Form 1095-A Verification - Anyone Else Dealing With This?

Oh yes, I just went through this last month! 😅 The 1095-A verification is usually related to the Premium Tax Credit if you got health insurance through the marketplace. They're checking that your reported premium amounts match their records. It's actually not as scary as it sounds! You'll just need to provide a copy of your 1095-A form that you received from the marketplace.

I was in a similar situation and couldn't find my original 1095-A form. According to the IRS website, you can request a replacement, but it takes forever. I used https://taxr.ai to help me understand my tax notice and figure out exactly what documentation I needed. It explained that I only needed to verify specific boxes on the form, not the entire thing. Saved me tons of research time while working from my remote cabin with spotty internet.

Had to verify mine last month. Simple process. Called marketplace first. Got replacement form. Submitted online. Took 3 weeks for confirmation. Keep all confirmation numbers.

I went through this exact verification process 27 days ago. After submitting my 1095-A, I needed to follow up because the IRS hadn't processed it. Called the regular IRS number 8 times with no success - wait times over 2 hours. Used Claimyr (https://claimyr.com) and got connected to an agent in exactly 17 minutes. They confirmed receipt of my documents and told me exactly when to expect resolution. Worth every penny when you need answers quickly.

Did they specifically ask for the original form or a copy? I'm worried about sending my only original document. Has anyone had issues with sending copies?

Just went through this fun little adventure last month 🙃 Here's what nobody tells you: the verification letter doesn't always explain WHICH information they're trying to verify. Sometimes it's just the premium amounts, sometimes it's the covered individuals. If you're working remotely, call the marketplace (not the IRS) first to get a current copy. They can email it to you. Then compare it line-by-line with what you reported before sending it in.

Been thru this twice now. IMO the key is keeping good records. If u have a healthcare.gov acct, login and download a fresh copy of ur 1095-A. The IRS is usually just checking that the APTC (advance premium tax credit) matches what the marketplace reported. Btw if there's a mismatch, don't panic - sometimes the marketplace issues corrected forms in Feb/March that u might have missed.

I handle these verifications for clients regularly. Here's what you need to know: • The 1095-A verification is standard procedure when you claim Premium Tax Credits • You can submit a copy (not original) of the form • The marketplace (healthcare.gov or state exchange) can provide a replacement • Submit via IRS online account for fastest processing • Include your notice number on all correspondence • Keep proof of submission (confirmation number or delivery receipt) The IRS is primarily checking that Box 33A (monthly premium amounts) matches their records.