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Make sure you understand the job search requirements too. Even as a PRN employee receiving partial benefits, you'll need to complete job search activities unless you're on standby status. Document everything in case NYS Department of Labor requests verification during your claim.
As someone who just went through this process, I can confirm that PRN employees can definitely file for unemployment in NY! The key is documenting your work history well. I kept a spreadsheet of all my shifts for 6 months before filing, which made it much easier to show the reduction in hours. One tip - when you file online, there's a section where you can explain your employment situation. Be clear that you're PRN and describe how your hours were reduced due to circumstances beyond your control. The system is designed to handle these situations, even though it's not always obvious how to navigate it.
This is super helpful, thank you! I'm also a PRN worker dealing with reduced hours. Quick question - when you mentioned keeping a spreadsheet of shifts, did you include the shifts that got cancelled too? I've had so many last-minute cancellations lately and I'm wondering if those count as evidence of the hour reduction.
One option to consider is getting a co-signer with stable income if that's possible for you. The lender would primarily evaluate the co-signer's income and credit, which could overcome the unemployment issue. Just make sure you understand the legal implications for both parties before going that route.
Another thing to consider is that some lenders might accept unemployment benefits if you can show additional assets or income streams. Since you mentioned having enough saved for a down payment, you might want to look into asset-based lending programs. These focus more on your liquid assets and down payment percentage rather than just monthly income. Also, if you do end up getting a job offer during the mortgage process, make sure to keep your NYS Department of Labor case worker informed about your employment status changes - it could actually strengthen your application if you can show you're transitioning back to stable employment.
That's a really good point about asset-based lending - I hadn't considered that option. Do you know if there are specific lenders in NY that offer these programs? And regarding keeping NYS Department of Labor informed about job offers, would I need to report just an offer or only when I actually start working? I want to make sure I don't mess up my benefits while navigating this mortgage process.
Had the exact same problem last week! What worked for me was clearing my browser cache and cookies completely, then using a different browser (tried Chrome after Firefox kept blocking me). Also make sure you're going directly to labor.ny.gov and not clicking any Google search results - sometimes those redirect links cause issues. If you're still getting locked out, try using your phone's mobile browser instead of desktop. Good luck!
This whole thread is making me second guess my situation... I got laid off but my employer said it was a 'termination for business reasons' on my paperwork. Is that considered fired or laid off? I'm so worried they classified it wrong and it'll affect my benefits. Already been waiting 2 weeks for my claim to process and I'm starting to panic about paying rent.
I was in a similar boat - quit due to a toxic work environment and almost didn't apply because I thought quitting automatically disqualified me. Turns out hostile workplace absolutely can qualify as good cause! The key is documentation - save any emails, texts, or write down incidents with dates. NYS DOL will review everything during adjudication. Don't let the fear of rejection stop you from applying - the worst they can say is no, but you might be surprised. I'd recommend applying ASAP since there can be delays in processing, and you don't want to lose out on potential benefits you're entitled to.
Mei Lin
I went through something similar last year. The key is how your employer coded the termination - since they said "attendance issues" rather than misconduct related to substance abuse, you have a better shot at getting approved initially. I was able to collect benefits before entering treatment, but had to stop filing while in the 30-day program since I couldn't meet the job search requirements. Once I completed treatment and was actively looking for work again, I resumed my claim without issues. The NYS Department of Labor was actually pretty understanding about the gap once I explained it was for medical treatment. Make sure to keep all your treatment documentation - it helped when I had to explain the interruption in my claim.
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Paolo Esposito
•That's really helpful to hear from someone who actually went through this process! Did you have to do anything special to restart your claim after treatment, or was it pretty straightforward once you contacted them? I'm worried about potential delays or having to reapply from scratch.
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Dylan Mitchell
I'm dealing with a similar situation right now - employer let me go for "performance issues" but it was really because my drinking was affecting my work. I've been sober for 3 weeks and looking into treatment options. Reading through these responses, it sounds like the timing of when you file versus when you enter treatment is crucial. Maybe consider filing your claim now while you're still available for work, then pause it during your inpatient stay? That way you at least get the initial determination done. Also want to echo what others said about documenting everything from your employer - if they're calling it attendance rather than misconduct, that definitely seems like it could help your case.
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Savanna Franklin
•That's a really smart strategy about filing before entering treatment! Congratulations on your 3 weeks of sobriety - that's a huge step. You're absolutely right about the timing being crucial. From what I'm reading here, it seems like getting that initial approval while you're still "able and available" could make the whole process smoother. Then you can just pause and resume rather than starting from scratch after treatment. Good luck with whatever treatment option you choose - it sounds like you're taking all the right steps to get your life back on track.
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