ReliaCard account.

Based on my experience, Wednesday requests usually hit the card by Friday like others mentioned. But here's a pro tip that saved me when I was in your exact situation - if you have online banking with your regular bank, you can often do a cash advance from the TWC debit card to your checking account as soon as the funds hit (usually for a small fee). That way if the deposit comes through Friday evening, you don't have to wait until Monday to access it for your bills. Just make sure you know your PIN and daily withdrawal limits ahead of time!

I'm in the exact same situation! Just submitted my waiting week request this morning and my regular request day is also Monday. Reading through everyone's detailed experiences here has been incredibly reassuring - it sounds like the 3-5 business day processing timeline is pretty consistent regardless of your regular schedule. I was initially worried I'd have to wait until next Monday, but now I understand it processes independently. Based on what everyone's shared, I should see it appear in my TWC portal by Thursday or Friday, then hit my account 1-2 days after that. I'm definitely going to follow the advice about checking the portal twice daily to catch the update quickly. The 50% benefit amount is disappointing but expected after reading all these comments. Thanks to everyone who shared such specific timelines - it really helps with budgeting when you know what to realistically expect!

I went through this exact same situation about 2 months ago! The waiting week payment definitely processes on its own timeline, completely separate from your regular Monday request schedule. When I submitted mine on a Friday (my regular day was Wednesday), it still processed within 4 business days and showed up in my payment history about 16 hours before hitting my bank account. Since you submitted yesterday, you should see it appear in your TWC portal by Monday or Tuesday at the latest, then deposit 1-2 days after that. Just remember it'll only be 50% of your regular weekly benefit amount. The good news is you won't have to wait until your next Monday request - the independent processing actually works in your favor here! I'd recommend checking your portal twice daily during this period so you can catch the status update as soon as it appears. Hope this helps with your budgeting timeline!