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Just wanted to add that if you're really tight on timing, you can also set up text alerts through the ReliaCard website to get notified the moment your deposit hits. I was in a similar situation a few months ago where I needed to know ASAP when the money was available. The alerts come through pretty quickly - usually within an hour of the deposit posting. Better than constantly checking your balance and stressing out! You can set it up in the notifications section of your ReliaCard account.
That's such a great tip! I had no idea you could set up text alerts through ReliaCard. I've been manually checking the balance like every hour today which is driving me crazy. Definitely going to set that up right now - thanks for sharing!
Based on my experience, Wednesday requests usually hit the card by Friday like others mentioned. But here's a pro tip that saved me when I was in your exact situation - if you have online banking with your regular bank, you can often do a cash advance from the TWC debit card to your checking account as soon as the funds hit (usually for a small fee). That way if the deposit comes through Friday evening, you don't have to wait until Monday to access it for your bills. Just make sure you know your PIN and daily withdrawal limits ahead of time!
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This thread has been incredibly comprehensive! As someone who just moved to Texas from out of state myself (though I haven't needed to file for unemployment yet), I'm bookmarking this whole discussion. The SSN workaround for the Texas ID requirement seems to be the key solution that multiple people have confirmed works. One small addition I'd make - for anyone else reading this who might be in temporary housing like Javier was, you might want to consider getting a PO Box at your local post office as a backup for any important mail. It's relatively inexpensive and gives you a stable mailing address even if your living situation is still in flux. Some people prefer this over mail forwarding because it gives you more control over when and how you pick up important documents. Thanks to everyone who contributed their experiences here - this is exactly the kind of real-world guidance that's so hard to find on official websites!
That's such a smart idea about getting a PO Box! I wish I had thought of that when I was dealing with my temporary housing situation. It would have saved me so much stress about potentially missing important mail. For anyone else in a similar situation, some UPS stores also offer mailbox services that give you a street address instead of a PO Box number, which can be helpful since some organizations don't accept PO Boxes. But honestly, for TWC correspondence, a regular PO Box should work perfectly fine. Thanks for adding that tip - it's definitely going in my mental toolkit for future reference!
This entire thread is such a goldmine of practical advice! As someone who's been helping friends navigate unemployment claims in Texas for a few years, I can confirm that the SSN workaround for the Texas ID field is legit and works consistently. One thing I wanted to add that I haven't seen mentioned yet - if you're dealing with an interstate claim like yours, keep in mind that your benefit year starts from the date you file, regardless of how long the processing takes. So even if there are delays getting everything sorted out between Texas and Colorado, you won't lose any weeks of eligibility as long as you keep requesting payments during the processing period. Also, since you mentioned the company had layoffs, make sure you have documentation of that if possible (like a layoff notice, company email, or termination letter that mentions the layoff). Sometimes TWC needs this to confirm you're eligible for benefits rather than having quit voluntarily. Even if it seems obvious to you, having that paper trail can prevent delays later. The community here really stepped up with advice - this is going to help so many people dealing with similar interstate filing issues!
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I went through this exact same confusion when I first started getting TWC benefits! Everyone here has explained it perfectly - you'll request payment every two weeks, but you'll receive two separate weekly deposits (usually 1-3 days apart). One additional tip that saved me a lot of stress: create a simple calendar reminder not just for your payment request date, but also for the expected deposit dates. I mark my request day, then mark the following Tuesday-Thursday as "expect deposits" so I'm not anxiously checking my account every hour. Also, if you're using direct deposit, make sure your bank info is 100% correct in your TWC account - any small error can delay payments significantly. I learned that the hard way! Congrats on getting your first payment and best of luck with those interviews! It sounds like you're handling everything really well.
That calendar reminder system is genius! I've been so focused on just remembering my request date that I didn't think about marking when to expect the actual deposits. That would definitely help reduce the anxiety of constantly checking my account. And you're absolutely right about double-checking the bank info - I can imagine how stressful it would be to have payments delayed because of a typo or something. I went through my direct deposit details twice after reading your comment just to be sure! Thanks for sharing that hard-learned lesson. It's amazing how many little details there are to keep track of with this system, but everyone's tips are making it so much more manageable.
This thread has been incredibly helpful as someone who's also navigating TWC for the first time! I just wanted to add one more tip that's been a lifesaver for me - if you're using the TWC debit card instead of direct deposit, the two weekly payments often load on the same day but show up as separate transactions. So don't worry if you see two smaller amounts instead of one big deposit - that's totally normal! Also, I keep a screenshot of my payment request confirmation page each time I submit, just in case there are ever any issues with TWC claiming they didn't receive my request. It's saved me once already when there was a glitch in their system. Olivia, sounds like you've got everything figured out now and those interviews sound promising - hoping you get some good news soon!
That's such a useful tip about the TWC debit card - I was wondering how that would work differently from direct deposit! And screenshotting the confirmation page is brilliant - I never would have thought of that but it makes total sense to have that backup documentation just in case. TWC's system seems to have glitches pretty regularly based on what I've read here, so having proof of submission could definitely save a lot of headaches down the road. Thanks for sharing that experience! It's amazing how many little strategies people have developed to navigate this system smoothly. I'm definitely going to start taking screenshots of my confirmations too.
