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I'm dealing with almost the exact same situation right now! My payments stopped 3 weeks ago and I also have 0 effective days remaining even though my benefit year doesn't end until January 2022. It's so frustrating because the system gives you no explanation whatsoever. I've been calling nonstop but can't get through to anyone. After reading all these comments about Claimyr, I'm seriously considering trying it - seems like multiple people here have had success with it. The fact that so many legitimate accounts are getting flagged by their "improved" fraud detection system is ridiculous. Thanks for posting this - at least now I know I'm not alone and that it's fixable once you actually reach a human being. Going to keep certifying every week and hopefully get this resolved soon. This whole system is such a mess but hearing that others got their back payments gives me hope!
I'm in the exact same boat! Had my payments cut off about 2 weeks ago with that dreaded "0 effective days" showing up. Like you said, it's maddening that the system just stops payments without any explanation or guidance on what to do next. I've been calling every morning at 8am sharp but still can't get through - the phone lines are absolutely swamped. Reading through everyone's experiences here, it sounds like this fraud detection system they implemented is causing way more problems than it's solving. Definitely going to look into that Claimyr service since so many people here seem to have had success with it. At least we know we're not alone in this mess and that there's light at the end of the tunnel once we can actually talk to someone who can help!
I'm so sorry you're dealing with this - the zero effective days issue is unfortunately becoming really common lately. I went through something similar about 2 months ago where my payments just stopped cold with no explanation. From what I learned talking to a rep (after WEEKS of trying to get through), the "0 effective days remaining" usually means your account got flagged by their automated fraud detection system. It doesn't necessarily mean you did anything wrong - their new system is super sensitive and catches tons of legitimate claims. A few things that helped me: - Keep certifying every single week no matter what (you can get back pay for weeks you certified) - Try calling right at 8am when they open - that's when I finally got through - Consider that Claimyr service everyone's mentioning - I was skeptical at first but honestly after 3 weeks of getting nowhere, it might be worth it The good news is once you actually reach someone who knows what they're doing, they can usually fix it pretty quickly. In my case, they just had to manually review and clear the flag - took about 10 minutes and my payments resumed with back pay. Hang in there! I know it's incredibly stressful when your income just disappears with no explanation, but this is definitely solvable. The system is broken but your situation isn't hopeless.
I've been through this exact same process recently! One additional tip that saved me a lot of headaches - after you make the rate change in QuickBooks, go to Reports > Payroll > Payroll Liability Balances and compare your SUI liability amounts before and after the change to make sure everything calculated correctly. Sometimes QuickBooks can be quirky with mid-year rate changes. Also, if you have multiple employees, double-check that the wage base is being applied correctly for each one - I found that one of my employees who was close to the $12,300 limit had some weird calculations until I refreshed the payroll data. The NYS DOL website has a rate calculator tool that you can use to verify your manual calculations against what QuickBooks is showing.
This is incredibly helpful, thank you! I didn't know about the Payroll Liability Balances report - that's exactly what I need to verify my calculations are correct. And you're right about the wage base calculations getting tricky when employees are near the limit. I'll definitely check out that rate calculator tool on the NYS DOL website too. It's reassuring to know I'm not the only one who finds QuickBooks can be quirky with these mid-year changes!
I just went through this same situation last month! One thing that really helped me was printing out the "Payroll Item List" report before and after making the changes - it gives you a clear side-by-side comparison of all your tax rates. You can find it under Reports > List > Payroll Item List. Also, when you're in the State Taxes setup, make sure to check if there are any other NY taxes that might have changed too (like SDI or DBL rates) since they sometimes all update at once. I discovered my disability insurance rate had also changed when I was updating my SUI rate. If you're still having trouble finding the right menu path, try using QuickBooks' search function (the magnifying glass icon) and just type "state taxes" - it'll take you right there.
I went through something similar with a small tech startup that folded suddenly. The key is to document EVERYTHING - not just pay stubs, but also your offer letter, any email confirmations about your salary, direct deposit records from your bank, and even text messages about work schedules if you have them. NYS Department of Labor investigators are actually pretty thorough once they open a case against an employer who didn't pay UI taxes. They'll cross-reference your documentation with any records the employer did file (like quarterly tax reports) to build your wage history. The process can take a while, but they do backdate your benefits to when you first filed, so you won't lose out on money you're entitled to.
