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The whole system is designed to screw people over! I ran out of benefits in week 23 and had to survive on food stamps until my year ended. Meanwhile billionaires get tax breaks. It's absolutely ridiculous that they can't extend benefits when people need them most.
I'm in a similar situation - about to hit my balance limit with several weeks left on my benefit year. One thing that might help is to start preparing now for when your benefits end. Look into local food banks, utility assistance programs, and see if you qualify for SNAP benefits to bridge the gap. Also, if you haven't already, make sure you're actively job searching and documenting it since you'll need recent work history to qualify for a new claim when your benefit year ends. The timing really is unfortunate, but planning ahead can make the transition less stressful.
This is really helpful advice, thank you! I hadn't thought about applying for SNAP benefits as a bridge. Do you know if there are any specific programs in New York for people who've exhausted unemployment benefits? Also, when you mention documenting job search activities - is that something I need to keep doing even after my benefits run out, or just to prepare for filing a new claim later?
honestly the amount varies SO much depending on what you were making before. my friend who worked retail got like $200 a week but my other friend who worked at a bank got almost $500. it's all about your previous earnings
I'm in a similar situation - just got laid off from my accounting job making $48k. From what I've researched, NY unemployment benefits are calculated at roughly 50% of your average weekly wage from your highest earning quarter during the "base period" (usually the first 4 of the last 5 completed quarters before you file). With your $52k salary, you should qualify for around $400-450 per week, which is actually more manageable than I initially thought. The maximum weekly benefit in NY for 2025 is $504. One tip I learned - file your claim immediately even if you're not sure about all the details, because any delays can cost you money and there's a one-week waiting period before payments start.
This is really helpful info, thanks! I'm also wondering - do you know if there are any additional resources or programs available for people who were laid off versus those who quit or were fired? I keep hearing different things about eligibility requirements and wasn't sure if being laid off gives you any advantages in the process.
The whole system is so confusing honestly. I filed too early once and they told me I had to wait and refile. Then another time I waited too long and missed out on a week of benefits. There should be clearer instructions on the website about timing.
This is exactly why I'm asking here first! I don't want to mess up the timing and lose benefits or cause delays.
Based on my experience, here's the exact timeline: File your initial claim application on the Monday after your last day of work (so the Monday after next Friday in your case). Once your claim is approved (usually takes 2-3 business days), you can then file your first weekly certification for that same week you became unemployed. The important thing is that you must be totally unemployed during the entire week you're claiming - so if Friday is your last day, you'd claim the full week starting that Monday. Don't overthink it - just make sure you have all your employment documentation ready and file as soon as you're eligible. The system will guide you through the process once you start.
This is super helpful, thank you Tony! So just to make sure I understand correctly - if my last day is this Friday, I would file the initial claim on Monday, and then once that's approved in a few days, I can file my weekly certification for that same Monday-Sunday week? And I'd be eligible for benefits for that full week even though I worked Friday of the previous week?
I was in almost the exact same boat last year! I collect SSDI and was working part-time when my employer had to let me go due to budget cuts. The good news is you absolutely can collect both - I've been doing it successfully. Here's what I learned: When you file your initial claim with NYS Department of Labor, be upfront about your disability and emphasize that you were successfully working part-time, which proves your work capacity. They'll want to see that you can perform some type of work within your limitations. Make sure to report your Social Security income on your weekly claims - it won't reduce your UI benefits dollar-for-dollar, but they need to know about it. The trickiest part was the work search requirement - I had to find jobs that matched my restrictions, but my WIPA counselor helped me understand what types of positions to look for. The whole process took about 4 weeks for approval, but it was worth it. Don't let anyone tell you that being on disability automatically disqualifies you - as long as you can work within your limitations, you're eligible!
This is incredibly reassuring to hear from someone who's actually been through the process! I'm particularly nervous about the work search requirement - did you find that employers were understanding when you explained your limitations during the application process? Also, when you mention it took 4 weeks for approval, was that from when you first filed or from when they started reviewing your case? I'm trying to get a realistic timeline so I can plan my finances accordingly.
Hunter, thank you so much for sharing your experience! This gives me a lot of hope. I'm especially interested in how you handled the work search documentation - did you keep a log of which positions you applied for and why they matched your restrictions? Also, I'm curious about something you mentioned - you said Social Security income won't reduce UI benefits dollar-for-dollar. Does that mean there's no offset at all, or is there some other calculation they use? I want to make sure I understand this correctly before I file my claim.
I'm currently in this exact situation and have been researching it extensively. One thing I want to add that hasn't been mentioned yet is the importance of understanding the "work test" that NYS Department of Labor uses for people with disabilities. They don't just look at whether you can work - they evaluate whether you can work in your "customary occupation" or other suitable work given your training and experience. Since you were successfully doing a 20-hour part-time job, that's strong evidence of your work capacity. I'd recommend gathering documentation from your previous employer about your job duties and any accommodations they provided - this can help speed up the adjudication process. Also, when you do your work searches, focus on positions similar to what you were doing before, as these will be considered "suitable work" for your situation. The key is showing consistency between your past work capability and your current job search efforts.
Andre, this is really valuable information about the "work test" - I hadn't heard that terminology before but it makes a lot of sense. The idea of focusing on my customary occupation is particularly helpful since I was working in data entry, which seems like something I could continue doing with my disability. Do you know if NYS Department of Labor has specific guidelines about what constitutes "suitable work" for people with disabilities? I'm wondering if there's a formal list somewhere or if it's more of a case-by-case evaluation. Also, when you mention gathering documentation from my previous employer about accommodations, should I request this before I file my claim or can I provide it during the adjudication process if they ask for it?
Fatima Al-Qasimi
I went through this exact same situation last year! You absolutely need to report that you're working - select "yes" when it asks if you returned to work, then it will prompt you to enter your hours and gross earnings for that week. The system is actually set up to handle partial unemployment situations like yours. As long as you're under 30 hours and your earnings don't exceed the threshold (your weekly benefit rate + $504), you'll still get reduced benefits. Don't stress about it cutting off your claim completely - that only happens if you're working full-time or earning too much. Just be honest about your hours and pay, and you should be fine!
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Jacob Lewis
•This is exactly what I needed to hear! I was so worried that clicking "yes" would just end everything immediately. The threshold info is super helpful too - I definitely won't be anywhere near that limit during training. Thanks for sharing your experience!
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Mateo Rodriguez
I'm in a really similar situation right now! Just started a new job last week and they have me doing paid training at about 20 hours per week. I was terrified about how to handle the certification too, but after reading everyone's advice here I feel much better. It sounds like as long as we're honest about the hours and earnings, we should still get partial benefits since we're under that 30-hour threshold. The day-based calculation system seems really confusing though - I had no idea it worked that way! Thanks everyone for sharing your experiences, this thread has been super helpful for understanding how to navigate this whole process without messing up our claims.
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QuantumQuest
•Welcome to the confusion club! 😅 I'm dealing with the exact same thing - just started my training this week and was totally lost about how to handle certification. Reading through all these responses has been such a relief. The day-based calculation is definitely the most surprising part - I would never have guessed that working 2 hours on 4 days is worse than 8 hours on 2 days! Definitely going to keep that in mind once I have more control over my schedule. Good luck with your training - sounds like we're both on the right track as long as we stay honest about everything!
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