How to get a copy of 1095-A - Never received in mail
Need help finding my 1095A form. Never got it in the mail and now I'm stuck trying to file my taxes. Anyone know where I can get it or request a new one? Really frustrating since I need this to finish my return.
23 comments

Avery Flores
You can get your 1095-A form by logging into your healthcare.gov account. Go to your profile and look for tax forms section. If you don't have access to your account, call the Marketplace at 1-800-318-2596 and they can help you get a copy.
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Caden Nguyen
Authorthank you! didnt even think to check the website 🤦♀️
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Zoe Gonzalez
Just make sure you have your login info ready. They're really strict about identity verification now
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Ashley Adams
Hey everyone! While getting the 1095-A is straightforward, if your having issues with your return after you get it, check out taxr.ai - it's this new tool that analyzes your transcripts and tells you exactly what's going on. Only costs $1 and saved me hours of headache. https://taxr.ai
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Alexis Robinson
Does it really work? Been seeing people talk about it but seems too good to be true
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Ashley Adams
100% works! It basically reads your transcript like a pro and explains everything in plain english. Best dollar I ever spent fr fr
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Alexis Robinson
Just tried it and WOW 🔥 wish I knew about this months ago!
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Aaron Lee
stuck in the same boat rn... marketplace phone lines are always busy its so annoying
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Chloe Mitchell
Pro tip: call right when they open at 8am EST. Way less wait time 👍
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Michael Adams
If ur in a state with its own marketplace (like CA or NY) u gotta go through their website instead of healthcare.gov fyi
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Natalie Wang
took me 2 hrs on hold but finally got mine resent. hang in there
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Caden Nguyen
Authoroof that sounds rough... guess ill try the website first lol
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Noah Torres
whatever u do dont file without it, learned that lesson the hard way last year 💀
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Samantha Hall
fr fr had to amend and waited 8 months for my refund 😭
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Mateo Hernandez
Also check if your insurance company has a member portal - some of them have copies of the 1095-A available for download there too. Mine had it when I couldn't find the paper copy anywhere!
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Sarah Ali
Also wanted to mention - if you moved during the year or changed addresses, that might be why you didn't receive it. The IRS sends 1095-A forms to the address they have on file from when you enrolled. Definitely check healthcare.gov first like others suggested, but if there's an address issue you might need to update that for next year too.
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Sarah Jones
Good point about the address thing! I had this exact issue a couple years ago when I moved mid-year and forgot to update my info. Definitely worth double-checking that your current address is on file with the marketplace for future forms too.
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Abby Marshall
Just wanted to add that if you enrolled through a state marketplace instead of healthcare.gov, you'll need to log into that state's specific website. Each state exchange handles their own 1095-A forms. Also, if you're still having trouble accessing it online, many tax prep software programs can help you locate and import the form directly - might be worth checking if your tax software has that feature!
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Yuki Nakamura
Really good point about the state marketplaces! I almost made that mistake myself. Also didn't know some tax software could import the forms directly - that sounds super convenient. Which tax programs have you seen do this? Might be worth switching if it makes the whole process easier!
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CaptainAwesome
If you're having trouble with the healthcare.gov login or the phone lines are too busy, another option is to contact your tax preparer if you use one - they often have access to IRS systems that can help locate your 1095-A. Also, some local VITA (Volunteer Income Tax Assistance) sites can help you navigate getting the form if you qualify for their services. Don't stress too much though - you've got plenty of time before the filing deadline!
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Natasha Orlova
That's really reassuring! I was starting to panic about the deadline but you're right, there's still plenty of time. I didn't know about VITA sites being able to help with this - that might actually be a good backup option if I can't get through online or on the phone. Thanks for mentioning that!
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Aisha Abdullah
If you're still stuck after trying all these great suggestions, don't forget that you can also request your 1095-A through the IRS Get Transcript service at irs.gov. It won't have the full form, but it will show your premium tax credit information which might be enough to complete your taxes while you wait for the actual form. You'll need to create an IRS account if you don't have one, but it's usually faster than waiting on hold with the marketplace!
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Ellie Perry
That's brilliant! I had no idea the IRS Get Transcript service could show premium tax credit info. That could be a real lifesaver if you're in a time crunch and can't get the actual 1095-A right away. Definitely seems like a faster option than dealing with busy phone lines. Thanks for that tip - I'm bookmarking the IRS transcript service for future reference!
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