New York Unemployment

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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!


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Really made a difference, save me time and energy from going to a local office for making the call.


Worth not wasting your time calling for hours.

Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.


An incredibly helpful service

An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!


Consistent,frustration free, quality Service.

Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


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I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!

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Ask the community...

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Sofia, I went through something very similar! I was laid off due to company restructuring and waited almost a month before applying because I thought I needed to find another job first. Big mistake! Like others have said, you qualify for benefits from the day you were laid off due to budget cuts. When I finally applied, they were able to backdate my claim to my separation date, so I didn't lose those weeks completely. The online application at my.ny.gov is pretty straightforward - just have your employer information, dates of employment, and reason for separation ready. One tip: start documenting your job search activities now if you haven't been keeping track. Even though they can backdate the monetary eligibility, you'll need to show ongoing work search efforts going forward. Don't beat yourself up about the delay - just get that application started today!

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@Freya Larsen Thank you so much for sharing your experience! It s'reassuring to know I m'not the only one who made this mistake. I m'definitely going to apply today - I ve'been kicking myself ever since I realized I could have been getting benefits this whole time. Quick question: when you applied and they backdated your claim, did you have to provide documentation for job search activities during that initial period, or just moving forward? I ve'been applying to jobs but wasn t'keeping detailed records like I should have been.

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@Aisha Hussain When I applied and got my claim backdated, they only required documentation for job search activities going forward from when I filed the claim. They didn t'ask me to prove what I did during the weeks between my layoff and when I applied. The backdating was purely for the monetary benefits based on my separation date. Once your claim is active though, you absolutely need to keep detailed records of your 3 weekly job search activities - company names, dates, method of contact, position applied for, etc. So don t'stress about the past weeks, just focus on documenting everything from now on!

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Sofia, you've gotten great advice here! I just wanted to add that when you file your claim on my.ny.gov, make sure you have all your employment information ready - your employer's name and address, your dates of employment, your gross wages from your last few quarters, and the specific reason for separation (budget cuts/layoff). The system will ask for detailed information about your work history. Also, once you start receiving benefits, you'll need to certify weekly online - this is where you'll report your job search activities and any work or income you had that week. Set a reminder for yourself to do this every week because missing a certification can delay your payments. Don't let the initial wait time discourage you either - it can take 2-3 weeks to process, but you'll get paid retroactively once approved. You've got this!

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My cousin quit her job last month because her employer kept changing her shift times with no notice and she couldn't arrange childcare. She's going through the adjudication process now but her case worker told her that sudden schedule changes without reasonable notice can sometimes qualify as good cause, especially if you have dependent care responsibilities. Every situation is different though so definitely don't quit without talking to someone first.

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I went through something similar with a retail job where management was making my work environment unbearable. One thing that really helped my case was keeping a detailed log of every incident - dates, times, witnesses present, and exactly what was said or done. I also saved all communications (texts, emails, schedule changes) and took photos of any written notices or schedules they posted. When I finally quit and applied for UI, having that documentation made all the difference. The adjudicator could see a clear pattern of problematic behavior from my employer. Also, make sure you exhaust all internal options first - file complaints with HR in writing (not just verbal), follow your company's grievance procedure if they have one, and keep copies of everything. NYS Department of Labor really wants to see that you tried to resolve things before quitting. It's frustrating but worth doing if you want the best shot at getting benefits approved.

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I'm dealing with this exact situation right now too. Been unemployed for about 3 months and desperately need to access my 401k. Reading through all these responses is really reassuring - it sounds like NYS Department of Labor treats retirement withdrawals differently than regular income, which makes sense since it's money we already earned and saved. I'm still nervous about doing anything that might mess up my benefits though. Has anyone here ever had NYS DOL question them about a 401k withdrawal during their weekly certification calls, or do they really just ignore it completely? I know they ask about any work or income each week, so I want to make sure I'm answering those questions correctly when I do withdraw the money.

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@Axel Far I was in your exact position a few months ago - super anxious about touching my 401k while on unemployment. I ended up withdrawing $8,000 and never had any issues with my weekly certifications. When NYS Department of Labor asks about income "during" the weekly claim process, they re'really asking about wages from work, freelance payments, or other earned income that would indicate you re'working. Retirement account withdrawals are treated as accessing your own previously earned money, not new income. I never mentioned my 401k withdrawal during any of my weekly certifications and my benefits continued without any problems. Just make sure you keep all the paperwork for tax purposes, but it shouldn t'affect your UI claim at all.

