How to update direct deposit info for NY unemployment benefits when phone support fails
I'm trying to update my direct deposit information for my NY unemployment benefits but it's driving me CRAZY! The website is confusing and I can't find where to update my banking info. I tried calling the NYSDOL several times but keep getting transferred or disconnected. One rep told me to go to the payment method section, another said I need to do it through NY.gov ID. Has anyone successfully changed their direct deposit info recently? What's the actual process? I just want my money to go to my new account!
23 comments
Aisha Rahman
Here's how to update your direct deposit: Log into your NY.gov ID account, go to My Online Services, select Unemployment Insurance, click on 'Update Your Personal Information', then choose 'Update Payment Method'. You'll need your bank routing and account numbers ready. Make sure to double-check the numbers - even one digit wrong will cause your payment to be rejected and delay everything.
0 coins
Mateo Perez
Thanks for this! I got to the 'Update Your Personal Information' part but I don't see an option for 'Update Payment Method' anywhere. Is it hidden in a submenu or something?
0 coins
4d
Write a comment...
CosmicCrusader
just did this last month. u gotta do it early morningbefore 9am or late at night after 8pm. the systm gets overloaded during day and the button doesnt show up sometimes. Stupid design.
0 coins
Mateo Perez
Are you serious?? That's ridiculous! I'll try tonight after dinner I guess. Thanks for the tip.
0 coins
4d
Ethan Brown
This is accurate advice. The system does maintenance and updates during off-peak hours, which sometimes affects which features are visible. I've found that Sunday evenings are actually the best time to make account changes.
0 coins
4d
Write a comment...
Yuki Yamamoto
I had the same problem last week! The button was grayed out for me too. So frustrating!
0 coins
Mateo Perez
Did you ever get it to work? What finally fixed it for you?
0 coins
4d
Yuki Yamamoto
Ya! Tried at 10pm and it worked fine. System is weird.
0 coins
4d
Write a comment...
Carmen Ortiz
Just a warning from my experience - after you update your direct deposit info, there's a 7-10 day verification period where they might send you a paper check instead. Don't panic if your first payment after changing doesn't go to your new account. The system is designed this way to prevent fraud, but nobody tells you about it! I spent hours on the phone trying to figure out where my money went, only to get a check in the mail days later.
0 coins
Mateo Perez
Oh wow, good to know! I would have definitely panicked if I didn't see the deposit. Their communication about these things is terrible.
0 coins
4d
Write a comment...
Andre Rousseau
Typical NYSDOL garbage system. They DELIBERATELY make it hard to update your info so people get frustrated and give up. I tried for WEEKS to update my bank info and finally got through to someone after 30+ calls. THE WHOLE SYSTEM IS DESIGNED TO DENY BENEFITS!!
0 coins
CosmicCrusader
i dont think its on purpose man, just outdated tech. my brother works in state IT, says all the systems are from like 1995 lol
0 coins
4d
Andre Rousseau
WAKE UP! They've had YEARS to fix it and millions in funding. They WANT it broken!!!
0 coins
4d
Write a comment...
Zoe Papadakis
After struggling with the same issue for days, I finally used Claimyr to get through to an actual agent at NYSDOL. Took less than 20 minutes to get connected and the agent walked me through the exact steps while on the phone. Was definitely worth it after wasting hours trying to do it myself. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE - the site is claimyr.com if you're tired of hitting redial all day.
0 coins
Mateo Perez
I've never heard of this before. Does it really work? I'm desperate at this point so I'll try anything.
0 coins
4d
Zoe Papadakis
Yes, it actually does. The agent I spoke with could see that there was a technical issue with my account that was preventing the payment method option from appearing. They fixed it on their end and then stayed on the line while I updated my info. Saved me days of frustration.
0 coins
4d
Write a comment...
Ethan Brown
To clarify a few things about updating direct deposit information for NY unemployment: 1. The correct path is: NY.gov ID login → My NY.gov → Unemployment Services → Update Personal Information → Update Payment Method 2. If the Update Payment Method option isn't visible, it could be due to: - System maintenance (try during off-hours as suggested) - A pending payment already in process (must wait until after it clears) - Technical account flag requiring agent assistance 3. After updating, there is indeed a 7-10 day verification period for security purposes 4. Screenshots and step-by-step guides are available in the NYSDOL virtual assistant under "Payment Methods" If you continue having issues after trying during off-hours, calling and specifically asking for the "Payment Processing Department" can sometimes get you to the right person faster.
0 coins
Mateo Perez
Thank you for the detailed explanation! I tried last night around 11pm and the option finally showed up. Was able to update my banking info successfully. Now I'll just wait and see if the next payment goes through correctly. Fingers crossed!
0 coins
4d
Ethan Brown
Great to hear! Remember that first payment will likely come as a paper check. If you want to verify the change was processed correctly, you can check your payment method status under the "Payment History" section - it should show your new bank account (last 4 digits only) for any pending payments.
0 coins
4d
Write a comment...
Carmen Ortiz
Just wanted to add something I learned when updating my direct deposit info in February. If you try to use a prepaid card account or certain online banks, the system sometimes rejects them even though they're valid accounts. The NYSDOL system seems to prefer traditional bank accounts from major banks. Had to switch from my online bank to my credit union account to get it to go through.
0 coins
Mateo Perez
I'm using Chase so hopefully that's traditional enough! Thanks for the tip though, that's good information for anyone using online-only banks.
0 coins
4d
Write a comment...
CosmicCrusader
did u fix it yet? let us know what worked so other people can see
0 coins
Mateo Perez
Yes! Tried at 11pm and the option appeared. Successfully updated my info and according to the payment history, the next deposit should go to my new account (after a possible paper check for the first payment). Thanks to everyone for the help!
0 coins
4d
Write a comment...