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I'm going through this exact same situation right now! Just had my TWC phone interview this afternoon and got that same "responded with no response" message about my employer. I was totally confused and worried about what it meant until I found this thread. Reading through everyone's experiences has been such a huge relief! It's incredible to see how many people with this identical situation got approved within 2-5 business days. I was laid off about 4 weeks ago when my company eliminated our entire accounting department due to budget cuts, and my savings are running pretty low at this point. I've been continuing to request my weekly payments (my day is Thursday) and doing my 3 work searches each week, but I was honestly second-guessing whether I should keep requesting before getting the official determination. Based on all the advice here, it sounds like I'm doing exactly what I should be doing. The waiting is absolutely brutal - I've probably checked my correspondence inbox about 15 times since the call ended a few hours ago! I'm definitely going to set up those text notifications that everyone keeps mentioning so I can stop obsessively refreshing the page. It's so reassuring to learn that "no response" from an employer is actually a positive sign rather than something to worry about. The fact that so many people in similar layoff situations got approved and received retroactive payments gives me so much hope. Thanks to everyone who shared their stories - it really helps to know we're all going through this together!
I'm in almost the exact same situation as you! Just had my TWC interview earlier this week and got that same confusing "responded with no response" message. I was panicking about what it meant until I found this thread - everyone's experiences have been so reassuring! It's really encouraging to see the pattern of people getting approved within just a few days when their employers don't contest. I was also laid off due to department elimination (marketing team got cut), and like you, I've been second-guessing whether to keep requesting payments before getting official approval. But it sounds like that's exactly what we should be doing. The obsessive inbox checking is so real - I've been doing the same thing! I just set up those text notifications everyone mentioned and it's already helping reduce my urge to constantly refresh. Knowing that "no response" is actually good news for us makes this whole waiting period feel much more manageable. Fingers crossed we both get our approval letters soon!
I'm going through this exact same situation right now too! Just had my TWC phone interview yesterday afternoon and got that same confusing "responded with no response" message about my employer. I had no idea what it meant and have been anxiously checking my correspondence inbox every couple hours since then. Reading through everyone's experiences here has been incredibly reassuring! It's amazing to see so many people with this identical situation getting approved within just 2-5 business days. I was laid off about 5 weeks ago when my company downsized our entire customer relations department, and my emergency fund is getting pretty thin at this point. I've been continuing to request my weekly payments (my assigned day is Monday) and doing my 3 work searches each week, but I was honestly worried I might be overstepping by requesting payments before getting the official determination. Based on everyone's advice here, it sounds like that's exactly what I should be doing. The waiting really is the most nerve-wracking part of this whole process! I think I've been making my anxiety worse by constantly refreshing that correspondence inbox. I'm definitely going to take everyone's suggestion and set up those text notifications right now so I can stop obsessively checking. It's such a relief to learn that "no response" from an employer is actually a positive sign rather than something to worry about. The fact that so many people in similar layoff situations got approved and received all their retroactive payments gives me a lot more confidence. Thanks to everyone who shared their experiences - it really helps to know we're not alone in going through this stressful process!
Mei Chen
I've been doing DoorDash while on unemployment for about 3 months and wanted to share a few things that have really helped me stay compliant with TWC reporting: First, set up DoorDash's "Fast Pay" feature but DON'T use it for regular withdrawals. Instead, let your earnings accumulate in the app during each TWC benefit week (Sunday-Saturday), then on Sunday morning, take a screenshot of your total weekly earnings before cashing out. This gives you a perfect record that aligns with TWC's reporting periods. Second, create a simple rule for yourself about surge pricing and peak pay bonuses. These can push you over your threshold quickly, so I personally stop accepting orders once I hit $75 for the week (well under my limit) to account for any surprise bonuses or really good tips that might come through. Also, during your job interviews, don't be afraid to mention that you're doing gig work to stay active while searching. Several hiring managers have actually told me they appreciate that I'm being proactive about staying busy rather than just sitting at home collecting benefits. The extra income really does help bridge the gap, but like others said, keep your focus on finding that full-time position. The flexibility is great but there's no substitute for steady employment with benefits. You got this!
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Fatima Al-Suwaidi
•This is such smart advice about using the Fast Pay feature as a tracking tool rather than for immediate withdrawals! I love the idea of letting earnings accumulate during each benefit week and then taking a screenshot on Sunday morning before cashing out. That would create a perfect paper trail that matches exactly with TWC's Sunday-Saturday reporting periods. Your rule about stopping at $75 to account for surge pricing and surprise bonuses is really practical too. I was planning to try to maximize right up to the threshold, but you're absolutely right that those unexpected peak pay bonuses or really good tips could easily push me over without warning. Having that buffer built in sounds much safer. It's really encouraging to hear that hiring managers have actually appreciated you mentioning the gig work during interviews! I was worried that might look bad somehow, but you're right that it shows you're being proactive and staying busy rather than just sitting around. That's a great perspective I hadn't considered. Thanks for sharing these organized strategies from someone who's been doing this successfully for a few months. The screenshot system especially sounds like it would eliminate so much guesswork and stress when doing payment requests. I really appreciate all the practical advice!
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Jamal Edwards
I've been following this thread and it's incredibly helpful! As someone who just started doing DoorDash while on TWC unemployment last month, I wanted to add one small thing that's made a huge difference for me: I set a daily earnings alarm on my phone. Since my weekly threshold is similar to yours ($90.50), I set my phone to alert me when I've earned about $12-13 per day (aiming for around $70-75 per week to stay safe). The DoorDash app shows your daily earnings in real-time, so when my alarm goes off, I check the app and usually call it a day if I'm close to my target. This has helped me avoid those "just one more delivery" situations that could accidentally push me over my weekly limit. Plus it gives me a good stopping point so I can focus time on job applications and interviews without feeling like I should be out earning more. The consistency has been great too - I know roughly what to expect each week for my combined unemployment + DoorDash income, which makes budgeting so much easier while job searching. Sometimes the steady routine is just as valuable as the extra money!
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