This is really helpful advice! I never thought about keeping text messages about work schedules as documentation. Quick question - when you say they backdate the benefits, does that mean you get a lump sum payment for all the weeks you were waiting for the case to be resolved? And did you have any issues with the weekly certification process while your case was under investigation?
I actually work in HR and see this issue more than I'd like to admit. Some red flags to watch for in the future: if your employer is constantly late with paychecks, doesn't provide proper pay stubs, or seems evasive about tax withholdings. When you file with NYS Department of Labor, make sure to mention that you suspect your employer wasn't compliant - they have a specific department that investigates wage and tax violations. Also, if you have any coworkers from that job who might be in similar situations, you should all file claims. Multiple reports against the same employer tend to trigger faster investigations. The good news is that once NYS catches an employer doing this, they usually have to pay penalties that go into a fund that helps cover benefits for affected workers.
This is such valuable insight from the HR perspective! I'm definitely going to reach out to my former coworkers to see if they're having similar issues when they try to file. We were all laid off around the same time so they probably haven't discovered this problem yet. Quick question - you mentioned penalties that go into a fund for affected workers. Does that mean we might get additional compensation beyond just our regular unemployment benefits, or is that fund just used to cover the benefits that should have been there in the first place?
Just went through this same situation about 3 weeks ago! The key thing is to file your new claim as soon as your benefit year ends - don't wait. I made the mistake of waiting a few days thinking I needed some kind of official notice, but you can file immediately. The whole process took me about 30 minutes online. One tip: have your bank account info ready because they'll ask if you want direct deposit set up again. Also, if you've been keeping track of your job search activities, make sure you have those records handy because they might ask about what you've been doing to look for work. The waiting period for the new claim was only about a week for me, much faster than my original claim last year.
Thanks for sharing your experience! That's really helpful to know the new claim processing was faster than the original. Did you have to provide all your employer information again from scratch, or did the system remember any of your previous employment history? I'm worried about having to track down all those W-2s and pay stubs again.
@Ava Garcia You have to enter all your employer information from scratch - the system doesn t'carry over any employment history from your previous claim. I had to dig up all my employer details again company (names, addresses, dates of employment, reason for separation, etc. for) the past 18 months. The good news is you don t'necessarily need physical W-2s or pay stubs during the filing process itself - they mainly want the basic employment details. Just make sure you have accurate dates and employer contact information. Keep those documents handy though in case they request verification later.
I just went through the refiling process last month and wanted to add a few things that helped me. First, make sure you file your new claim during business hours if possible - I tried filing late at night and kept getting system timeouts. Second, when they ask about your reason for unemployment, be specific about your job search efforts since your benefit year ended. They want to see you've been actively looking. Also, don't panic if your new weekly benefit amount is different from your old claim - they recalculate everything based on your most recent base period wages. The whole thing felt overwhelming at first but it's really just like filing your very first claim all over again. Good luck!
@Keisha Williams That s'really good advice about filing during business hours! I didn t'know the system could have timeout issues at night. Quick question - when you mention being specific about job search efforts since the benefit year ended, do they ask for detailed records during the refiling process itself, or is that more for the weekly certifications afterward? I ve'been keeping a spreadsheet of all my applications but wasn t'sure if I d'need to reference it right away during the initial refiling.
Holly Lascelles
honestly the whole system is confusing... i tried to apply when i was in school and they kept asking me weird questions about my availability. took forever to get through to anyone at NYS Department of Labor to explain what they actually wanted
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Malia Ponder
•If you're having trouble reaching NYS Department of Labor by phone, I had success using Claimyr (claimyr.com) to get through to an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made it way easier to get my student status questions answered directly instead of guessing what they wanted.
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Kyle Wallace
Make sure you're ready to accept work that conflicts with your class schedule if they offer it, because that's what 'able and available' means in practice
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Mohammad Khaled
•That's a really important point Kyle. @caf6077ba93b Aliyah, you should be prepared that if they offer you a full-time job that conflicts with your class schedule, you might have to choose between the job and maintaining your unemployment benefits. The "able and available" requirement is pretty strict - they want to know you'll prioritize work opportunities over school if it comes down to it.
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