Has anyone with 7/31/2025 DDD actually received their federal refund? State refund status?

Thanks for the detailed response! I checked the MO website but it just says "processing" for weeks now. Guess I'll just wait a few more days for the federal refund before panicking.

yeah this is right. i got my DDD for 7/24 but didnt actually see the money till 7/26. banks be holding onto that cash for a min 🙄

To add to this, if you used your refund to pay for tax prep fees, you might see an additional delay since it goes through a third party first. That got me last year 😭

Sounds interesting. How exactly does it work? Does it just read your transcript or does it do more?

It analyzes your entire transcript and breaks everything down step by step. The coolest part is it can identify issues that might be holding up your refund that aren't obvious. Mine showed a code 570 that I didn't understand but the tool explained exactly what it meant and what to expect next. It literally saved me hours of googling and anxiety!

is this one of those sketchy services that asks for all your personal info? not tryna get my identity stolen lol

OMG NO WAY would I recommend something like that! It's just a transcript analysis tool. I was blown away by how accurate it was - predicted my refund would hit 2 days before the DDD and that's EXACTLY when it showed up. Wish I'd found it sooner honestly.

another service promising the impossible...how does this even work when nobody can get through to IRS? 🤨

it basically keeps dialing for you until it gets through, then calls you back when it has an agent on the line. saved me from having to sit on hold for hours. talking to an actual human at IRS got my refund released in 48hrs after months of waiting.

I'm desperate enough to try anything at this point. Does it actually work for complicated issues or just basic stuff?

worked for my complicated situation! had multiple issues with my return - incorrect W2 info + a missing form. the agent was able to fix everything while I was on the phone. probably woulda been waiting till 2026 without talking to someone directly 😂

Just tried it and FINALLY got through to someone who could actually help. My refund is being released next week! Why doesn't everyone know about this???

Wells Fargo is THE WORST with tax refunds. I switched to a credit union last year and now get my refunds way faster.

Yeah I've been thinking about switching. They always hold the money for the maximum time possible 🙄

second this! online banks usually deposit early. I use Current and got mine 2 days before the DDD

wish I knew this before! I'm with a traditional bank and they never release early 😩

This 💯. The DDD isn't always accurate if there are other codes on your transcript.

I did check my transcript but all those codes are so confusing. It shows an 846 code with the 7/31 date but there's other numbers too that I don't understand.

846 is the refund issued code which is good. What other codes do you see? 570 means there's a hold, 971 means they sent a notice. If you don't see either of those with recent dates you should be fine.

I see some older 150 codes from when I first filed. No 570 or 971 thankfully. I'll just try to be patient for a few more days I guess.

they'll try to deposit to that account, and when it bounces they'll mail you a paper check. adds about 2-3 weeks to the process usually.

ugh thats what i was afraid of. thanks for the info!

WMR is always behind the transcript info. It's like they have completely separate systems that don't talk to each other.

i stopped checking WMR entirely. pure garbage. transcript is the only way to get accurate info

Try taxr.ai - it can tell you what's actually going on with your refund status by analyzing your transcript. Saved me so much headache when I was in the same situation.

you need to talk to an actual human at the IRS. use claimyr.com to get through - only way I could ever reach a real person there.

I'll check it out, thanks. Getting desperate at this point!

Did you have your tax prep fees taken out of your refund? If so, it goes through a third party first which can add time.

No, I did my taxes myself through FreeTaxUSA and provided direct deposit info. Should've gone straight to my account.

That happened to me too! Finally called and found out my return got flagged for ID verification. Never got any notice about it. You might need to check if that's your issue.

how did you even get through to talk to someone? i've tried calling like 15 times

Used claimyr.com and had a callback within an hour. Talking to an agent was the only way I could figure out what was happening with my return.

This right here!!! They don't make this clear enough when you file. I was freaking out wondering where my refund was when everyone else with my DDD already got theirs.

yep and they charge an extra fee for this "service" too. complete ripoff. next year I'm paying upfront.

This is super helpful context, thank you! I bank with BofA so I guess they're probably holding it until the actual date.

BofA is notorious for holding until the EXACT date, sometimes even until end of day. If you don't see it by close of business tomorrow, then start making calls.

I have so many random codes on mine too and spend way too much time trying to decipher them. Will check this out, thanks!

It's crazy how much stress they cause with all these cryptic codes! The tool translated everything into plain English and actually showed me exactly where in the process my refund was. Huge relief.

TAS is super backed up right now. They're only taking cases where you're facing eviction, utility shutoff, or medical emergency. Just being annoyed by a delay isn't enough unfortunately.

this feels like an ad... does this service actually work???

100% worked for me dude. after trying for WEEKS to get through the normal IRS number. just sharing what helped in case someone else is stuck in the same nightmare i was in.

Can confirm it works. I was skeptical but desperate after 3 months of waiting. Got through to an agent who fixed my issue on the spot.

ok good to know, might try it! been calling the IRS for days with no luck.

Colorado is taking FOREVER this year too. Still waiting since March 🙃