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I didn't quit - they laid me off because they said they didn't have enough work. I would have stayed if I could, I really needed the job.
You're in the clear from an eligibility standpoint since you were laid off due to lack of work. That's considered a qualifying separation because it was not your fault. As long as you have documentation showing you were laid off (not fired for cause or quit), you should have no issues with the separation reason.
I went through something similar last year! The good news is that with your steady employment through November 2024, you should definitely qualify for a new claim with a decent benefit amount. A few tips from my experience: 1) File online as soon as possible - don't wait, 2) Have all your employment documentation ready including your separation notice from the 3-week job, 3) Be prepared for the ID.me verification again (it's annoying but faster the second time), and 4) When you get to the employment history section, list ALL your jobs including that 3-week position. The system will automatically calculate your base period wages from your longer employment history. With a $62k salary through November, you're likely looking at a much better benefit rate than you'd expect from just 3 weeks of work. Hang in there - you've got this!
This is exactly the kind of detailed advice I was hoping for! Thank you so much for taking the time to write this out. I'm definitely going to get all my paperwork together before filing. Quick question - for the separation notice from the 3-week job, is an email from my manager saying they're laying me off due to lack of work sufficient, or do I need something more formal? I want to make sure I have everything they might ask for.
This system has always frustrated me because it creates this adversarial relationship between workers and employers when it comes to unemployment claims. Employers have a financial incentive to deny legitimate claims, which is why so many people have to go through the whole appeals process with NYS Department of Labor even when they clearly qualify. It would make more sense if employees contributed something too so employers wouldn't have such a strong motivation to fight every claim.
I understand the frustration but there are good policy reasons why it's structured this way. It incentivizes employers to maintain stable employment and avoid unnecessary layoffs.
Thanks everyone for explaining this! I had the same misconception as the original poster. It's actually pretty interesting how the system works - employers essentially "pre-pay" for potential unemployment claims through their ongoing tax contributions. I'm curious though, does anyone know what the current wage base is in NY? Like up to what salary amount do employers pay the SUTA tax on?
This thread has been super informative! I'm actually in HR at a small company and we get questions about this from new employees all the time. One thing that might help clarify - New York employers pay unemployment insurance taxes at both the state level (to NYS Department of Labor) and federal level (FUTA). The state rate varies based on the employer's experience rating, but employees never see any of this on their paystubs. We always tell new hires that if they don't see an unemployment deduction, that's exactly what they should expect to see!
That's really helpful context from the HR perspective! It makes sense that this is a common question for new employees. I imagine it can be confusing when you're coming from other states or just entering the workforce for the first time. It's reassuring to know that what I'm seeing on my pay stub is exactly what I should expect. Thanks for confirming that the absence of unemployment deductions is the norm here in New York!
As someone who recently went through the unemployment claims process in NY, I can confirm everything mentioned here is accurate. When I filed my claim with NYS Department of Labor, they calculated my benefits based solely on the wages my previous employers had reported - there was no mention of any employee contributions because there aren't any. The whole system is employer-funded through their unemployment insurance taxes. Just make sure your employers are correctly reporting your wages each quarter, since that's what builds your eligibility and determines your benefit amount if you ever need it.
Thanks for sharing your firsthand experience with the claims process! It's really valuable to hear from someone who has actually gone through it. Your point about making sure employers are correctly reporting wages quarterly is something I hadn't thought about - that seems like it could be crucial for anyone's future benefits. Did you find it easy to verify that your wage reports were accurate when you filed your claim, or is that something you wish you had checked on earlier?
That's a great question about wage verification! When I was going through the claims process, NYS Department of Labor actually shows you a summary of your reported wages from different employers during your base period when you file. You can see if there are any gaps or if amounts look off compared to what you remember earning. I wish I had known to keep better track of my quarterly wage statements earlier - it would have made the verification process much smoother. If there are discrepancies, you can contact them to get it corrected, but it's definitely easier if you catch issues early rather than during an active claim.