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@Axel Far I completely get your anxiety about this - I was in the same boat earlier this year. I withdrew about $10,000 from my 401k while collecting unemployment and it had zero impact on my benefits. During the weekly certifications, I never reported the withdrawal because it s'not considered income "in" the way NYS Department of Labor defines it. They re'looking for wages, freelance payments, or other work-related income that would suggest you re'earning money from employment. Your 401k is money you already earned and saved, so accessing it doesn t'count as new income. I kept all my withdrawal paperwork just to be safe, but NYS DOL never questioned it or even seemed aware of it. Your weekly benefits should continue normally as long as you meet all the other requirements like job searching and being available for work.

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I went through this same situation about 4 months ago when my unemployment benefits weren't covering all my expenses. I was really worried about withdrawing from my 401k because I didn't want to jeopardize my claim, but after doing some research and talking to others who had been through it, I learned that NYS Department of Labor doesn't consider 401k withdrawals as reportable income. I ended up withdrawing $9,000 and continued receiving my full weekly benefits without any issues. The withdrawal never came up during my weekly certifications, and I never had to report it to NYS DOL. Just be prepared for the tax consequences - I had to pay the 10% early withdrawal penalty plus regular income taxes on the amount, which was pretty painful when tax season came around. But if you need the money to survive while job searching, it shouldn't affect your unemployment benefits at all. Make sure to keep all your paperwork though, just in case you ever need to provide documentation.

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@Ava Garcia Thanks for sharing your experience! It s'really helpful to hear from someone who went through this recently. I m'in a similar spot where my unemployment just isn t'covering everything, especially with rent going up. The tax hit sounds brutal but I guess that s'better than getting evicted. Did you find that having to pay those taxes later affected your financial situation much, or were you able to plan for it? I m'trying to figure out if I should withdraw a bit extra to cover the future tax bill or just deal with it when the time comes.

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Based on what everyone's shared, it sounds like you should be in good shape since you worked full-time in early 2024. Just to add some clarity - the key thing to remember is that NYS Department of Labor needs to see wages in at least 2 different quarters within your base period, and those wages need to total at least $2,600. Since you mentioned working part-time through 2023 and then full-time starting early 2024, you likely have wages spread across multiple quarters which should help you meet both requirements. The system will automatically check both base periods for you, so you don't need to request the alternate base period - it happens behind the scenes if needed.

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This is really helpful information! I'm feeling much more confident about my eligibility now. It sounds like since I have wages from both my part-time work in 2023 and my full-time work in early 2024, I should meet both the two-quarter requirement and the $2,600 minimum. I appreciate everyone taking the time to explain how the base periods work - it's way clearer than anything I found on the official NYS Department of Labor website.

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Just wanted to chime in as someone who went through this process recently. One thing that helped me was calling the automated system at 1-888-209-8124 during off-peak hours (like early morning or late evening) to check my benefit year and base period dates. It's way faster than trying to get through to a live agent, and it gives you the exact quarters they're using for your claim. You can also press different options to hear your total wages for each quarter, which helps you verify if you meet the requirements without having to log into the website.

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Same boat here - had to close my photography business last year and couldn't get any unemployment. Ended up having to take a retail job just to qualify for benefits if I ever get laid off again. It's backwards but that's how the system works.

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Have you considered looking into New York State's other assistance programs while you're figuring out the unemployment situation? The Department of Social Services has programs like SNAP (food assistance) and emergency cash assistance that might help bridge the gap. Also, if you're planning to shut down the LLC, you might want to consult with an accountant about any tax implications - sometimes there are deductions or loss carryforwards that can help reduce your tax burden. It's not unemployment benefits, but every bit helps when cash flow is tight.

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That's really helpful advice about looking into other assistance programs! I hadn't thought about SNAP benefits. Do you know if having an LLC (even one that's not making money) affects eligibility for those programs? I'm worried they might see me as "employed" even though I'm making zero income. And yeah, definitely need to talk to an accountant about shutting down properly - don't want to get hit with unexpected tax issues on top of everything else.

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