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Ugh, this exact same thing happened to me back in October! Card arrived with $0 balance even though my online portal showed $1,680 in "released" payments. I was literally crying because my rent was already 10 days late and my landlord was threatening eviction. After reading through posts like this one, I realized it's unfortunately super common with NY unemployment. I tried the regular phone number for almost two weeks - either constant busy signals or I'd wait 3+ hours on hold just to get disconnected right when I thought I was about to talk to someone. Finally got desperate enough to try that claimyr service everyone mentions (was really skeptical at first). Got connected to an actual agent in about 75 minutes and found out they had put some random "fraud protection hold" on my account that nobody bothered to tell me about. The agent removed it immediately and said my payments would hit the card within 24-48 hours. Sure enough, all my back payments showed up exactly when she promised. I know it's terrifying when you desperately need that money, but don't give up! There ARE real people who can fix this issue, you just have to find a way to actually reach them. Try calling right at 8am when they open, but if you can't get through after a few days, that callback service might be worth considering. You will get your money - it's just way more complicated than it should be!
Oh my god, thank you for sharing this! I'm literally going through the exact same nightmare right now and was starting to panic that I'd never see my money. The fact that they put a "fraud protection hold" without any notification is just insane - how are we supposed to know these things exist? I've been trying to call for days with no luck, so I think I'm going to have to bite the bullet and try that claimyr service too. It's ridiculous that we have to pay someone else just to talk to our own government, but at this point I'm desperate. Your story gives me so much hope that this will actually get resolved! Did the agent give you any explanation for why the hold was put on your account in the first place?
This exact same thing happened to me 3 months ago! My card showed up empty but online said $1,248 was "released." I was panicking because I needed that money for my kids' daycare payment. After trying the regular number for over a week with no success, I finally used claimyr.com that everyone here keeps mentioning. Got through to an agent in about 90 minutes and discovered they had sent my payments to an old direct deposit account I forgot was still in the system from 2 years ago! The account was closed so the money just bounced around somewhere. The agent was super helpful - she cancelled the old direct deposit info, switched everything to my card, and reissued all the back payments. Took about 3 business days but I got every penny I was owed. Don't wait for this to fix itself - it absolutely won't. You need to talk to a real person to figure out exactly where your $1870 went. Try calling at exactly 8am when they open, but if you can't get through after a few days, that callback service might be worth the cost for your peace of mind. You WILL get your money, just unfortunately have to jump through more hoops than should be necessary!
This is exactly what I needed to hear! I was starting to lose hope that I'd ever see my money. The fact that your payments went to an old direct deposit account without you realizing it makes me think that might be what happened to me too - I should probably check if there's any old banking info still in my system. It's crazy that these issues are so common but they never bother to explain what might go wrong when they send out the cards. I'm definitely going to try calling at 8am tomorrow, and if that doesn't work I'll look into the claimyr service. Thanks for sharing your experience and for the encouragement - knowing that you got every penny back gives me hope this nightmare will end soon!
I've been dealing with this same issue! What I've learned from experience is to always certify by 6 PM on Sunday to be absolutely safe. I used to cut it close and certify around 9-10 PM, but had several payments delayed to Wednesday which really messed up my budget. Now I treat Sunday afternoon like a hard deadline and haven't had any issues since. The peace of mind is worth it when you're depending on that money for bills and groceries.
just keep filing those weekly claims no matter what! i made the mistake of stopping when mine was taking forever and it messed everything up
I went through this exact same process in late 2024. My claim took about 5 weeks total from application to first payment, and that was for a straightforward layoff situation. The key things that helped me: 1) Make sure you're doing the weekly certifications religiously - even if it feels pointless when nothing's happening, 2) Keep detailed records of your job search activities because they may ask for them later, and 3) Be patient but persistent. If you hit the 6-week mark with no communication, definitely try calling or using one of those callback services people mentioned. The system is slow but it does work eventually. Hang in there!
This whole system is broken. They're quick to demand money back but can't even properly track when you've already paid it. Meanwhile regular people get harassed by collection agencies while the state sits on billions in improper payments they'll never recover.
I went through this exact same situation last year. The key is getting the right documentation - you'll need your IRS Account Transcript (not just the tax return transcript) that specifically shows the Treasury Offset Program entry with the NYS Department of Labor as the recipient. You can get this online at irs.gov or by calling the IRS. Then submit this along with a written explanation to NYS Department of Labor's Benefit Payment Control unit. It took about 6 weeks for them to process and update my account, but they did eventually clear the debt and stop all collection activity. Don't give up - you shouldn't have to pay twice for the same overpayment.
Olivia Clark
update us what happens!
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Paolo Bianchi
•Will do! Going to try filing a new claim today and see what happens.
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Evelyn Xu
I went through this exact situation last year! When my benefit year ended in March 2024, I had about 40 days left and the system kept letting me certify for almost a month. I called the DOL and they told me I should have filed a new claim immediately when my benefit year ended, regardless of what the system allowed. The rep explained that the remaining days from your old claim don't automatically carry over - you need to establish eligibility for a new benefit year first. I had to file a new claim and there was about a 2-week processing delay, but I didn't get hit with any overpayment issues since I reported it proactively. My advice: Stop certifying on the old claim now and file the new one ASAP. Better to be safe than sorry, especially after reading Connor's experience with the overpayment situation!
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