I'm about 4 weeks into waiting for my reconsideration decision and can totally relate to the anxiety! What's helped me stay somewhat sane is treating this like a part-time job - I dedicate 1-2 hours every few days to calling, checking my portal, and following up rather than letting it consume my entire day. I've also started reaching out to local mutual aid groups on Facebook - a lot of communities have emergency assistance funds specifically for people stuck in unemployment limbo. The uncertainty is the worst part, but reading all these experiences here makes me feel less alone in this process. Definitely going to try that state senator contact tip when I hit the 6-week mark! We've got this! 💪
That's such a smart approach - treating it like a part-time job instead of letting it take over your whole life! I've been obsessing over it constantly and it's honestly making everything worse. Definitely going to try your 1-2 hour focused blocks instead of the all-day anxiety spiral I've been doing. And great tip about mutual aid groups on Facebook - I didn't even think to look for community emergency assistance. It's so helpful having people share these practical coping strategies. Thanks for the encouragement! 💙
I'm going through this right now too - just hit the 6 week mark waiting for my reconsideration decision and the stress is unreal! Reading everyone's experiences here has been so helpful though. I've been following a lot of the advice shared - set up the text alerts, keeping detailed logs, and I'm planning to contact my state senator's office this week since I'm at that 6-8 week threshold. One thing I wanted to add is that I found out through a friend that some local credit unions have emergency hardship loans specifically for people waiting on unemployment decisions - might be worth looking into if you're really struggling with bills. The interest rates are usually way better than payday loans or credit cards. Hang in there Aisha, this whole system is broken but we're all pulling for each other! 💙
Ethan Taylor
I've been filing weekly claims for about 6 months now and wanted to share a few things that have made the process smoother for me. First, regarding work search activities - I found it helpful to think beyond just job applications. Attending virtual career workshops, updating my LinkedIn profile, reaching out to former colleagues for informational interviews, and even taking relevant online courses all count toward your 3 weekly activities. I keep a simple Google Doc with the date, activity type, and brief description for each one. For earnings reporting, always err on the side of over-reporting rather than under-reporting. I do some freelance graphic design work and I report every penny, even small $25 logo jobs. NYS Department of Labor would rather see you being completely transparent than trying to hide income. One last tip - if you ever get a message saying your claim needs additional review, don't panic! This happened to me when I reported some consulting income and it just meant they needed to verify the details. As long as you've been honest on all your claims, these reviews usually resolve quickly. The key is building a consistent routine and keeping good records of everything you do and earn each week.
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Demi Hall
•This is exactly the kind of detailed guidance I was looking for! Your point about thinking beyond just job applications is so helpful - I hadn't considered that updating LinkedIn or taking online courses would count as valid work search activities. I'm definitely going to start a Google Doc like you suggested to track everything. One question about the earnings reporting - when you say "over-reporting rather than under-reporting," do you mean if you're unsure about whether something counts as income, you should include it anyway? I sometimes do small tasks for neighbors like dog walking or helping with yard work, and I wasn't sure if those casual payments needed to be reported to NYS Department of Labor.
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Zane Gray
•Yes, exactly! When in doubt, report it. Those small cash payments for dog walking or yard work should definitely be included - any income you receive while collecting unemployment benefits needs to be reported to NYS Department of Labor, regardless of how informal the arrangement is. I learned this when a friend was flagged during an audit for not reporting cash payments from babysitting. The general rule is: if you performed work and received payment for it during the week, it goes on your claim. It doesn't matter if it's $10 from walking a neighbor's dog or $500 from a consulting project. NYS Department of Labor has access to various databases and can cross-reference income sources, so transparency is always your best protection. Plus, remember that partial earnings don't necessarily disqualify you from benefits - they just reduce your weekly payment amount based on their formula.
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Isabella Ferreira
Reading through all these responses has been incredibly helpful! I just wanted to add one thing that really saved me when I started filing weekly claims - I created a simple template email that I send to myself every week with my job search activities and any earnings. This way I have a timestamped record in my email that I can easily search through if NYS Department of Labor ever asks for documentation. The template includes: Date, Company/Contact, Position/Activity Type, Method Used, and Follow-up Notes. For earnings, I note the date work was performed, type of work, and gross amount earned. It takes maybe 5 minutes each week but gives me so much peace of mind knowing I have a detailed trail of everything. Also, for anyone worried about making mistakes - I accidentally reported income on the wrong week early on (reported it for when I got paid instead of when I worked) and when I called to correct it, the representative was actually really helpful and walked me through how to handle it properly going forward. The system really is designed to help people who are making genuine efforts to find work, so don't let fear of perfection stop you from being honest and thorough in your reporting.
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