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Logan Chiang

NY unemployment payment delay - will claiming late Monday affect deposit time?

So I'm used to claiming my NY unemployment benefits first thing Monday morning and always get my money by Wednesday. But today I got caught up with some family stuff and didn't manage to certify until around 8pm tonight. Does anyone know if this means my payment will be delayed until Thursday now? I really need that money on Wednesday for rent. The website doesn't say anything about cutoff times for processing the claim.

Isla Fischer

Yes, the timing does matter. NY unemployment has a processing cutoff time around 7pm each day. Since you certified after that cutoff, your claim will be processed with tomorrow's batch, which means payment will likely arrive Thursday instead of Wednesday. The system processes claims in batches, not continuously throughout the day.

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Logan Chiang

Ugh, that's what I was afraid of. Thanks for confirming. Guess I'll have to explain to my landlord why I'm a day late.

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Miles Hammonds

it DEPENDS on ur bank too, some banks post deposits early in the am and some dont till end of day. mine shows pending the night before usually

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Logan Chiang

I'm with Chase and they've never shown a pending deposit. It just appears on Wednesday morning normally. Fingers crossed it might still come through!

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Ruby Blake

The NYSDOL website is TERRIBLE about explaining these little details that actually matter a lot to people living paycheck to paycheck!!! I've been on unemployment since January and I've learned you have to file before 5pm to get paid on time. After that, add a day. Their system runs ancient batch processing from the 1980s probably.

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Micah Franklin

I work in IT and can confirm the DOL systems are outdated. They run batch processes at scheduled times. The official cutoff is actually 7pm according to the technical documentation, but I always tell people 5pm to be safe. Sometimes they have system maintenance that can delay things too.

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Ella Harper

For future reference, you can set a reminder on your phone to claim earlier in the day. If you absolutely need to reach someone at NYSDOL about payment timing issues, try using Claimyr (claimyr.com). It helped me get through when I had a similar urgent payment situation. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE - basically connects you to an agent without the endless hold times. I was able to get confirmation about my payment timing that way.

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PrinceJoe

Does that actually work? I've been trying to get through on the phone for days about a different issue and keep getting disconnected after waiting 2+ hours!

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Ella Harper

Yeah, it definitely worked for me. I was shocked because I'd spent literally days trying to get through myself. I had a payment timing issue that needed to be resolved immediately, and they got me connected to an agent in about 20 minutes.

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Brooklyn Knight

ive claimed as late as 11pm on Monday beofre and still got paid wednesday but that was back in 2025 January not sure if anything changed since then

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Isla Fischer

The system was actually updated in March 2025 with new batch processing times. Before March, the cutoff was midnight, but now it's 7pm. That's probably why you had a different experience in January.

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Logan Chiang

Update: You guys were right, no deposit today (Wednesday). I checked my payment history on the website and it shows the payment is scheduled for tomorrow. Lesson learned about claiming on time! Thanks for all the help.

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Micah Franklin

Glad you got it figured out! For anyone else reading this thread, here's a quick reference for NY unemployment payment timing: - Claim before 7pm Monday: Payment Wednesday - Claim after 7pm Monday: Payment Thursday - Bank holidays can add an extra day - Some banks (especially credit unions) may show pending deposits earlier

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